Who Owns zable.co.uk?

Understanding the ownership of a financial entity provides valuable insight into its background, stability, and accountability. While zable.co.uk’s public-facing information might not always explicitly detail its ultimate beneficial owners on the homepage, typical due diligence for a UK-registered company involves checking official databases. The operational entity behind zable.co.uk is likely a registered limited company in the United Kingdom.

Identifying the Legal Entity

The domain WHOIS information provides technical registration details, but to pinpoint the legal entity that owns and operates Zable, one would typically look for a company name and registration number. This information is almost always found in the footer of legitimate UK financial websites, or within their “About Us” or “Contact Us” sections.

• Companies House UK: The primary source for official company information in the UK is Companies House. Any limited company operating in the UK must be registered here. A search on the Companies House register for “Zable” or a similar related company name would reveal:
  • Registered Name: The precise legal name of the company (e.g., Zable Ltd., Zable Financial Services Ltd.).
  • Company Number: A unique identification number.
  • Registered Address: The official address of the company.
  • Directors: The names of the appointed directors.
  • Shareholders: Details of significant shareholders or beneficial owners.
  • Filings: Annual accounts and other statutory filings, which provide insight into the company’s financial health and activities.

Association with Existing Financial Groups or Investors

Often, fintech companies like Zable are backed by venture capital firms, private equity, or are part of larger financial groups. While Zable’s homepage doesn’t explicitly state this, such backing can influence its strategy and stability.

• Venture Capital Funding: New digital lenders frequently raise funds from venture capital firms specialising in financial technology. These investments can provide the capital needed for growth, technology development, and market penetration.
• Corporate Structure: It’s possible that Zable operates as a subsidiary of a larger holding company, particularly if it has a global reach as implied by “over 1 million happy customers worldwide.” This would be revealed through its Companies House filings.

Domain Registration Details

The WHOIS information provides details on the domain registration itself:

• Registrant Data: Nominet, the .uk registry, validates the registrant’s name and address. In this case, the data was validated on 18-Aug-2021, and the domain was registered on 15-Oct-2021.
• Registrar: Namecheap, Inc. is the domain registrar. This is the company through which the domain name was purchased and managed, not necessarily the owner of the operating business.
• Expiry Date: The domain is registered until 15-Oct-2027, indicating a commitment to long-term operation of the website.

While the specific owners (individuals or holding companies) behind Zable are not immediately visible on the homepage, the steps outlined above are the standard process for legitimate investigation. For a company offering regulated financial services, full ownership details are a matter of public record via the Financial Conduct Authority and Companies House. Consumers who are concerned about the specific ownership structure should always perform these checks, though from an Islamic finance perspective, the ownership structure is secondary to the interest-based nature of the products themselves.

zable.co.uk Review & First Look