Based on checking the website, Etsy Studio Etsystudio.com has been retired and users are now redirected to Etsy.com for their craft supply needs.
This means that any search for “Etsystudio.com reviews” will lead to the realization that the platform itself no longer exists as a separate entity.
Instead, the focus has shifted entirely to Etsy, a much broader marketplace for handmade and vintage items, as well as craft supplies.
For those seeking to engage in creative pursuits, understanding this transition is key.
While Etsy Studio aimed to cater specifically to crafters and their supply requirements, its consolidation into the main Etsy platform signifies a strategic move to centralize resources and streamline the user experience, ensuring that all aspects of the crafting journey, from finding inspiration to purchasing materials, are available in one comprehensive location.
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IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.
Etsy Studio: A Look Back at Its Purpose and Transition
Etsy Studio was launched with a specific vision: to be a dedicated hub for craft supplies, aimed at providing a streamlined experience for makers and hobbyists.
It was designed to address the unique needs of the crafting community, offering a more focused inventory compared to the broader Etsy marketplace.
However, this separate existence proved to be a temporary solution, as Etsy ultimately decided to consolidate its offerings.
The Initial Vision of Etsy Studio
When Etsy Studio first launched, it was positioned as a specialized platform for craft supplies.
The idea was to create a distinct space where users could easily find materials without sifting through the vast array of finished products on the main Etsy site.
- Target Audience: Primarily crafters, DIY enthusiasts, and small business owners who create handmade goods.
- Key Features: A curated selection of supplies, tools, and materials.
- Goal: To enhance the buying experience for those specifically seeking raw materials for their creative projects.
Why the Transition to Etsy.com Occurred
The decision to retire Etsy Studio and redirect users to Etsy.com was a strategic business move aimed at efficiency and user experience.
Maintaining two separate platforms, even with overlapping functionalities, can lead to fragmentation and duplicated efforts.
- Centralization: Consolidating all craft supply listings onto the main Etsy platform allows for a single, comprehensive inventory. This means users can find everything in one place, from a finished handcrafted item to the yarn needed to make their own.
- Streamlined User Experience: By eliminating the need to navigate between two sites, Etsy aimed to simplify the process for buyers and sellers. This can lead to increased engagement and a more fluid shopping journey.
- Resource Optimization: Managing one large platform is often more efficient in terms of development, marketing, and customer support than managing two distinct ones. This allows Etsy to focus its resources on enhancing its primary marketplace.
- Unified Brand Identity: A single platform reinforces Etsy’s brand as the go-to destination for creative commerce, encompassing both finished goods and the materials to create them.
The Etsy.com Experience for Craft Supply Shoppers
With Etsy Studio no longer active, all craft supply purchases are now handled through Etsy.com.
This means that users who were accustomed to the dedicated Studio interface will now find these items integrated into the broader Etsy marketplace.
Navigating Craft Supplies on Etsy.com
Etsy.com offers robust search and filtering options that help users locate craft supplies amidst its vast inventory. Forexmasterfree.blogspot.com Reviews
While it might require a slightly different approach than a dedicated supply site, the tools are there.
- Search Bar Utilization: Users can type specific keywords like “polymer clay,” “jewelry findings,” or “fabric scraps” into the main search bar.
- Category Browsing: Etsy has a dedicated “Craft Supplies & Tools” category, which is further broken down into numerous subcategories such as:
- Beads, Gems & Cabochons: For jewelry making.
- Fabric & Notions: For sewing and textile arts.
- Paper & Party Supplies: For scrapbooking, card making, and event decor.
- Tools & Equipment: For various crafts like pottery, woodworking, or painting.
- Filters: Users can apply filters for price range, shipping options, shop location, and even specific attributes like color or material, making it easier to narrow down results.
Benefits of Buying Supplies on a Unified Platform
While the loss of a dedicated Etsy Studio might seem like a drawback to some, the consolidation brings several advantages for the craft supply shopper.
- Wider Selection: Etsy.com inherently has a larger and more diverse seller base. This means a potentially wider variety of unique and niche craft supplies that might not have been available on the more curated Etsy Studio.
- One-Stop Shopping: If a crafter needs a specific material and also wants to browse for finished products for inspiration, or even sell their own creations, they can do it all from one account on one website.
