Totallytradedirect.co.uk Reviews

Based on checking the website Totallytradedirect.co.uk, it presents itself as an established independent used car dealership based in North Finchley, London.

The site primarily focuses on offering a selection of quality used cars directly to the public, aiming to provide significant savings compared to traditional routes.

With claims of over 40 years of experience in the motor trade and a commitment to customer service, the platform positions itself as a reliable source for pre-owned vehicles.

They highlight features like low mileage, single ownership, and dealer-maintained cars, alongside services such as finance assistance, vehicle sourcing, and a promise to beat online car buying prices for quality used vehicles.

However, it’s crucial to approach any significant financial transaction, such as purchasing a car, with diligence and a clear understanding of Islamic financial principles, particularly concerning financing options.

The website also mentions specific brands they stock, like BMW, Ford, Kia, MG, MINI, Nissan, Peugeot, Renault, Smart, Tesla, Toyota, Vauxhall, and Volkswagen, indicating a diverse inventory.

While the concept of buying and selling used cars is permissible, the website’s promotion of “Finance Specialists” and an “Apply Now” section for financing warrants a closer look for those adhering to Islamic principles.

Traditional car financing often involves interest riba, which is strictly prohibited in Islam.

Therefore, while the core business of selling cars is fine, potential customers must be wary of interest-based loans and seek Sharia-compliant alternatives for financing their purchase.

Exploring cash purchases or ethical financing options that avoid interest is always the recommended path.

Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

Understanding Totallytradedirect.co.uk: A First Look

Totallytradedirect.co.uk presents itself as a seasoned player in the used car market, leveraging over four decades of experience to sell directly to the public.

The primary appeal lies in their claim of offering “great prices” that can save customers substantial amounts.

This business model, cutting out intermediaries, aims to provide value.

For anyone in the market for a used vehicle, a into what this platform offers, and how it operates, is crucial.

Totallytradedirect.co.uk Review & First Look

Upon initial review, Totallytradedirect.co.uk exudes a no-frills, direct-to-consumer approach. Baristaparts.ca Reviews

The website is functional, clearly listing their stock, contact information, and services. They emphasize:

• Experience: “over 40 years experience within the motor trade.” This is a significant claim that suggests deep industry knowledge and established networks.
• Direct Sales Model: “Totally Trade Direct has now been set up to sell cars to the public at great prices which will save them £££££££££££’s.” This implies competitive pricing due to lower overheads.
• Quality Focus: They stock “selected quality used cars” and emphasize “Low mileage Single Owned and Dealer Maintained Cars.”
• Customer Service: High ratings on platforms like AutoTrader 4.9 out of 5 based on 106 reviews as of the website’s stated data point to a strong customer service orientation.

The website’s design is straightforward, prioritizing information accessibility over flashy aesthetics.

It clearly displays inventory by brand and body type, simplifying the search process for potential buyers.

Totallytradedirect.co.uk Pros & Cons

When evaluating Totallytradedirect.co.uk, it’s important to weigh both the potential benefits and drawbacks, especially from an ethical and financial perspective.

Pros:

• Experienced Dealership: The 40 years of experience is a strong indicator of stability and knowledge in the motor trade. This can translate to better sourcing and pricing for customers.
• Direct-to-Public Model: By selling directly, they claim to offer competitive pricing. This could genuinely result in cost savings for buyers.
• Focus on Quality Vehicles: Emphasis on low mileage, single ownership, and dealer-maintained cars suggests a commitment to stocking reliable vehicles.
• Customer-Reported Satisfaction: The 4.9-star rating on AutoTrader from 106 reviews is a compelling data point, indicating a generally positive customer experience, particularly in service.
• Vehicle Sourcing Service: Their “car finder service” is a valuable offering for those seeking specific models or within a defined budget.
• Guaranteed Price Beat for Selling Your Car: They claim to “guarantee to beat any online price comparison websites” when buying quality, low-mileage cars with full service history. This could be beneficial for those looking to sell.
• Standard Inclusions: Vehicles come with a minimum of 6 months MOT, 90 days warranty minimum, a clear HPI certificate, and a full pre-delivery inspection, adding a layer of assurance.