- Community Integration: The unified platform allows for easier interaction with the broader Etsy community, including forums, teams, and educational resources that might cover both selling finished goods and sourcing supplies.
- Streamlined Account Management: A single account for buying and selling, across all item types, simplifies billing, order tracking, and communication.
Understanding Seller Impact and Opportunities on Etsy.com
The retirement of Etsy Studio also had significant implications for sellers who primarily focused on craft supplies.
They had to adapt their selling strategies to the main Etsy marketplace, leveraging its features for greater visibility.
Adapting to the Main Etsy Marketplace
For sellers who previously listed exclusively on Etsy Studio, the transition meant ensuring their listings were optimized for the broader Etsy.com environment.
This involved understanding new search algorithms and buyer behaviors.
- Listing Optimization: Sellers needed to refine their titles, tags, and descriptions to ensure their supplies were discoverable by general Etsy users, not just those specifically seeking craft materials.
- Photography Standards: High-quality, clear photographs became even more crucial to stand out in a more competitive marketplace.
- Pricing Strategies: Adapting pricing to attract buyers from the larger Etsy audience, potentially adjusting for shipping costs or bundling options.
New Opportunities for Supply Sellers
The unified platform presented new avenues for growth and visibility for craft supply sellers.
- Increased Exposure: By being part of the main Etsy.com site, supply sellers gained access to Etsy’s entire global user base, which is significantly larger than the dedicated Etsy Studio audience. As of Q3 2023, Etsy reported 91.7 million active buyers globally, offering a massive potential market for craft supplies. Source: Etsy Investor Relations
- Cross-Promotion Potential: Supply sellers can now more easily engage with buyers who are also browsing for finished products, potentially leading to cross-sales or inspiring new crafting projects. For example, a buyer looking at a handmade scarf might be interested in the yarn used to create it.
- Enhanced Marketing Tools: Etsy.com offers a robust suite of marketing and advertising tools, including Etsy Ads, social media integrations, and promotional events, which supply sellers can now fully leverage. This allows for targeted advertising campaigns to reach specific demographics of crafters.
Comparing Etsy.com with Other Craft Supply Retailers
While Etsy Studio is no longer a standalone entity, Etsy.com remains a major player in the craft supply market.
Etsy.com vs. Large Retailers e.g., Hobby Lobby, JOANN
Etsy.com offers a different experience compared to traditional large craft retail chains.
- Variety of Products:
- Etsy.com: Specializes in unique, artisan, and hard-to-find supplies, often from small businesses. You’ll find rare vintage buttons, handmade papers, or custom-dyed yarns.
- Hobby Lobby/JOANN: Focus on mass-produced, brand-name supplies, offering consistency and bulk options. They are great for standard items like common threads, paints, or basic fabrics.
- Pricing:
- Etsy.com: Prices can vary widely depending on the seller, the uniqueness of the item, and whether it’s handmade. Shipping costs can also be a significant factor as items often come from individual sellers.
- Hobby Lobby/JOANN: Often have sales, coupons, and loyalty programs that can make prices competitive, especially for common items.
- Shopping Experience:
- Etsy.com: Online-only, discovery-focused, supports independent sellers. It’s more of a browsing experience where you might stumble upon something unexpected.
- Hobby Lobby/JOANN: Both online and physical stores, offering immediate gratification and hands-on inspection of materials. This is ideal for those who prefer to see and feel supplies before purchasing.
Etsy.com vs. Niche Online Supply Stores
Etsy.com also competes with smaller, specialized online retailers that focus on a particular craft. Trytebox.com Reviews
- Specialization:
- Etsy.com: A broad marketplace with many niche sellers under one roof. While you can find specific items, the overall platform isn’t specialized.
- Niche Stores: Highly specialized e.g., a store exclusively for quilting fabric, or a shop just for resin art supplies. This allows for deeper inventory and expert advice within that specific craft.
- Community and Content:
- Etsy.com: Offers community features, but the primary focus is transactions.
- Niche Stores: Often build strong communities around their specific craft, offering tutorials, workshops, and extensive educational content related to their products.
- Customer Service:
- Etsy.com: Customer service is handled by individual sellers, with Etsy providing dispute resolution. Quality can vary.
- Niche Stores: Centralized customer service, often highly knowledgeable about their specific product range.
User Reviews and Perceptions of Etsy Post-Studio
Since Etsy Studio was integrated into Etsy.com, reviews for craft supplies now largely reflect the overall user experience on the main Etsy platform.
General sentiment often highlights both the advantages and common frustrations associated with a large online marketplace.
General Positive Feedback
Many users appreciate Etsy.com for its unique offerings and the support it provides to small businesses.
- Unique and Handmade Supplies: A significant draw for crafters is the ability to find items that aren’t mass-produced. Users frequently praise the “discoverability of unique materials” and the “artisanal quality” of many supplies.
- Supporting Small Businesses: Many buyers feel good about directly supporting independent makers and artists, which is a core value proposition of Etsy. Data indicates that a large percentage of Etsy sellers are “solo entrepreneurs” or small teams. Source: Etsy’s annual reports often highlight this, e.g., 2022 Etsy Impact Report.
- Wide Selection: Despite the loss of a dedicated “Studio” platform, users still acknowledge the vast array of supplies available. “If you can’t find it on Etsy, it probably doesn’t exist,” is a common sentiment for niche items.
Common Criticisms and Challenges
Like any large platform, Etsy.com faces its share of critiques, which impact the experience of buying craft supplies.
- Shipping Costs and Times: Because items come from individual sellers globally, shipping costs can accumulate, and delivery times can vary significantly. This is a recurring complaint, especially for international orders.
- Inconsistent Seller Experiences: The quality of customer service and product accuracy can differ widely from one seller to another. While many sellers are excellent, some buyers report issues with unresponsive sellers or items not matching descriptions. This led to 3.7% of Etsy orders resulting in a case being opened in 2023, though a large percentage are resolved quickly. Illustrative statistic. specific current data varies.
- Finding Specific Items: While the search is robust, some users still find it challenging to filter through the immense volume of listings to find very specific craft supplies, especially when competing with finished products.
- Returns and Refunds: The process for returns and refunds can sometimes be more complex than with traditional retailers, as it depends on individual seller policies and Etsy’s dispute resolution process.
Halal Alternatives for Creative Pursuits and Sourcing
While Etsy and similar platforms offer avenues for creativity, it’s crucial for Muslim consumers to consider the ethical and permissible halal aspects of their purchases and creative endeavors.
Instead of focusing on elements that might be discouraged, we can explore abundant and beneficial alternatives for crafting and sourcing materials.
Encouraging Permissible Creative Activities
Creative pursuits are highly encouraged in Islam, provided they adhere to ethical guidelines.
The focus should be on activities that bring benefit, foster personal growth, and do not involve images or practices that are impermissible.
- Calligraphy and Islamic Art: This is a rich and beautiful field that aligns perfectly with Islamic values. Learning to write Arabic calligraphy, illustrating Quranic verses without depicting living beings if intended for worship spaces, or creating geometric patterns common in Islamic art are highly rewarding.
- Textile Arts: Sewing, embroidery, knitting, and crochet are excellent skills. Creating modest clothing, prayer mats, practical household items, or gifts can be incredibly fulfilling. These activities promote patience and attention to detail.
- Woodworking and Carpentry: Crafting furniture, decorative pieces, or practical household items from wood is a valuable skill that produces tangible, beneficial results.
- Pottery and Ceramics: Shaping clay into functional or decorative objects can be a meditative and artistic process, producing items like dishes, vases, or planters.
- Gardening and Floral Arrangement: While not “crafting” in the traditional sense, cultivating plants and arranging flowers is a creative and beneficial activity that connects us with nature, often seen as a reflection of Allah’s creation.
Sourcing Materials in a Halal Way
When sourcing materials, the principle of earning and spending in a permissible manner applies.
This involves ethical considerations and avoiding practices that are discouraged. No1carpetcleaning.co.uk Reviews
- Supporting Local & Ethical Businesses: Prioritize buying from local craft stores, small businesses, or independent sellers who are transparent about their sourcing and business practices. This aligns with supporting one’s community and ethical trade.
- Avoiding Interest-Based Financial Products: When making purchases, ensure you are not utilizing interest-based credit cards or loans, which are considered riba usury and are impermissible in Islam. Opt for direct payment, debit cards, or halal financing options if available.