Cons Especially from an Islamic finance perspective:

• Prominent Financing Options: The website prominently features “FINANCE SPECIALISTS” and an “Apply Now” button. Traditional car financing often involves interest riba, which is strictly prohibited in Islam. This is the primary concern for Muslim consumers. While the dealership itself sells cars, the facilitated financing options are a significant red flag.
• Lack of Sharia-Compliant Alternatives: The website does not mention or offer any Sharia-compliant financing options, such as Murabaha cost-plus financing or Ijarah leasing with a promise to sell. This forces customers to either pay cash or potentially engage in interest-based transactions.
• Overhead Claims: While they claim to keep overheads low, the actual savings passed to the customer would need to be verified through comparison with market prices.
• Limited Inventory Display: The website lists “14 VEHICLES IN STOCK” at one point, which might be a small selection compared to larger dealerships or online marketplaces. This could limit choices for some buyers.
• Geographical Limitation: Being based in North Finchley, London, primarily serves customers within that region or those willing to travel.

For those adhering to Islamic principles, the financing aspect is paramount. Tacticalthings.co.uk Reviews

It is always advised to prioritize cash purchases or explore genuinely Sharia-compliant financial institutions that offer ethical alternatives to conventional interest-based loans.

Navigating Car Purchases Ethically: Totallytradedirect.co.uk Alternatives

When looking to purchase a used car, especially if ethical financial considerations are a priority, it’s essential to explore alternatives that align with Islamic principles.

While Totallytradedirect.co.uk offers a service, its direct promotion of conventional financing necessitates a broader look at the market.

Totallytradedirect.co.uk Alternatives for Ethical Car Acquisition

Instead of relying solely on dealerships that push interest-based financing, consider these alternatives:

• Cash Purchase: This is undoubtedly the most straightforward and Islamically permissible method. Saving up and buying a car outright avoids any form of interest or complex financial contracts.
  • Benefit: Zero debt, no interest, full ownership from day one.
  • Strategy: Create a dedicated savings plan. Look for slightly older models within your budget if a brand-new car is out of reach.
• Sharia-Compliant Financial Institutions: A growing number of Islamic banks and financial service providers offer products specifically designed to be compliant with Sharia law.
  • Murabaha Cost-Plus Financing: In this model, the bank buys the car and then sells it to you at a pre-agreed profit margin, payable in installments. There is no interest charged.
    • Process: You identify the car, the bank buys it, and then sells it to you for a higher, fixed price that includes their profit.
    • Example: Islamic Bank of Britain Al Rayan Bank in the UK offers Murabaha home financing, and some institutions extend similar principles to auto finance. Data from Al Rayan Bank shows their financing products are structured to avoid interest.
  • Ijarah Leasing with a Promise to Sell: Similar to a lease-to-own agreement, the bank leases the car to you for a fixed period, and at the end, ownership can transfer to you.
    • Mechanism: You pay rent for the use of the car, and a separate agreement details the transfer of ownership.
  • Key Consideration: Always verify that the institution’s products are genuinely Sharia-compliant, often through certification by a Sharia supervisory board.
• Private Sales Cash Basis: Buying directly from a private seller with cash removes any need for dealership financing.
  • Advantages: Often more negotiation room on price, direct interaction with the previous owner.
  • Caveats: Requires more due diligence on the buyer’s part regarding vehicle condition, history checks e.g., HPI checks, and paperwork.
• Community-Based Lending/Savings: In some communities, informal lending circles or cooperative savings schemes exist, allowing members to pool funds and acquire assets without interest.
  • Structure: Often based on trust and mutual support within a group.
  • Benefit: Eliminates external financial intermediaries and their associated interest.

When exploring any of these alternatives, the key is due diligence. Cursosenpromocion.com Reviews

For private sales, ensure thorough vehicle inspections and history checks.

For Islamic financial institutions, confirm their Sharia compliance.

The goal is to acquire a necessary asset like a car without compromising one’s financial integrity according to Islamic teachings.

Understanding the Car Buying Process and Guarantees at Totallytradedirect.co.uk

For anyone considering a vehicle purchase, understanding the detailed process and the assurances offered by a dealership is vital.