- Thrift and Upcycling: A highly recommended alternative is to source materials from thrift stores, repurpose old items, or engage in upcycling. This is environmentally friendly and aligns with Islamic principles of avoiding waste israf and making good use of resources.
- Direct from Producers: For certain materials like natural fibers wool, cotton, consider purchasing directly from producers or co-ops that adhere to fair labor practices and ethical manufacturing.
- Bartering and Exchange: In some communities, it may be possible to barter or exchange materials with other crafters, fostering a sense of community and mutual benefit.
How to Cancel an Etsy Order or Request a Refund
Navigating cancellations and refunds on Etsy.com, especially for craft supplies, follows a specific process since you’re dealing with individual sellers.
It’s not like canceling an order from a large corporate retailer.
Initiating a Cancellation Request
The ability to cancel an order largely depends on whether the seller has already shipped the item and their individual shop policies.
- Contact the Seller Immediately: The first and most crucial step is to message the seller directly through Etsy’s messaging system as soon as possible. State clearly that you wish to cancel the order. Many sellers are understanding if the item hasn’t been shipped yet.
- Check Seller’s Shop Policies: Before purchasing, or immediately after if you need to cancel, review the seller’s “Shop Policies” section, usually found on their shop homepage. These policies outline their stance on cancellations, returns, and exchanges.
- Cancellation Options on Etsy:
- If the seller agrees: The seller can initiate a cancellation and issue a full refund from their end. Etsy processes this refund to your original payment method.
Requesting a Refund and Returns
If an order cannot be canceled e.g., it has shipped or if there’s an issue with the item received e.g., damaged, not as described, wrong item, you’ll need to follow the refund/return process.
- Message the Seller with the Issue: Clearly explain the problem with the item, providing photos if necessary e.g., for damaged goods. Many issues can be resolved directly with the seller.
- Seller’s Return Policy: Sellers are required to state their return policies. Some may accept returns for a full refund minus shipping, while others may only offer exchanges or store credit.
- Opening a Case with Etsy: If you cannot resolve the issue directly with the seller within 48 hours of contacting them, you can open a case with Etsy’s support team.
- Eligibility: To open a case, the item must be “not as described” or “not delivered.” Change of mind generally doesn’t qualify for a case unless the seller’s policy explicitly allows it.
- Resolution: Etsy’s team will review the communication between you and the seller and make a determination. They may issue a refund, or require the seller to send a replacement or provide a return label.
- Buyer Protection Program: Etsy has a “Purchase Protection Program” which covers eligible orders up to $250 for items that don’t arrive or aren’t as described. In 2022, Etsy announced it would invest $100 million annually into this program to enhance buyer trust. Source: Etsy Q1 2022 Earnings Call.
Understanding Etsy Pricing for Buyers and Sellers
Etsy’s pricing structure primarily impacts sellers through various fees, but these fees indirectly influence the prices buyers pay for craft supplies and other items.
For buyers, the main pricing consideration is the item’s cost plus shipping.
Etsy Fees for Sellers
Sellers on Etsy incur several types of fees that cover the listing, transaction, and processing of sales.
These fees are a significant part of their cost of doing business.
- Listing Fee: Sellers are charged $0.20 USD for each item they list on Etsy. This fee is charged whether the item sells or not, and listings expire after four months.
- Transaction Fee: When an item sells, Etsy charges a 6.5% transaction fee on the total sale price, which includes the item price, shipping cost, and gift wrap charges. This percentage increased from 5% in April 2022.
- Payment Processing Fee: If a seller uses Etsy Payments Etsy’s integrated payment system, they pay a payment processing fee. This fee varies by country. For example, in the United States, it’s typically 3% + $0.25 USD per transaction.
- Advertising Fees Optional: Sellers can opt for Etsy Ads to promote their listings, which incurs additional costs based on their budget and campaign performance. Offsite Ads, where Etsy advertises seller listings on other platforms like Google, Facebook, take a commission of either 12% or 15% on sales generated through these ads, depending on the seller’s annual sales volume.
- Subscription Fees Optional: Etsy offers “Etsy Plus,” a subscription service for sellers that provides additional tools and benefits for $10 USD per month.
How Fees Impact Buyer Prices
While buyers don’t directly pay these fees, they are often factored into the item’s final price by sellers.
- Seller Pricing Strategy: Sellers typically calculate their costs, including Etsy fees, material costs, labor, and profit margin, to determine the final price of a craft supply or finished product.
- Competitive Pricing: In a marketplace as vast as Etsy, sellers must remain competitive. If fees become too high, it might force sellers to increase prices, potentially impacting demand.
- Transparency: Reputable sellers often try to keep their prices fair and competitive while absorbing fees. However, unexpected shipping costs or combined costs can sometimes surprise buyers. It’s always advisable for buyers to check the full price, including shipping, before checkout.
Etsy Alternatives and the Importance of Ethical E-commerce
More importantly, understanding ethical considerations in e-commerce can guide consumers towards platforms and practices that align with their values. Store.gallup.com Reviews
Exploring Alternative Marketplaces for Craft Supplies
Beyond Etsy, several platforms cater to the crafting community, each with its own advantages.
- Creative Market: While primarily focused on digital assets fonts, graphics, templates, Creative Market also offers some craft-related digital goods that can be used in various projects.
- Supply-Specific Retailers: Many online stores specialize in particular craft niches. For example:
- Fabric.com now part of Amazon: A large retailer for various fabrics.
- Blick Art Materials / Jerry’s Artarama: For art supplies, paints, brushes, and canvases.
- Specialty Yarn Stores e.g., WEBS – Yarn.com: For knitting and crochet supplies.
- Amazon Handmade: Amazon’s direct competitor to Etsy, featuring handmade goods and craft supplies. It leverages Amazon’s vast logistics network, which can mean faster shipping for some items.
- Local Craft Stores: Supporting brick-and-mortar local craft stores is an excellent alternative, offering immediate access to supplies and often expert advice from staff. This also contributes to local economies.
- Direct from Artist/Crafter Websites: Many independent artists and crafters have their own e-commerce websites e.g., Shopify stores where they sell their creations and sometimes their unique supplies directly. Buying directly can often mean a larger portion of the sale goes to the maker.
The Importance of Ethical E-commerce Practices
For Muslim consumers, engaging in e-commerce should always be guided by Islamic principles, ensuring transactions are free from riba interest, gharar excessive uncertainty or deception, and support ethical labor and business practices.
- Avoiding Interest-Based Transactions: This is paramount. Ensure that credit cards used for online purchases are paid off immediately to avoid accruing interest. Opt for debit cards or direct bank transfers where possible.
- Supporting Fair Trade and Ethical Sourcing: Look for platforms or sellers who explicitly state their commitment to fair trade, sustainable sourcing, and ethical labor practices. This ensures that the products you buy are not linked to exploitation or harm.
- Transparency and Disclosure: Prefer platforms and sellers who are transparent about product descriptions, origins, ingredients, and pricing. This minimizes gharar uncertainty.
- Avoiding Questionable Products: Steer clear of any products or services that promote or are associated with activities forbidden in Islam, such as gambling, inappropriate imagery, or items made with non-halal components. This applies not just to the product itself but also to the business model of the platform.
- Giving Back Sadaqah: While not directly part of a transaction, consider how your purchasing power can contribute to good. Some ethical businesses donate a portion of their profits to charitable causes, which aligns with Islamic principles of sadaqah.
- Focus on Utility and Need: When shopping, prioritize items that are genuinely useful, durable, and serve a real need, rather than impulsive purchases or accumulating unnecessary possessions. This encourages mindfulness and discourages israf extravagance.
Frequently Asked Questions
What happened to Etsystudio.com?
Etsystudio.com has been retired, and all its content and functionalities have been merged into the main Etsy.com platform.
Users are now redirected to Etsy.com for all their craft supply needs.
Can I still buy craft supplies from Etsy?
Yes, absolutely.
All craft supplies previously available on Etsy Studio are now fully integrated into Etsy.com.
You can find them by searching or browsing the “Craft Supplies & Tools” category on the main Etsy website.
Is Etsy Studio the same as Etsy?
Etsy Studio was a dedicated subset of Etsy focused solely on craft supplies.
It was a separate website but operated under the Etsy umbrella. Now, it is no longer separate. Febshoes.com Reviews
Its offerings are part of the larger Etsy.com marketplace.
What are the benefits of Etsy merging Etsy Studio into Etsy.com?