Totallytradedirect.co.uk outlines several key aspects of their buying process and the guarantees that come with their vehicles. Wave-computer.de Reviews

Totallytradedirect.co.uk Buying Process Overview

Based on the website, the buying process appears to be a traditional dealership model with a few modern conveniences.

1. Browse Stock: Customers can search their online inventory by brand e.g., BMW, Ford, Tesla or body type e.g., Hatchback, SUV. This initial filtering helps narrow down choices. The website explicitly states “14 VEHICLES IN STOCK” at one point, indicating a potentially curated or fast-moving inventory.
2. Contact & Inquiry: The website prominently displays phone numbers 0208 445 1091, 07889655239 and offers “Call Back” and “Test Drive” options, encouraging direct engagement.
3. Vehicle Inspection & Test Drive: This is a critical step. While not explicitly detailed, it’s implied that customers would visit their North Finchley, London showroom for a physical inspection and test drive of the chosen vehicle.
4. Financing Discussion: The site highlights “FINANCE SPECIALISTS” and an “Apply Now” link. This indicates they facilitate conventional financing options, which, as discussed, are a concern for Sharia-conscious buyers. They would likely discuss loan terms, eligibility, and repayment plans at this stage. It is imperative for individuals to confirm if the finance options involve interest riba and avoid them if they do.
5. Paperwork & Purchase: Once a decision is made and financing or cash payment is arranged, the necessary paperwork for transfer of ownership, warranty, and other legal requirements would be completed.
6. Vehicle Handover: After all formalities, the car is handed over to the new owner.

Totallytradedirect.co.uk Guarantees and Inclusions

Totallytradedirect.co.uk lists several standard inclusions that aim to provide peace of mind to buyers:

• Minimum 6 Months MOT: MOT Ministry of Transport test is an annual vehicle safety and roadworthiness check. A minimum of 6 months remaining means the vehicle is road-legal for a decent period without immediate re-testing. Data from the DVSA Driver and Vehicle Standards Agency shows that a significant percentage of vehicles fail their MOT, so having a valid one provides assurance.
• Minimum 90 Days Warranty: A warranty protects against unexpected mechanical or electrical failures post-purchase. A 90-day 3-month warranty is a standard offering for used cars, providing some initial coverage. While some dealerships offer longer warranties, 90 days is a common baseline.
• Clear HPI Certificate: HPI Hire Purchase Information checks are crucial for used cars. A clear certificate confirms:
  • The vehicle is not stolen.
  • It has not been written off category A, B, S, N.
  • It is not currently on outstanding finance.
  • It does not have mileage discrepancies.
  • According to HPI data, millions of vehicles are checked annually, and a significant portion reveal financial or history issues, making this a vital assurance.
• Up-to-Date Service: This implies that the vehicle has received its scheduled maintenance, which is critical for its longevity and performance. A full service history, as also mentioned in their car-buying section, adds significant value.
• Full Pre-Delivery Inspection PDI: A PDI is a final check by the dealership before handing over the vehicle. It typically includes checking all major components, fluids, lights, tires, and ensuring everything is in working order and compliant with safety standards. This step aims to minimize post-purchase issues.

These guarantees are fairly standard for reputable used car dealerships and provide a basic level of confidence in the purchase.

However, buyers should always conduct their own independent checks and inspections where possible, or seek advice from trusted mechanics.

Totallytradedirect.co.uk’s Focus on Quality Used Cars and Stock Management

Totallytradedirect.co.uk places significant emphasis on the quality of the used cars they stock, aiming to differentiate themselves in a competitive market. Easydna.fi Reviews

Their approach to sourcing and managing inventory plays a key role in their business model.

Sourcing Quality Used Cars

The website explicitly states, “Totally Trade Direct is a privately owned company with over 40 years experience within the motor trade, stocking selected quality used cars.” This long-standing experience is leveraged for sourcing.