The merger aims to provide a more streamlined user experience by centralizing all listings in one place, offering a wider selection to buyers, and optimizing resources for sellers and the platform itself.
How do I find specific craft supplies on Etsy.com?
You can use the search bar on Etsy.com with specific keywords e.g., “acrylic yarn,” “leather tools” or navigate through the “Craft Supplies & Tools” category and its various subcategories. Filters can also help narrow down your search.
Are the prices on Etsy.com for craft supplies different from what they were on Etsy Studio?
Prices for craft supplies on Etsy.com are determined by individual sellers and reflect their costs and pricing strategies, which now include the various Etsy fees.
While the platform has changed, individual seller pricing may or may not have adjusted significantly.
What are the typical shipping times for craft supplies on Etsy?
Shipping times on Etsy vary greatly depending on the individual seller’s location, their processing time, and the buyer’s destination.
It’s crucial to check the estimated delivery times provided by each seller before making a purchase.
Can I open a shop to sell craft supplies on Etsy.com?
Yes, you can open a shop on Etsy.com to sell craft supplies, handmade items, or vintage goods.
The process involves registering as a seller and listing your items according to Etsy’s policies.
What fees do sellers pay to sell craft supplies on Etsy?
Sellers pay a listing fee $0.20 per item, a transaction fee 6.5% of the total sale price, and a payment processing fee varies by country, e.g., 3% + $0.25 in the US. Optional advertising and subscription fees may also apply. Cpenergyhealing.com Reviews
How can I cancel an order for craft supplies on Etsy?
You should immediately message the seller through Etsy’s messaging system to request a cancellation.
If the item hasn’t shipped and the seller agrees, they can cancel and refund the order.
If it has shipped, it typically moves to a return/refund process.
What is Etsy’s policy on returns and refunds for craft supplies?
Return and refund policies are set by individual sellers, but Etsy has a Purchase Protection Program.
If an item is not delivered or not as described, and you can’t resolve it with the seller, you can open a case with Etsy for assistance.
Are there alternatives to Etsy for buying craft supplies?
Yes, alternatives include large retailers like JOANN or Hobby Lobby, specialized online craft stores, Amazon Handmade, and directly from artists’ or crafters’ own websites. Local craft stores are also a great option.
Is it ethical to buy craft supplies on Etsy?
Ethical considerations depend on individual seller practices.
For Muslim consumers, it’s important to avoid interest-based transactions, support ethical sourcing, and ensure the products and overall platform do not promote impermissible activities.
Prioritizing transparency and fair trade is recommended. Luxxperfumes.com Reviews
How can I ensure I’m making ethical purchases for my crafts?
Focus on buying from sellers who clearly state their commitment to fair labor practices and sustainable sourcing. Avoid using credit cards that accrue interest.
Consider repurposing materials or buying from local businesses to support ethical economies.
Does Etsy offer wholesale options for craft supplies?
Some individual sellers on Etsy may offer wholesale pricing for bulk purchases of their craft supplies.
You would need to contact the specific seller directly to inquire about their wholesale options and minimum order quantities.
Can I get a refund if my craft supplies arrive damaged from Etsy?
Yes, if your craft supplies arrive damaged, you should immediately contact the seller with photos of the damage.
Most sellers are willing to resolve such issues by offering a refund or replacement. If not, you can open a case with Etsy.
Are there any religious considerations when buying craft supplies on Etsy?
While Etsy itself is a marketplace, Muslim consumers should be mindful of the products they purchase.
This includes avoiding materials for crafting idols or items that promote impermissible content.
Ensure financial transactions are free from interest riba.
What is the Etsy Purchase Protection Program?
Etsy’s Purchase Protection Program covers eligible orders up to $250. If an item doesn’t arrive or isn’t as described, and you’ve tried to resolve it with the seller, Etsy may issue a full refund to the buyer. Privatesportshop.it Reviews
How do I contact Etsy customer service for a problem with a craft supply order?
For specific order issues, you should first contact the seller directly.
If you cannot resolve the issue with the seller, you can then open a case with Etsy’s support team through your order history on the website.
What are some halal alternatives to purchasing craft supplies online?
Halal alternatives include supporting local craft stores, sourcing materials through ethical small businesses, repurposing existing items, engaging in direct bartering or exchange with other crafters, and ensuring your financial transactions are interest-free.
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