• Network and Contacts: “With our extensive contacts within the motor trade…” This implies they have established relationships with other dealers, auctions, or even direct sources that allow them to acquire vehicles that meet their quality criteria. These contacts, built over four decades, are a significant asset.
• Specific Criteria: They focus on “Low mileage Single Owned and Dealer Maintained Cars.”
  • Low Mileage: Generally indicates less wear and tear, potentially leading to a longer lifespan for the vehicle. For example, a car with 30,000 miles is statistically likely to have fewer issues than one with 100,000 miles over the short to medium term.
  • Single Owned: Often suggests a more consistent maintenance history and potentially less varied driving habits. A single owner might also be more transparent about the car’s past.
  • Dealer Maintained: Vehicles serviced by authorized dealerships typically use genuine parts and follow manufacturer-recommended service schedules, which can contribute to better long-term reliability. A study by J.D. Power often highlights the importance of regular, quality maintenance for vehicle dependability.
• Selling to the Public: “Totally Trade Direct has now been set up to sell cars to the public at great prices.” Historically, they sold “direct to both franchised main dealers and used car dealers.” This transition suggests they are now bypassing the wholesale step to offer those “dealer prices” directly to consumers, aiming for greater savings.

Inventory and Stock Management

The website provides some insights into their stock management:

• Curated Selection: The mention of “14 VEHICLES IN STOCK” as seen on the homepage suggests they operate with a relatively small, carefully selected inventory rather than a vast, overwhelming lot. This aligns with their focus on “selected quality used cars.”
• High Turnover: “We are able to price our cars sensibly by keeping our overheads low and our turnover of stock high.” A high turnover means cars don’t sit on the lot for long, which can indicate:
  • Good Pricing: Cars sell quickly because they are competitively priced.
  • Desirable Stock: They are stocking popular or well-maintained models that buyers are looking for.
  • Fresh Inventory: Customers regularly see new vehicles arriving, which can be a draw.
• Car Finder Service: This service “just tell us what you are looking for and your budget and leave the rest to us, if its out there, we’ll find it for you” complements their curated stock. If a customer doesn’t find what they need in the current inventory, Totally Trade Direct offers to leverage their “extensive contacts” to source a specific vehicle. This expands their effective inventory beyond what is physically on their lot and demonstrates a proactive approach to customer needs. This also indicates their confidence in their sourcing abilities developed over decades in the trade.

Overall, Totallytradedirect.co.uk’s strategy seems to be built on leveraging their long-standing industry expertise to source specific types of quality used cars and sell them quickly by maintaining competitive pricing and high turnover.

This approach, combined with their car finder service, aims to provide a focused and efficient buying experience for their target market. Travelwithsas.com Reviews

Financial Guidance and Ethical Considerations When Dealing with Totallytradedirect.co.uk

While Totallytradedirect.co.uk offers used cars, the financial aspects, particularly their emphasis on “FINANCE SPECIALISTS,” require careful consideration, especially for individuals committed to ethical financial practices.

It’s crucial to understand why certain financial structures are impermissible and what better alternatives exist.

Why Conventional Financing is Problematic

The core issue with conventional car financing, commonly offered by dealerships and banks, revolves around the concept of riba interest.

• Definition of Riba: In Islamic jurisprudence, riba refers to any unjustified increase or excess in a loan or exchange of goods, which is essentially interest charged on borrowed money. It is explicitly prohibited in the Quran and Sunnah.
• Consequences of Riba:
  • Economic Inequality: Riba can lead to the accumulation of wealth in the hands of a few, perpetuating economic disparities and hindering equitable distribution.
  • Exploitation: It can exploit those in need, as borrowers are forced to pay back more than they borrowed, often creating a cycle of debt.
  • Lack of Real Economy Growth: Riba encourages speculative financial activities rather than investment in tangible assets or productive ventures that benefit society.
  • Divine Prohibition: The severity of its prohibition is clear in Islamic texts, with warnings against those who deal in it.
• How it Applies to Car Loans: When a conventional bank or lender provides a car loan, they charge interest on the principal amount. For example, if you borrow £10,000 for a car and pay back £12,000 over several years, the extra £2,000 is interest, which is riba.

Better Alternatives for Car Financing

Given the prohibition of riba, individuals seeking to purchase a car should prioritize and actively seek out permissible financing methods:

1. Direct Purchase Cash:
   • Concept: The simplest and most ideal method is to save the full amount and buy the car outright with cash. This eliminates any debt or financial agreements involving interest.
   • Benefits: No interest payments, no debt, immediate full ownership, and peace of mind.
   • Strategy: Implement a rigorous savings plan. Consider purchasing a more affordable vehicle that aligns with your cash budget rather than stretching for an expensive car on credit. Research shows that cash buyers often secure better deals due to their strong negotiating position.
2. Islamic Finance Products:
   • Murabaha Cost-Plus Sale: This is a widely used Islamic financing method.
     • Mechanism: The financial institution e.g., an Islamic bank buys the car you want from the dealer like Totally Trade Direct and then resells it to you at a pre-agreed higher price, payable in installments. The “profit” for the bank is fixed at the outset and is part of the sale price, not an interest rate.
     • Example: You identify a car for £15,000. An Islamic bank buys it for £15,000 and sells it to you for £18,000, payable over 36 months. The £3,000 is the bank’s legitimate profit from a valid trade, not interest on a loan.
     • Key Feature: Ownership of the asset must pass to the financial institution first before being sold to the customer. This distinguishes it from a conventional loan.
   • Ijarah Lease with Option to Purchase: This involves a leasing agreement.
     • Mechanism: The financial institution leases the car to you for a specified period, and you pay a monthly rental. At the end of the lease term, you have the option to purchase the car for a nominal amount or a pre-agreed residual value.
     • Key Feature: The transaction is based on leasing a tangible asset, with risk and reward shared, rather than lending money.
   • Takaful Islamic Insurance: While not direct financing, it’s a critical component often linked with car ownership. Instead of conventional insurance which can contain elements of riba, gharar – excessive uncertainty, and maysir – gambling, Takaful operates on a cooperative model where participants contribute to a common fund to cover losses.
     • Benefit: Provides coverage for vehicle damage, theft, etc., in a Sharia-compliant manner.
   • Locating Islamic Finance: In the UK, institutions like Al Rayan Bank formerly Islamic Bank of Britain are leading providers of Sharia-compliant financial products. Research their auto finance offerings.

When engaging with any car dealership, including Totallytradedirect.co.uk, it is permissible to purchase the car directly from them if you are paying cash. Carbonesquefashion.com Reviews

However, if they facilitate financing, it is critical to confirm the nature of that financing. If it’s interest-based, then it must be avoided.

Always prioritize your adherence to Islamic principles over perceived convenience or initial cost savings that might arise from interest-based loans.

Understanding these alternatives empowers you to make financially sound and ethically permissible decisions.

Totallytradedirect.co.uk’s Customer Service and Reviews: What the Data Says

A critical aspect of any business, especially one involving significant purchases like cars, is its customer service reputation.

Totallytradedirect.co.uk highlights its positive customer feedback, which provides valuable insight into their operational standards. Daniellehoulachan.com Reviews

Customer Service Prowess

Totallytradedirect.co.uk prominently features its customer service rating on its homepage: “4.9 out of Reviews 106 ❯ Highly Rated For our customer service 2020.” This is a strong indicator of positive customer interactions.

• High Rating: A 4.9-star rating out of a possible 5 is excellent and suggests a consistent commitment to customer satisfaction. It indicates that the vast majority of their customers have had favorable experiences.
• Number of Reviews: 106 reviews, while not in the thousands, is a respectable number for a specialized used car dealership. It provides a credible sample size to assess general sentiment.
• “Highly Rated For our customer service”: This specific commendation implies that areas like communication, responsiveness, problem resolution, and overall buying experience are likely strengths for the company.
• Platform: The website explicitly states, “Read our AutoTrader Reviews.” AutoTrader is one of the most prominent and trusted online marketplaces for cars in the UK. Customer reviews on such platforms are generally considered more reliable as they often come from verified buyers. This transparency lends credibility to their claims.

What Positive Reviews Typically Highlight

Based on general trends for highly-rated car dealerships, customers often praise:

• Transparency: Honest descriptions of vehicles, clear pricing, and no hidden fees.
• Professionalism: Knowledgeable and courteous staff who are not pushy.
• Efficiency: Smooth and quick buying process, efficient handling of paperwork.
• After-Sales Support: Responsiveness to any issues that arise after the purchase, and adherence to warranty terms.
• Vehicle Quality: Cars matching the advertised description and performing well.
• Fair Negotiation: A perception of getting a good deal or value for money.

For Totallytradedirect.co.uk, their high rating suggests they are meeting these expectations for a significant portion of their clientele.

This is an important factor for potential buyers who value a smooth and reliable purchasing experience.

Selling Your Car to Totallytradedirect.co.uk: An Alternative Approach

Beyond selling used cars, Totallytradedirect.co.uk also positions itself as a buyer of quality used vehicles, offering an alternative to traditional online car buying services. Newdaymeds.com Reviews

This facet of their business could be appealing to individuals looking to sell their current vehicle.

Totallytradedirect.co.uk’s Car Buying Service

The website states: “Totally Trade Direct also want to buy quality, low mileage, full service history cars and will guarantee to beat any online price comparison websites regardless of age, condition and mileage.”

• Targeted Acquisition: They are specifically looking for “quality, low mileage, full service history cars.” This aligns with their own sales strategy of stocking desirable vehicles. This means if your car fits this description, you might get a better offer.
• Price Beat Guarantee: The “guarantee to beat any online price comparison websites” is a bold claim.
  • Mechanism: This implies that sellers should obtain quotes from popular online car buying sites e.g., WeBuyAnyCar.com, Motorway and then approach Totally Trade Direct with these offers.
  • Benefit: For sellers, this potentially means maximizing the sale price of their vehicle without the hassle of a private sale.
  • Caveats: While they guarantee to beat offers, the specific terms and conditions of this guarantee would need to be thoroughly understood. Factors like inspection outcomes might influence the final offer.
• Direct Contact: Similar to buying, the process likely involves contacting them, providing car details, and then arranging an inspection and formal offer.

Comparing with Online Car Buying Services

Traditional online car buying services have gained immense popularity due to their convenience. Here’s a brief comparison:

• Online Car Buying Services e.g., WeBuyAnyCar.com:
  • Pros: Very quick online valuation, multiple drop-off points, immediate payment.
  • Cons: Often notorious for dropping the initial online valuation significantly upon physical inspection, sometimes offering less than market value.
• Totallytradedirect.co.uk:
  • Pros: Price beat guarantee if honored, personal service, potential for better offers for high-quality cars.
  • Cons: Likely requires a physical visit to their London location, might be less instant than purely online services.

For sellers, it’s always advisable to get multiple valuations.

Start with online comparison sites, then approach Totallytradedirect.co.uk with those offers to test their “price beat guarantee.” Ensure your car genuinely fits their criteria of “quality, low mileage, full service history” to get the best possible outcome. Frazeproductions.com Reviews

This dual approach can help secure the best price for your vehicle, especially if you prioritize a fair and transparent transaction.

Totallytradedirect.co.uk vs. Competitors: A Market Overview

When considering a used car purchase, it’s useful to understand how Totallytradedirect.co.uk positions itself against other players in the UK market.

Totallytradedirect.co.uk’s Niche

Totallytradedirect.co.uk appears to occupy a niche as a mid-sized, experienced independent dealership focused on quality stock and direct sales.

• Independent Dealer: Unlike large franchised dealerships e.g., main BMW or Ford dealerships or national used car supermarket chains e.g., CarShop, Big Motoring World, Totally Trade Direct operates as a single, privately owned entity. This often allows for more personalized service and potentially greater flexibility in pricing, as they don’t have corporate overheads or strict pricing mandates.
• Quality Focus: Their emphasis on “selected quality used cars,” “low mileage,” and “dealer maintained” vehicles differentiates them from budget used car lots that might focus purely on the lowest price point, often with higher mileage or less comprehensive history.
• Direct-to-Public Model: By traditionally selling to other dealers and now directly to the public, they aim to offer prices closer to wholesale, theoretically undercutting other retailers who add their margin.

Comparison with Key Competitors

Let’s broadly compare Totallytradedirect.co.uk with different types of competitors in the UK used car market:

• Large Used Car Supermarkets e.g., CarShop, Big Motoring World, Motorpoint:
  • Inventory: Thousands of cars, vast selection of makes and models.
  • Pricing: Often competitive, but may have less room for negotiation.
  • Experience: More standardized, sometimes less personal. Can feel overwhelming due to sheer size.
  • Financing: Extensive conventional financing options.
  • How Totally Trade Direct Compares: Totallytradedirect.co.uk has a much smaller, curated stock e.g., 14 vehicles cited, potentially offering a more focused and personal experience. Their pricing claim aims to beat these larger players.
• Franchised Main Dealerships e.g., BMW Approved Used, Ford Direct:
  • Inventory: Focus on specific brands, often with manufacturer-backed warranties e.g., 12-24 months. Vehicles are typically higher quality, often ex-demo or low mileage.
  • Pricing: Generally higher due to brand prestige, comprehensive checks, and longer warranties.
  • Experience: High professionalism, brand-specific expertise.
  • Financing: Offer manufacturer-subsidized conventional finance deals.
  • How Totally Trade Direct Compares: Totallytradedirect.co.uk offers a multi-brand inventory and aims for lower prices by keeping overheads down, versus the premium pricing of main dealers. Their 90-day warranty is shorter than typical approved used warranties.
• Online Car Marketplaces e.g., AutoTrader, Motors.co.uk:
  • Inventory: Aggregators of thousands of listings from various dealers and private sellers. Huge choice.
  • Pricing: Wide range, requiring extensive research to find good deals.
  • Experience: Buyer has to do most of the legwork. direct interaction with diverse sellers. No direct financing provided by the platform.
  • How Totally Trade Direct Compares: Totallytradedirect.co.uk is one of the many dealers listing on these platforms as evidenced by their “Read our AutoTrader Reviews”. They offer a direct dealership experience rather than just facilitating a search. Their car finder service directly competes with a buyer’s need to endlessly search online.
• Online Car Buying & Selling Platforms e.g., Cazoo, Cinch:
  • Inventory: Own stock, purchased directly, often refurbished. Online-only sales, home delivery.
  • Pricing: Fixed pricing, often seen as transparent.
  • Experience: Highly convenient, no physical dealership visit.
  • Financing: Offer integrated conventional financing.
  • How Totally Trade Direct Compares: Totallytradedirect.co.uk is a traditional physical dealership with a showroom, offering a hands-on viewing and test drive experience. Cazoo/Cinch offer a purely digital transaction.

Totallytradedirect.co.uk’s long experience and direct sales model give it a competitive edge in potentially offering well-priced, quality used cars for those in the London area willing to visit a physical showroom. Shaperobotics.com Reviews

Their ability to beat online car buying prices for trade-ins is also a strong competitive claim.

However, the omnipresent issue of conventional financing options remains a key differentiator from ethically compliant financial alternatives.

Frequently Asked Questions

What is Totallytradedirect.co.uk?

Totallytradedirect.co.uk is a privately owned used car dealership based in North Finchley, London, with over 40 years of experience in the motor trade, now selling quality used cars directly to the public.

Where is Totallytradedirect.co.uk located?

Totallytradedirect.co.uk is located in North Finchley, London.

Their website lists their contact information, including their telephone numbers. Faelsecurity.com Reviews

What types of cars does Totallytradedirect.co.uk sell?

Totallytradedirect.co.uk stocks “selected quality used cars,” often emphasizing low mileage, single ownership, and dealer-maintained vehicles.

Their inventory includes brands like BMW, Ford, Kia, MG, MINI, Nissan, Peugeot, Renault, Smart, Tesla, Toyota, Vauxhall, and Volkswagen.

Does Totallytradedirect.co.uk offer financing options?

Yes, Totallytradedirect.co.uk explicitly mentions “FINANCE SPECIALISTS” and provides an “Apply Now” link for financing on their website.

However, buyers should be aware that traditional financing often involves interest riba, which is not permissible in Islam.

What are the alternatives to conventional car financing offered by Totallytradedirect.co.uk?

Better alternatives include paying cash for the vehicle, or seeking Sharia-compliant financing products like Murabaha cost-plus sale or Ijarah leasing with a promise to sell from Islamic financial institutions. Retreataway.co.uk Reviews

Does Totallytradedirect.co.uk buy used cars?

Yes, Totallytradedirect.co.uk states they “want to buy quality, low mileage, full service history cars” and “will guarantee to beat any online price comparison websites.”

What guarantees come with cars from Totallytradedirect.co.uk?

Vehicles from Totallytradedirect.co.uk come with a minimum of 6 months MOT, a minimum 90-day warranty, a clear HPI Certificate, an up-to-date service, and a full pre-delivery inspection PDI.

What is a HPI Certificate and why is it important?

A HPI Certificate verifies the vehicle’s history, confirming it’s not stolen, has not been written off, has no outstanding finance, and has accurate mileage.

It’s crucial for ensuring transparency and avoiding problematic vehicles.

What is the customer service reputation of Totallytradedirect.co.uk?

Totallytradedirect.co.uk boasts a “4.9 out of 5” rating based on 106 reviews, specifically highlighting that they are “Highly Rated For our customer service” on AutoTrader. Mangomates.de Reviews

Is the pricing at Totallytradedirect.co.uk competitive?

Totallytradedirect.co.uk claims to price their cars “sensibly by keeping our overheads low and our turnover of stock high,” aiming to save customers “£££££££££££’s” by selling directly to the public.

How can I view the stock at Totallytradedirect.co.uk?

You can view their current stock on their website, where they list vehicles by brand and body type.

It is implied that further viewing and test drives would be conducted at their North Finchley showroom.

Does Totallytradedirect.co.uk offer a car finder service?

Yes, they offer a “car finder service” where you can tell them what you are looking for and your budget, and they will use their contacts to source the vehicle for you.

What are the opening hours for Totallytradedirect.co.uk?

The website mentions “WEDNESDAY 10am – 5pm” as a specific opening time. Germanvps.com Reviews

It is advisable to check their website or contact them directly for their full operating hours.

How long has Totallytradedirect.co.uk been in the motor trade?

Totallytradedirect.co.uk states they have “over 40 years experience within the motor trade.”

Can I get a test drive at Totallytradedirect.co.uk?

Yes, the website offers a “Test Drive” option, indicating that test drives can be arranged.

Is a 90-day warranty sufficient for a used car?

A 90-day warranty is a common minimum for used cars, providing initial coverage against unforeseen issues.

However, some buyers might prefer longer warranties for greater peace of mind.

How transparent is Totallytradedirect.co.uk about its vehicles?

The provision of a clear HPI Certificate and a full pre-delivery inspection, along with claims of stocking quality cars, suggests a level of transparency in their vehicle presentations.

What kind of “gimmicks” does Totallytradedirect.co.uk avoid?

The website explicitly states, “We have no fancy gimmicks, just 40 years experience and professional staff dedicated in helping you,” implying a straightforward and honest sales approach.

Can I sell my car to Totallytradedirect.co.uk if it’s not low mileage or full service history?

While they state they “want to buy quality, low mileage, full service history cars,” it’s always worth contacting them to inquire, as they might still consider other vehicles depending on their current stock needs.

What should I do if I am interested in a car from Totallytradedirect.co.uk but need Sharia-compliant financing?

If you are interested in a specific car from Totallytradedirect.co.uk, you should first identify the car, then approach a Sharia-compliant financial institution like Al Rayan Bank in the UK to arrange financing through a Murabaha or Ijarah contract.

Once approved, the Islamic bank would purchase the car from Totallytradedirect.co.uk and then complete the permissible transaction with you.

0.0 0.0 out of 5 stars (based on 0 reviews) Excellent0% Very good0% Average0% Poor0% Terrible0% There are no reviews yet. Be the first one to write one. Your review Your overall rating Select a Rating5 Stars4 Stars3 Stars2 Stars1 Star Title of your review Your review Your name Your email This review is based on my own experience and is my genuine opinion. ​ Submit Review

Amazon.com: Check Amazon for Totallytradedirect.co.uk Reviews Latest Discussions & Reviews: