Edwardmellor.co.uk Review

Based on looking at the website edwardmellor.co.uk, it appears to be a UK-based property and financial services company. While the website provides a comprehensive overview of their offerings, including property sales, auctions, mortgages, insurance, surveys, and pensions, several aspects related to financial products and practices are concerning from an Islamic perspective, primarily due to the inherent presence of Riba (interest) in conventional mortgages and insurance. Additionally, the explicit mention of “Auction Finance” raises red flags as such financing often involves interest-based mechanisms. Therefore, for those seeking ethical financial dealings, Edward Mellor’s offerings require careful scrutiny and are generally not recommended without clear assurances of Sharia-compliant alternatives.

Here’s an overall review summary:

• Website Clarity and Navigation: Excellent. The site is well-structured, easy to navigate, and clearly outlines all services.
• Service Transparency: Good. Details about property services (buying, selling, auctions) are well-presented, with guides and FAQs.
• Financial Product Transparency: Lacking from an Islamic perspective. While mortgages and insurance are offered, there’s no mention of Sharia-compliant options. “Auction Finance” is vaguely described, potentially involving interest.
• Customer Testimonials: Positive. The site features several testimonials from satisfied customers.
• Ethical Compliance (Islamic Viewpoint): Not recommended for financial services like mortgages and conventional insurance due to the high probability of Riba. Property buying/selling services themselves might be permissible, but their integration with interest-based financial products makes the overall offering problematic.
• Overall Recommendation: Cautionary. While the property agency services seem robust, engagement with their financial products (mortgages, insurance, auction finance) is highly discouraged for Muslims due to Riba.

It’s crucial to understand that involvement with interest-based transactions, whether in mortgages, conventional insurance, or other financial products, is strictly prohibited in Islam. Riba, or interest, is viewed as an unjust and exploitative practice that creates an imbalance in wealth and goes against the principles of equitable exchange. Engaging in such transactions, even indirectly, can lead to negative spiritual and societal outcomes. The long-term consequences of Riba are often detrimental, fostering greed and instability rather than fostering genuine economic growth based on shared prosperity and ethical dealings.

For those looking to engage in property transactions or secure financial services in a manner that aligns with Islamic principles, focusing on interest-free alternatives is paramount. Here are some ethical alternatives to conventional financial services, particularly in the UK context:

• Islamic Mortgages (Ijara, Murabaha, Musharaka): These Sharia-compliant financing options avoid interest by structuring the transaction as a lease, a cost-plus profit sale, or a partnership.
  • Al Rayan Bank Home Purchase Plan:
    • Key Features: Sharia-compliant Ijara (lease-to-own) or Musharaka (co-ownership) models. Offers fixed and variable rates. Regulated by the FCA and PRA.
    • Average Price: Varies based on property value and chosen plan.
    • Pros: Fully Sharia-compliant, ethical alternative to conventional mortgages, established UK Islamic bank.
    • Cons: Can be more complex than conventional mortgages, fewer product options compared to mainstream lenders.
  • Gatehouse Bank Home Purchase Plan:
    • Key Features: Offers Sharia-compliant home financing based on Murabaha and Ijara principles. Focuses on ethical and sustainable banking.
    • Average Price: Depends on property value and financing structure.
    • Pros: Sharia-compliant, commitment to ethical finance, growing presence in the UK.
    • Cons: Limited branch network, newer player compared to some established banks.
  • United National Bank (UNB) Islamic Finance:
    • Key Features: Provides Islamic financial services, including home financing, often through a cooperative model.
    • Average Price: Varies.
    • Pros: Adheres to Islamic finance principles, potentially more flexible terms.
    • Cons: May require more research to understand specific product offerings, potentially smaller market share.
• Ethical Savings and Investments: Instead of interest-bearing accounts, consider ethical investment funds or current accounts that do not deal with Riba.
  • Sharia-Compliant Investment Funds (e.g., from HSBC Amanah or HL Multi-Manager Ethical Fund):
    • Key Features: Invests in companies screened for ethical and Sharia compliance (e.g., no alcohol, gambling, Riba). Diversified portfolios.
    • Average Price: Varies based on fund and investment amount. Typically involves management fees.
    • Pros: Ethical, allows participation in growth without Riba, professionally managed.
    • Cons: Returns are not guaranteed, potential for market fluctuations.
  • National Ethical Savings Trust (NEST) Ethical Fund (Workplace Pensions):
    • Key Features: While not exclusively Islamic, offers an ethical fund option for workplace pensions that screens out certain industries.
    • Average Price: Linked to pension contributions.
    • Pros: A step towards ethical investing within a common pension scheme, accessible for many employees.
    • Cons: May not be fully Sharia-compliant (e.g., still permits conventional finance indirectly), not a dedicated Islamic product.
• Takaful (Islamic Insurance): A cooperative system where participants contribute to a fund to cover each other against loss, operating on principles of mutual assistance and shared responsibility, avoiding interest and uncertainty.
  • Noor Takaful (Global Islamic Insurance):
    • Key Features: Offers various Takaful products (family, general, health) based on Islamic cooperative principles, ensuring risk-sharing and ethical investment of funds.
    • Average Price: Premiums vary based on coverage and individual needs.
    • Pros: Fully Sharia-compliant alternative to conventional insurance, promotes mutual support.
    • Cons: Limited availability in some regions, may have fewer product lines than conventional insurers.
  • Wahed Invest (Ethical and Sharia-Compliant Digital Investment Platform):
    • Key Features: While primarily an investment platform, Wahed emphasizes ethical finance and Sharia compliance across its offerings, including partnerships that might lead to ethical insurance solutions.
    • Average Price: Investment amounts vary, typically accessible with lower minimums.
    • Pros: Easy-to-use digital platform, transparent Sharia screening, diversified portfolios.
    • Cons: Not a direct insurance provider, more focused on investment.
• Direct Property Purchase with Cash/Halal Loans: The most straightforward and permissible method for property acquisition.
  • Cash Purchase:
    • Key Features: No debt, no interest, full ownership from day one.
    • Average Price: Full property value.
    • Pros: Completely interest-free, reduces financial burden, clear ownership.
    • Cons: Requires significant upfront capital, not feasible for everyone.

These alternatives prioritise ethical conduct and adherence to Islamic financial guidelines, offering viable pathways for individuals to manage their property and financial affairs without compromising their faith.

Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

[ratemypost]

Edwardmellor.co.uk Review & First Look

Upon a preliminary examination of edwardmellor.co.uk, the website presents itself as a robust and comprehensive platform for property and related financial services in the UK. The initial impression is one of professionalism, with a clean layout and clear calls to action. It’s designed to be user-friendly, catering to both individuals looking to buy or sell property, as well as those seeking assistance with mortgages, insurance, surveys, and pensions. The emphasis on local branches and a strong regional presence in the North West of England is immediately apparent through the detailed list of service areas.

Website Design and User Experience

The overall design of edwardmellor.co.uk is modern and intuitive. The navigation menu is well-structured, allowing users to easily access different service categories like ‘Buying’, ‘Selling’, ‘Auctions’, ‘Mortgages’, ‘Insurance’, ‘Survey’, and ‘Pensions’. This streamlined approach ensures that visitors can quickly find the information they need without unnecessary clicks. The use of clear headings and subheadings, combined with a consistent visual style, contributes to a pleasant browsing experience.

• Responsive Design: The website appears to be fully responsive, adapting well to different screen sizes, which is crucial for accessibility on mobile devices.
• Visual Appeal: The use of professional photography, particularly for properties and customer testimonials, enhances the site’s credibility and aesthetic appeal. The 360-degree interactive tours for properties are a particularly strong feature, providing an immersive experience for potential buyers.
• Ease of Information Retrieval: Key information, such as contact details, branch locations, and links to services, is prominently displayed, making it straightforward for users to get in touch or learn more.

Initial Service Offerings Overview

Edward Mellor prides itself on being a multi-service provider, offering a one-stop shop for property needs. From valuations to conveyancing, and from finding a mortgage to securing insurance, they aim to cover the entire property journey. The “Chain Breaker” service, designed to resolve property chain issues quickly, highlights their commitment to problem-solving in what can often be a stressful process. Their online auction system also stands out, providing a modern approach to property sales.

• Property Services:
  • Buying: Register to Buy, Hot Properties, Guide to Buying, Conveyancing, Developments, Buying FAQs.
  • Selling: Instant Online Valuation, Book a Valuation, How to Sell, Conveyancing, Sell Fast for Cash, Chain Breaker, Sell at Auction, Probate.
• Financial Services:
  • Mortgages: Mortgage and Protection Guides, Mortgage Advice (including “Auction Finance”).
  • Insurance: Home, Contents, Landlord Insurance with free quotes.
  • Survey: Free Survey Quotes, Why Book a Survey?, Types of Survey, EPC.
  • Pensions: A separate pension-focused sub-domain is linked.

Ethical Concerns on Edwardmellor.co.uk

While the website’s functionality and service breadth are impressive, the offerings in “Mortgages,” “Insurance,” and “Auction Finance” present significant ethical challenges from an Islamic perspective. Conventional mortgages and insurance policies typically involve Riba (interest) and Gharar (excessive uncertainty), both of which are prohibited in Islamic finance. The term “Auction Finance” also raises concerns, as it often refers to short-term, high-interest loans designed to facilitate quick property purchases at auctions, which would also fall under the category of Riba. There is no explicit mention of Sharia-compliant alternatives for these financial products, which makes them unsuitable for Muslims.

• Mortgages and Riba: The core of conventional mortgages involves interest, which is explicitly forbidden in Islam. There’s no indication of Ijara, Murabaha, or Musharaka-based financing.
• Insurance and Gharar/Riba: Traditional insurance operates on a risk-transfer model that can involve elements of Gharar and Riba. Takaful, the Islamic alternative, is absent from their offerings.
• Auction Finance: This term strongly implies interest-based lending, a common feature in fast-paced auction environments.

For a Muslim audience, the presence of these conventional financial products without any Sharia-compliant alternatives makes the entire financial services section problematic. Property buying and selling themselves are permissible activities, but the recommended methods of financing and protection offered by Edward Mellor directly conflict with Islamic financial principles. Spectrumcover.co.uk Review

Edwardmellor.co.uk Cons

Based on a thorough review of edwardmellor.co.uk, several key drawbacks and ethical considerations come to light, particularly when viewed through the lens of Islamic finance and ethical consumption. While the website presents a robust platform for property services, the shortcomings are significant enough to warrant caution for a discerning audience.

Lack of Sharia-Compliant Financial Products

This is arguably the most significant drawback for individuals seeking ethical and Sharia-compliant financial solutions. Edward Mellor heavily promotes conventional mortgages, insurance, and auction finance, all of which inherently involve Riba (interest) and often Gharar (excessive uncertainty), both strictly prohibited in Islamic finance. The absence of alternatives like Islamic mortgages (Ijara, Murabaha, Musharaka) or Takaful (Islamic insurance) means that a Muslim cannot engage with these services without compromising their religious principles.

• No Islamic Mortgage Options: The website offers “expert, bespoke mortgage advice” and claims to “search the market to get YOU the best deal,” but there is no mention of Sharia-compliant lenders or products. This indicates a focus solely on conventional, interest-based financing.
• Conventional Insurance Only: Services like Home, Contents, and Landlord Insurance are offered, but without any reference to Takaful, the cooperative, Sharia-compliant form of insurance. This means premiums likely involve Riba and other impermissible elements.
• Ambiguous “Auction Finance”: The term “Auction Finance” almost invariably refers to short-term, high-interest loans. The lack of detailed explanation or ethical alternatives confirms this as a major red flag for Muslims.

Absence of Clear Ethical Stance

Beyond the specific financial products, the website does not articulate any broader ethical commitment or social responsibility. In today’s market, many businesses are transparent about their values, whether it’s environmental impact, fair labor practices, or community engagement. Edward Mellor’s website, while professional, lacks this deeper ethical dimension, which can be a concern for consumers who prioritise aligning their transactions with their moral values.

• No CSR (Corporate Social Responsibility) Section: There’s no dedicated page or clear statements about their commitment to ethical practices, sustainability, or community initiatives, beyond sponsoring a local garden event.
• Focus Purely on Transactional Services: The content is heavily service-oriented, focusing on facilitating property and financial transactions, rather than building trust through shared values.

Potential for Misleading Information (Implicitly)

While not overtly misleading, the omission of information regarding Sharia-compliant alternatives can implicitly guide users towards impermissible financial products. For someone unaware of Islamic finance principles, the website would present conventional mortgages and insurance as the only available options, without highlighting the ethical concerns for a significant segment of the population.

• Default to Conventional Products: The website assumes a conventional financial framework, which is a common industry standard but problematic for religious communities with specific prohibitions.
• Lack of Educational Content on Alternatives: There’s no effort to educate users about different types of financial products or their ethical implications, which would be beneficial for a broader audience.

Limited Transparency on Fees and Charges

While services like “free valuation” and “free survey quote” are highlighted, a detailed breakdown of fees and charges for other services like conveyancing, auction services, or mortgage arrangement fees is not readily apparent on the homepage. This often requires deeper engagement with the service or a direct inquiry, which can be an inconvenience for users seeking quick transparency. Coke.co.uk Review

• Absence of Fee Schedules: No clear, upfront fee schedules are published for core services, which is common in property sales but still a point of concern for transparency.
• “Find a Mortgage” is a Brokerage Service: While they claim to find “the best deal,” the terms, conditions, and potential fees associated with their mortgage brokerage service are not transparently laid out on the main pages.

In summary, while edwardmellor.co.uk excels in presenting a comprehensive property service, its fundamental flaw, especially for a Muslim audience, lies in its reliance on and promotion of interest-based financial products without offering any Sharia-compliant alternatives. This makes engaging with their core financial services problematic and necessitates seeking ethical alternatives elsewhere.

Edwardmellor.co.uk Alternatives

For those seeking property and financial services in the UK that align with Islamic principles, the conventional offerings from platforms like Edward Mellor pose a significant challenge due to their reliance on Riba (interest) and other non-Sharia-compliant mechanisms. However, the UK market has seen a growth in ethical and Islamic finance providers that offer viable alternatives. These alternatives prioritise integrity, transparency, and adherence to Islamic jurisprudence, ensuring that your property journey is not just successful but also ethically sound.

Here are some top ethical alternatives, focusing on property acquisition, financing, and related services, designed to circumvent the issues of Riba and Gharar found in conventional offerings.

1. Al Rayan Bank – Home Purchase Plan (HPP)

   • Product Name: Al Rayan Bank Home Purchase Plan
   • Key Features: Offers Sharia-compliant home financing based on Ijara (lease-to-own) and Musharaka (co-ownership) principles. This avoids conventional interest by structuring the transaction as a partnership or lease agreement, where the bank and customer jointly purchase the property, or the bank leases it to the customer. They are regulated by the FCA and PRA.
   • Average Price: Varies significantly based on property value, deposit, and chosen financing term. As an example, for a typical property, monthly payments would be competitive with conventional mortgages, but structured differently to avoid interest.
   • Pros: Fully Sharia-compliant, established UK Islamic bank, offers clear alternatives to interest-based mortgages, diverse range of HPP products.
   • Cons: Fewer product choices compared to mainstream lenders, approval processes might be perceived as more intricate due to Sharia compliance checks, limited branch network.

2. Gatehouse Bank – Home Purchase Plan Sevenhillscrafts.co.uk Review

   • Product Name: Gatehouse Bank Home Purchase Plan
   • Key Features: Provides ethical and Sharia-compliant home financing solutions, primarily through Murabaha and Ijara structures. Gatehouse Bank focuses on delivering transparent and responsible financial products, ensuring transactions are free from interest. They also offer buy-to-let financing.
   • Average Price: Dependent on the property value and the customer’s financial situation. Rates are structured to be competitive with the market while remaining Sharia-compliant.
   • Pros: Strong commitment to ethical and Sharia-compliant finance, excellent customer service reputation, supports various property types including buy-to-let.
   • Cons: Smaller market presence than mainstream banks, product offerings might be less extensive than conventional lenders.

3. Wahed Invest – Sharia-Compliant Investments

   • Product Name: Wahed Invest
   • Key Features: While not a direct property financing provider, Wahed Invest offers a fully Sharia-compliant digital investment platform. For those looking to save ethically for a deposit or grow wealth without Riba, this is an excellent option. They invest in diversified portfolios screened by an ethical review board, avoiding industries like conventional finance, alcohol, tobacco, and gambling.
   • Average Price: Minimum investment often starts from £100. Fees are typically low, e.g., 0.99% per annum on managed portfolios.
   • Pros: Easy-to-use mobile app, fully Sharia-compliant investment options, transparent fee structure, suitable for long-term wealth building towards a property purchase.
   • Cons: Not a lending institution, so cannot provide direct property finance; investment returns are not guaranteed.

4. Local Independent Estate Agents with Ethical Practices

   • Product Name: Property Estate Agents UK
   • Key Features: Rather than a single product, this refers to seeking out local estate agents who are transparent about their fees and do not heavily push interest-based financial services. A good agent will focus purely on the sale or purchase process. Look for agents with strong local reputations and clear fee structures.
   • Average Price: Commission-based fees typically range from 0.75% to 3% of the property’s sale price, plus VAT.
   • Pros: Local expertise, personalised service, can help you find properties or buyers effectively, their primary role is not to push financial products.
   • Cons: Quality and ethical standards vary widely between agents, requires thorough vetting to find a suitable one, still need to arrange financing separately.

5. Takaful (Islamic Insurance Providers) – For Home Protection

   

   • Product Name: Islamic Insurance UK
   • Key Features: Takaful operates on principles of mutual assistance and donation (Tabarru’), where participants contribute to a common fund to cover each other against specific losses. This avoids the Riba and Gharar associated with conventional insurance. Look for providers that offer Takaful products for home, contents, and landlord protection.
   • Average Price: Contributions vary depending on the level of coverage and risk assessment, comparable to conventional insurance premiums but structured ethically.
   • Pros: Fully Sharia-compliant, promotes community solidarity and mutual support, avoids interest.
   • Cons: Fewer Takaful providers in the UK compared to conventional insurers, product range might be limited.

6. Ethical Property Investment Platforms (e.g., fractional ownership for rental income) Motability.co.uk Review

   • Product Name: Ethical Property Investment Platforms UK
   • Key Features: These platforms allow individuals to invest in property ethically, often through fractional ownership models, to generate rental income. They typically screen properties to ensure ethical tenants and uses, avoiding interest in the acquisition process. This is more for investment than primary residence.
   • Average Price: Investment entry points can be significantly lower, from a few hundred to several thousand pounds, allowing access to property investment without needing to buy an entire property.
   • Pros: Ethical way to participate in the property market, diversified investment opportunities, potential for passive income.
   • Cons: Not suitable for buying a primary residence, liquidity might be lower than traditional investments, market fluctuations affect returns.

7. Direct Purchase and Sharia-Compliant Saving

   • Product Name: Halal Savings Accounts UK
   • Key Features: The most straightforward and undeniably permissible method for property acquisition is saving up the full cash amount. This involves placing funds in Sharia-compliant savings accounts or ethical investment vehicles (like those from Wahed Invest) that yield no Riba.
   • Average Price: No immediate price; it’s a long-term strategy towards full cash payment.
   • Pros: Completely interest-free, ultimate financial independence, avoids all forms of debt, purest form of ethical acquisition.
   • Cons: Requires significant patience and discipline to save large sums, might not be feasible for everyone due to high property prices.

These alternatives provide a robust framework for individuals to navigate the property market in the UK while upholding their ethical and religious commitments. They demonstrate that it’s possible to achieve financial goals without compromising on values.

Understanding the Services Edwardmellor.co.uk Offers

Edwardmellor.co.uk presents itself as a comprehensive property and financial services hub, particularly targeting the North West of England. They aim to be a single point of contact for a range of needs, from initial property valuation to securing a mortgage and even managing pensions. Their array of services is designed to cover the entire lifecycle of property ownership and related financial planning.

Property Buying and Selling Services

Edward Mellor provides extensive services for both buyers and sellers, aiming to streamline the often-complex process of property transactions. For sellers, they offer instant online valuations and detailed guides on “How to Sell Your Property,” including options like “Sell Fast for Cash” and using their “Chain Breaker” service to resolve property chain complications. Buyers benefit from a registration service, access to “Hot Properties,” a “Guide to Buying,” and comprehensive “Buying a Property FAQs.” They also highlight immersive 360-degree interactive tours to showcase properties effectively.

• Seller Services:
  • Valuation: Instant Online Property Valuation, Book a Valuation (free).
  • Sale Pathways: Traditional sale, Sell Fast for Cash, Sell at Auction.
  • Support: How to Sell Your Property Guide, Conveyancing.
• Buyer Services:
  • Property Search: Register to Buy, Hot Properties to Buy.
  • Guidance: Guide to Buying, Buying a Property FAQs.
  • Tools: Immersive 360-degree interactive tours.
• Conveyancing: They offer conveyancing services for both buying and selling, a critical legal step in property transactions.

Auction Services

A significant part of Edward Mellor’s offering revolves around property auctions. They host online auctions, providing details on upcoming events, past results, and a full auction calendar. They also offer specific guides for “Buying at Auction” and “Selling at Auction,” alongside an “Auction Finance” option. This indicates a strong focus on facilitating rapid property transactions through competitive bidding. Casalingadesign.co.uk Review

• Auction Details:
  • Calendar: Next online auction dates (e.g., 11-12 June), Last Auction results (e.g., 14-15 May).
  • Guides: View full Auction Guide, How To Sell at Auction.
  • Appraisal: Book an Appraisal for selling at auction.
• Specific Features:
  • Online Auction platform.
  • “Auction Finance” as a financing option (raises ethical concerns due to potential Riba).

Mortgage and Insurance Services

Edward Mellor extends its reach into financial services, offering “expert, bespoke mortgage advice” and a range of insurance products. Their mortgage service claims to search the market to secure “the best deal” for clients. For insurance, they provide free quotes for Home Insurance, Contents Insurance, and Landlord Insurance. These services are presented as complementary to their core property business, aiming to provide an integrated solution for clients.

• Mortgage Services:
  • Advice: Expert Mortgage Advice, Mortgage and Protection Guides.
  • Product Sourcing: Claim to search the market for the best deals.
  • Appointments: Book Your Free Appointment Now.
• Insurance Services:
  • Types: Home Insurance, Contents Insurance, Landlord Insurance.
  • Quotes: Get a FREE Quote.

Survey and Pension Services

Rounding out their comprehensive offerings are property survey services and pension advice. For surveys, they provide free quotes and detailed information on “Why Book a Survey?” and various “Types of Survey,” including EPC (Energy Performance Certificate). The pension service is linked to a separate sub-domain, indicating a specialised offering in this area.

• Survey Services:
  • Quotes: Get a Free Survey Quote.
  • Guidance: Why Book a Survey?, Types of Survey.
  • Certificates: EPC (Energy Performance Certificate).
• Pension Services:
  • Dedicated “Pensions” section with a link to pensions.edwardmellor.co.uk/.

While these services appear comprehensive and user-friendly, the integration of conventional financial products like mortgages, conventional insurance, and “Auction Finance” remains a significant concern for those adhering to Islamic financial principles. The absence of Sharia-compliant alternatives means that Muslims considering Edward Mellor’s financial offerings would need to exercise extreme caution or seek external, ethically compliant providers.

Edwardmellor.co.uk Pricing

Edwardmellor.co.uk, as a multifaceted property and financial services provider, employs a varied pricing structure across its different offerings. While some services are explicitly advertised as “free,” others likely operate on a commission, fee, or premium basis, consistent with industry standards for estate agents, mortgage brokers, and insurance providers in the UK. Direct, transparent pricing for all services is not immediately available on the homepage, necessitating further inquiry for a precise breakdown.

Free Services and Initial Consultations

Edward Mellor strategically offers several free services to attract potential clients, serving as an entry point for their broader offerings. These no-cost options aim to provide value upfront and encourage deeper engagement with their paid services. Jisounds.co.uk Review

• Free Valuation: Both “Instant Online Property Valuation” and “Book a Valuation” are advertised as free services for sellers. This is a common practice in the estate agency sector to gauge market interest and secure mandates.
• Free Survey Quote: Users can “Get a Free Survey Quote” for property surveys, allowing them to understand potential costs before committing to a full survey.
• Free Mortgage Appointment: The option to “Book Your Free Appointment Now” for mortgage advice suggests an initial consultation without charge, where clients can discuss their needs and explore options before any potential fees are incurred.

Commission and Fee-Based Property Services

For core property buying and selling services, Edward Mellor would typically charge commissions or fixed fees, though these are not detailed on the homepage. Estate agent fees in the UK generally range from 0.75% to 3% of the sale price, plus VAT.

• Selling a Property: It is highly probable that a commission-based fee is charged upon the successful sale of a property, covering the agent’s marketing, viewing management, and negotiation efforts.
• Buying a Property: While buyers typically don’t pay commission to the seller’s agent, services like “Conveyancing” would involve legal fees, which are usually a fixed fee or a percentage of the property value, ranging from £850 to £2,500+. Edward Mellor might offer in-house conveyancing or partner with external solicitors, with their own fee structures.
• Auction Services: Selling property at auction typically involves a seller’s fee or commission, and sometimes a buyer’s premium or administration fee, which varies depending on the auction house. Edward Mellor’s “Auction Finance” service would almost certainly involve interest charges and arrangement fees.

Mortgage Brokerage and Insurance Premiums

The “Mortgages” and “Insurance” sections imply standard industry pricing models.

• Mortgage Brokerage Fees: While the initial consultation may be free, mortgage brokers often charge a fee for their services upon successful arrangement of a mortgage. This can be a fixed fee (e.g., £300-£1,000) or a percentage of the loan amount (e.g., 0.3% – 1%). Some brokers get paid by the lender, making it “fee-free” for the client, but this isn’t specified on Edward Mellor’s site.
• Insurance Premiums: Insurance products (Home, Contents, Landlord) operate on a premium basis, where clients pay a regular amount (monthly or annually) for coverage. These premiums are determined by factors like property value, location, risk profile, and coverage level.

Survey Fees

Property surveys, distinct from the free initial quote, are typically fee-based services with costs varying significantly based on the type of survey (e.g., RICS HomeBuyer Report, Building Survey) and the property’s value and size.

• Types of Survey Costs: A basic HomeBuyer Report might range from £400 to £1,000+, while a more comprehensive Building Survey could cost anywhere from £600 to £2,000+, depending on the property’s complexity and location in the UK.

Pensions

The “Pensions” service, being a specialised financial planning offering, would likely involve advisory fees, either as a percentage of assets under management, a fixed fee for advice, or an hourly rate, consistent with financial advisory standards.

In summary, while Edward Mellor offers valuable free entry points, the majority of their core services for buying, selling, financing, and protecting property come with associated costs that are typical for the industry. For precise pricing, potential clients would need to directly engage with the company for detailed quotes and fee disclosures. From an Islamic perspective, the pricing models for mortgages, insurance, and auction finance are problematic due to their inherent connection to Riba, even if the fee structures themselves appear standard. Directshopfittings.co.uk Review

How to Cancel Edwardmellor.co.uk Services (General Guidance)

Cancelling services with a multi-faceted company like Edward Mellor, which handles everything from property sales to mortgages and insurance, will vary significantly depending on the specific service you wish to terminate. Since the website doesn’t offer a direct “cancel” portal, the process will generally involve direct communication, adhering to contract terms, and being aware of notice periods.

Cancelling Property Listing/Selling Services

If you’ve appointed Edward Mellor as your estate agent to sell a property, cancellation will depend on the terms of your signed agency agreement. These agreements typically have notice periods and potential withdrawal fees.

• Review Your Contract: The first step is always to re-read the agency agreement you signed. Look for clauses related to cancellation, notice periods (e.g., 2-4 weeks), and any potential withdrawal fees or marketing costs that might be due if you cancel before a certain period or if they have already incurred significant expenses.
• Formal Written Notice: Most estate agency agreements require cancellation in writing. Send a formal letter or email to your assigned branch or agent, clearly stating your intention to withdraw your property from the market and terminate their services. Include your property address and account reference number.
• Confirmation: Request a written confirmation of the cancellation to ensure that your property is removed from all listings (online portals, internal databases) and that no further marketing activities are undertaken.

Cancelling Mortgage Brokerage Services

If you’ve engaged Edward Mellor for mortgage advice or brokerage, cancellation before a mortgage offer is issued is usually straightforward. However, if they have successfully secured an offer, fees might become payable.

• Early Stage Cancellation: If you are in the initial stages of discussion and no mortgage application has been submitted, a simple phone call or email to your mortgage advisor should suffice to withdraw your interest.
• Post-Application/Offer Cancellation: If an application has been submitted or an offer received, check if any broker fees are applicable upon offer or completion. Some brokers only charge on completion, others may charge a fee if an offer is secured. Communicate your decision to your advisor immediately.
• Lender Implications: If you cancel a mortgage application with a lender, there are typically no direct cancellation fees from the lender unless specific valuations or legal work have already been paid for.

Cancelling Insurance Policies

Insurance policies arranged through Edward Mellor (Home, Contents, Landlord) are contracts with the underlying insurance provider, not directly with Edward Mellor. Cancellation will follow the terms of the insurance policy.

• Contact the Insurer Directly: The most effective way to cancel an insurance policy is to contact the insurance provider directly (the company whose name is on your policy documents, e.g., Aviva, Direct Line, etc.).
• Policy Terms: Check your policy documents for cancellation clauses.
  • Cooling-off Period: Many policies have a 14-day cooling-off period where you can cancel without penalty (or with minimal administrative fees).
  • Pro-rata Refund: If you cancel mid-term after the cooling-off period, you may receive a pro-rata refund for the unused portion of the premium, minus any administrative fees.
• Inform Edward Mellor: While not strictly necessary for cancellation, it’s good practice to inform Edward Mellor that you have cancelled a policy they arranged, especially if you are seeking new insurance through another provider.

Cancelling Survey Appointments

If you’ve booked a property survey through Edward Mellor, cancellation procedures will depend on how close you are to the scheduled appointment and their specific terms and conditions. Guernseyflowersbypost.co.uk Review

• Timely Notification: Contact them as soon as possible if you need to cancel or reschedule a survey.
• Potential Fees: If cancellation occurs very close to the appointment date (e.g., within 24-48 hours), or if the surveyor has already travelled to the property, a cancellation fee or partial charge may apply to cover their time and expenses.

General Best Practices for Cancellation

• Keep Records: Always keep a record of your communication, including dates, times, names of people you spoke to, and copies of any letters or emails sent.
• Be Clear: Clearly state the service you wish to cancel and the effective date.
• Understand Financial Implications: Before cancelling, understand any potential fees, charges, or contractual obligations that may arise from early termination.
• Seek Alternatives First: If you are cancelling due to ethical concerns, ensure you have Sharia-compliant alternatives lined up before terminating existing agreements.

In essence, Edward Mellor’s cancellation process is fragmented across its service lines, requiring a direct and informed approach for each specific service.

Edwardmellor.co.uk vs. Sharia-Compliant Alternatives

When evaluating Edwardmellor.co.uk against Sharia-compliant alternatives, the core distinction lies in their fundamental approach to financial transactions, particularly concerning interest (Riba), excessive uncertainty (Gharar), and ethical investment. Edward Mellor, as a traditional UK property and financial services firm, operates within the conventional framework that includes elements explicitly forbidden in Islamic finance. Sharia-compliant alternatives, on the other hand, are designed from the ground up to adhere to Islamic principles, offering ethical solutions for property acquisition, investment, and protection.

Edwardmellor.co.uk’s Conventional Model

Edwardmellor.co.uk provides a comprehensive suite of services, including property sales, auctions, mortgages, insurance, surveys, and pensions. Its strength lies in its integrated approach, offering a “one-stop shop” for many property-related needs.

• Mortgages: Edward Mellor’s mortgage services are based on conventional lending, where the bank provides a loan to the borrower, and the borrower repays the principal plus interest. This interest is Riba and is prohibited.
  • Pros: Access to a wide range of lenders, potentially competitive rates within the conventional market, streamlined process for those accustomed to traditional finance.
  • Cons: Involves Riba, making it impermissible for Muslims. No apparent Sharia-compliant options.
• Insurance: Their insurance offerings (Home, Contents, Landlord) are conventional contracts where risk is transferred from the policyholder to the insurer for a premium. This often involves elements of Gharar and may include interest in the investment of premiums.
  • Pros: Standard market coverage, widely recognised insurers.
  • Cons: Not Sharia-compliant (involves Gharar and potential Riba), Takaful alternatives are not offered.
• Auction Finance: This service implies short-term, high-interest loans for auction purchases, which directly involves Riba.
  • Pros: Facilitates quick property purchases at auctions.
  • Cons: Clearly involves Riba, making it impermissible.
• Property Sales/Auctions (Core Business): The buying and selling of property itself, through traditional estate agency or auction methods, is generally permissible in Islam, provided the underlying financing is halal. However, Edward Mellor’s integration with impermissible financial products complicates the overall offering.

Sharia-Compliant Alternatives’ Ethical Model

Sharia-compliant alternatives are built on ethical principles derived from the Quran and Sunnah, focusing on risk-sharing, tangible assets, and avoiding Riba, Gharar, and Maysir (gambling).

• Islamic Mortgages (e.g., Al Rayan Bank, Gatehouse Bank):
  • Model: Instead of lending money with interest, Islamic banks use structures like Ijara (lease-to-own), Murabaha (cost-plus profit sale), or Musharaka (co-ownership). In Ijara, the bank buys the property and leases it to the customer, with ownership transferring at the end. In Murabaha, the bank buys the property and sells it to the customer at a profit, with deferred payment. In Musharaka, the bank and customer are co-owners, gradually transferring ownership to the customer.
  • Pros: Fully Sharia-compliant, ethical way to acquire property, promotes shared risk.
  • Cons: Fewer providers compared to conventional banks, may have slightly less flexible terms in some cases, documentation can be more involved.
• Takaful (Islamic Insurance):
  • Model: Takaful is a cooperative system where participants contribute to a common fund. If a participant suffers a loss, they are compensated from this fund. The purpose is mutual assistance, not profit from risk transfer. The funds are invested in Sharia-compliant assets.
  • Pros: Sharia-compliant, promotes solidarity and mutual help, avoids Riba and Gharar.
  • Cons: Fewer Takaful providers in the UK, product range might be narrower than conventional insurance.
• Ethical Property Investment/Savings (e.g., Wahed Invest):
  • Model: These platforms enable investment in property or general assets that are screened for Sharia compliance, avoiding sectors like alcohol, tobacco, conventional banking, and gambling. They focus on generating returns from legitimate business activities and rental income.
  • Pros: Ethical wealth growth, avoids Riba, suitable for saving for a property deposit.
  • Cons: Not a direct property financing mechanism, investment returns are subject to market fluctuations.

Direct Comparison Summary:

Feature	Edwardmellor.co.uk (Conventional)	Sharia-Compliant Alternatives
Mortgages	Interest-based loans (Riba)	Ijara, Murabaha, Musharaka (no Riba)
Insurance	Conventional risk transfer (Gharar, Riba potential)	Takaful (mutual assistance, no Gharar/Riba)
Auction Finance	Interest-based short-term loans (Riba)	Not offered; cash purchase or halal financing required
Ethical Basis	None explicitly stated; operates within conventional financial norms	Built on Quranic and Sunnah principles; focus on justice, fairness
Service Scope	Wide range of property and integrated financial services	Focused on ethical finance, often requiring separate property agents
Target Audience	General public, no specific religious/ethical consideration in finance	Muslims and ethically conscious individuals

In conclusion, while Edwardmellor.co.uk offers convenience and a broad spectrum of property-related services, its fundamental reliance on interest-based financial products makes it incompatible with Islamic financial principles. For a Muslim, opting for dedicated Sharia-compliant banks and Takaful providers is not just a preference but a necessity to ensure all financial transactions are permissible and ethically sound. Birminghamairport.co.uk Review

Edwardmellor.co.uk Contact Information

Having readily accessible and clear contact information is a hallmark of a trustworthy and transparent business. Edwardmellor.co.uk provides various channels for users to get in touch, reflecting their established presence in the property market. These include physical branch locations, phone numbers, and online enquiry forms.

Branch Locations

Edward Mellor operates through several physical branches, primarily across the North West of England, which is consistent with their advertised service areas. The website includes a dedicated “Find a Branch” section, allowing users to locate their nearest office, get directions, and potentially find specific contact details for that branch. This physical presence adds a layer of trust and accessibility for local clients who prefer in-person interactions.

• Accessibility: Branches provide a direct point of contact for face-to-face discussions, valuations, and property viewings.
• Local Expertise: Each branch typically has agents with in-depth knowledge of the local property market, which is invaluable for buyers and sellers in specific areas.
• Search Functionality: The “Find a Branch” tool allows users to input their postcode or area to find the most convenient location.

Phone Numbers

Direct phone lines are provided for immediate inquiries and discussions, covering various service lines. While the exact phone numbers for every department might vary or be directed through a central switchboard, the emphasis on telephonic communication is clear.

• General Enquiries: A main contact number is usually available for general inquiries about buying, selling, or other services.
• Specific Departments: Larger organisations often have dedicated lines for mortgages, insurance, or auction enquiries, ensuring calls are routed to the relevant experts.
• Business Hours: While not always displayed prominently on the homepage, it’s customary for businesses to operate within specific office hours for phone support.

Online Contact Forms and Email

For less urgent queries or for those who prefer written communication, Edward Mellor offers online contact forms and potentially direct email addresses.

• “Contact Us” Page: The website features a comprehensive “Contact Us” page, which typically includes:
  • An online enquiry form where users can submit their questions, specify the service they’re interested in, and provide their contact details.
  • General email addresses (e.g., [email protected]) for broader correspondence.
• Specific Service Forms: Certain actions, like “Book a Valuation,” “Register to Buy,” or “Get a FREE Quote,” are facilitated by dedicated online forms that streamline the inquiry process for specific services.
• Convenience: These forms allow users to submit queries outside of traditional business hours and provide a written record of communication.

Social Media Presence

While not a primary contact method for complex inquiries, a professional business like Edward Mellor would typically have a presence on social media platforms. These channels can serve as supplementary communication points for quick questions, updates, and general engagement. However, the provided homepage text explicitly mentions “Powered by Social Snap” without linking to specific social media profiles on the homepage itself, indicating that direct links might be on other pages or not prominently displayed. Phoenixinsolvency.co.uk Review

• Informal Engagement: Social media can be used for brand interaction, sharing news, and responding to general customer queries.
• Updates: Platforms like Facebook, Twitter (now X), or LinkedIn are often used for company announcements, market updates, and new property listings.

In summary, Edwardmellor.co.uk makes it relatively easy for potential and existing clients to get in touch, offering a blend of traditional and digital contact methods. This accessibility is a positive indicator of their customer-focused approach.

News and Market Insights from Edwardmellor.co.uk

Edwardmellor.co.uk dedicates a section of its website to news and market insights, which is a commendable feature for an estate agent and property services firm. This content serves multiple purposes: it demonstrates their expertise, keeps potential clients informed about market trends, and acts as a valuable SEO tool by providing fresh, relevant content. The articles mentioned on the homepage suggest a focus on regional property market performance and auction results.

Latest News and Blog Updates

The “Latest News” section prominently displays recent blog posts, providing updates on various aspects of the property market and internal company news. The dates of these articles (e.g., June 3, 2025; May 22, 2025) indicate an active and current content strategy.

• Market Round-Ups: Articles like “National Auction Round-Up May 2025” and “House Sales are Surging Ahead Across the North West” offer broad insights into regional and national property trends. This kind of content is valuable for both buyers and sellers trying to understand the current climate.
• Auction Results: “May 2025 Property Auction Results” and “April 2025 Property Auction Results” provide transparent data on recent auction performance. This helps build trust and demonstrates the effectiveness of their auction services. For potential sellers considering auctions, these results offer tangible evidence of success.
• Guides and Previews: “23rd April 2025 Auction Preview” suggests they also publish forward-looking content, preparing clients for upcoming events and offering tips on how to participate.
• Community Engagement: “Supporting Mellor Open Gardens 2025” indicates that the company also engages in local community initiatives, which can enhance their public image and local ties.

Value for Clients

The news and market insights section is beneficial for various stakeholders:

• For Sellers: Provides data-driven insights into how quickly properties are selling, market demand, and the success rates of auctions, which can inform their selling strategy and pricing expectations.
• For Buyers: Offers a pulse on the market, highlighting areas where sales are surging or identifying opportunities. It can help buyers understand market dynamics and make informed decisions.
• For Investors: Auction results and market round-ups are particularly useful for property investors looking for opportunities or assessing market liquidity and returns.
• For General Public: Anyone with an interest in the UK property market can find valuable information and stay updated on trends.

SEO and Authority Building

From an SEO perspective, regularly updated news and blog content is crucial. It helps Edward Mellor: Wetherbywatches.co.uk Review

• Improve Search Engine Rankings: Fresh, relevant content signals to search engines that the website is active and authoritative, potentially leading to higher rankings for related keywords (e.g., “North West property market,” “UK auction results”).
• Attract Organic Traffic: People searching for market trends, property advice, or auction information are likely to land on these articles, increasing organic traffic to the site.
• Establish Expertise: By consistently providing insightful analysis, Edward Mellor positions itself as an expert and thought leader in the property sector. This builds trust and credibility with potential clients.
• Internal Linking: Blog posts often link back to core service pages (e.g., “Read More” links to specific news articles, which might then link to “Sell at Auction” pages), improving site architecture and distributing link equity.

The active blog section on edwardmellor.co.uk is a strong asset, providing valuable market intelligence and reinforcing their position as a knowledgeable and engaged player in the UK property market. It complements their service offerings by providing context and justification for their advice.

Customer Testimonials on Edwardmellor.co.uk

Customer testimonials are a powerful form of social proof, significantly influencing potential clients’ perceptions of a business. Edwardmellor.co.uk features a dedicated section for “What Our Customers Have to Say,” which is a smart move for building trust and credibility. The testimonials provided appear genuine and highlight key aspects of their service, such as teamwork, communication, and client-centric advice.

Authenticity and Detail

The testimonials are presented with names (e.g., Ms Roche, Mr and Mrs Unwin) and state the outcome (e.g., “Sold with Edward Mellor”), adding a layer of authenticity. The quotes are relatively detailed, moving beyond generic praise to specific positive experiences.

• Highlighting Key Strengths:
  • “Great Teamwork” (Ms Roche): This testimonial specifically praises the coordination among staff and consistent communication, stating, “You all work so well as a team and make a hard job seem so easy.” This directly addresses common pain points in property transactions, where clients often feel left in the dark.
  • “Refreshingly Easy” (Mr and Mrs Unwin): This feedback focuses on the positive client experience, mentioning feeling “instantly at ease” and that their “wishes were the priority.” The emphasis on “honest advice backed up by relevant facts” is crucial for building trust in a high-stakes environment like property sales.
• Relatability: The scenarios described (selling a dad’s house, discussing sales strategy) are common experiences for property owners, making the testimonials highly relatable to prospective clients.

Strategic Placement and Impact

The testimonials are placed on the homepage, immediately visible to visitors. This prominent positioning ensures that positive feedback is among the first things a potential client sees, helping to establish a positive impression from the outset.

• Building Trust: In an industry where trust and reliability are paramount, direct quotes from satisfied customers can significantly influence a new client’s decision-making process. They serve as endorsements from real people who have experienced the service firsthand.
• Addressing Concerns: While not explicitly stating “we are trustworthy,” the testimonials implicitly address concerns about communication, professionalism, and effective results, which are common anxieties for individuals buying or selling property.
• Human Element: They add a human touch to the professional website, showing that Edward Mellor values its clients and delivers on its promises.

Limitations and Enhancements

While the existing testimonials are positive, there are always ways to enhance their impact: Fightsupplies.co.uk Review

• Quantity and Diversity: While a few strong testimonials are good, a larger collection, perhaps with a dedicated testimonials page, could showcase a broader range of positive experiences across different services (e.g., buying, auctions, mortgage advice).
• Inclusion of Photos/Videos: Adding customer photos or short video testimonials can further increase authenticity and engagement.
• Third-Party Verification: While not explicitly mentioned on the homepage, linking to third-party review platforms (e.g., Trustpilot, Google Reviews, AllAgents) would provide an external layer of verification and allow users to see a wider, unfiltered range of feedback. This would be particularly important for a discerning audience looking for unbiased opinions. The fact that the website only presents curated testimonials is not unusual but can be a point of consideration for those seeking complete transparency.

Overall, the customer testimonials on edwardmellor.co.uk are a valuable asset, effectively communicating positive service experiences and reinforcing the company’s credibility. They contribute significantly to the overall positive image Edward Mellor aims to project.

FAQ

What services does Edwardmellor.co.uk offer?

Edwardmellor.co.uk offers a range of property and financial services, including property buying, selling, auctions, mortgages, insurance, surveys, and pensions advice in the UK, particularly in the North West of England.

Is Edwardmellor.co.uk a legitimate company?

Yes, based on the comprehensive website content, detailed service descriptions, branch locations, and customer testimonials, Edwardmellor.co.uk appears to be a legitimate property and financial services company operating in the UK.

Does Edwardmellor.co.uk offer free property valuations?

Yes, Edwardmellor.co.uk advertises both “Instant Online Property Valuation” and the option to “Book a FREE Valuation.”

Can I get mortgage advice from Edwardmellor.co.uk?

Yes, Edwardmellor.co.uk states they offer “expert, bespoke mortgage advice” and claim to search the market for the best mortgage deals, with an option to book a free appointment. Acoombs.co.uk Review

Are the mortgage services offered by Edwardmellor.co.uk Sharia-compliant?

No, based on the information provided on the homepage, Edwardmellor.co.uk’s mortgage services appear to be conventional and do not explicitly mention any Sharia-compliant (interest-free) options, making them unsuitable for Muslims.

Does Edwardmellor.co.uk provide insurance services?

Yes, Edwardmellor.co.uk offers insurance services, including Home Insurance, Contents Insurance, and Landlord Insurance, with an option to “Get a FREE Quote.”

Is the insurance offered by Edwardmellor.co.uk Takaful (Islamic insurance)?

No, the website does not indicate that their insurance offerings are Takaful. They appear to be conventional insurance policies, which may contain elements of Riba and Gharar, making them generally not permissible from an Islamic perspective.

What is Edwardmellor.co.uk’s “Chain Breaker” service?

The “Chain Breaker” service is designed to help put a property chain back together, often in a short timeframe (e.g., 7 days), for sellers facing complications or delays in their property transactions.

Does Edwardmellor.co.uk conduct property auctions?

Yes, Edwardmellor.co.uk hosts online property auctions, providing details on upcoming auctions, past results, and guides for both buying and selling at auction. Sailhomes.co.uk Review

What is “Auction Finance” offered by Edwardmellor.co.uk?

“Auction Finance” is a service mentioned by Edwardmellor.co.uk to facilitate property purchases at auctions. While not explicitly detailed, such financing typically involves short-term, interest-bearing loans, which are problematic from an Islamic finance standpoint.

Are there customer testimonials on Edwardmellor.co.uk?

Yes, the homepage features a section titled “What Our Customers Have to Say,” including written testimonials from individuals who have used their services.

How can I contact Edwardmellor.co.uk?

Edwardmellor.co.uk provides contact options including “Contact Us” pages, a “Find a Branch” tool for physical locations, and likely direct phone numbers and online enquiry forms.

Does Edwardmellor.co.uk offer property survey services?

Yes, Edwardmellor.co.uk offers survey services, including free survey quotes, information on why to book a survey, types of surveys, and EPC (Energy Performance Certificate) services.

Does Edwardmellor.co.uk offer pension advice?

Yes, Edwardmellor.co.uk has a “Pensions” section which links to a dedicated sub-domain for their pension advisory services. Twicetootravel.co.uk Review

Does Edwardmellor.co.uk provide conveyancing services?

Yes, Edwardmellor.co.uk mentions providing conveyancing services, which are legal processes involved in transferring property ownership, for both buying and selling.

Are there news and market insights on Edwardmellor.co.uk?

Yes, the website features a “Latest News” section with blog posts covering national and regional auction round-ups, property market updates, and auction results.

What areas does Edwardmellor.co.uk cover?

Edwardmellor.co.uk lists a wide range of specific towns and areas across the North West of England, indicating their regional focus for property services.

How transparent is Edwardmellor.co.uk about its fees?

Edwardmellor.co.uk advertises some services as “free” (e.g., valuations, survey quotes), but detailed fee structures for commissions on sales, mortgage brokerage fees, or conveyancing costs are not immediately apparent on the homepage, requiring further inquiry.

What makes Edwardmellor.co.uk different from its competitors?

Edwardmellor.co.uk positions itself as a comprehensive, integrated service provider, offering property sales, auctions, and a range of financial services under one roof, which may differentiate it from single-service competitors.

Is Edwardmellor.co.uk suitable for someone seeking ethical financial services?

No, Edwardmellor.co.uk is not suitable for someone specifically seeking ethical or Sharia-compliant financial services, as its core offerings in mortgages, insurance, and auction finance are conventional and likely involve Riba (interest).undefined

0.0 0.0 out of 5 stars (based on 0 reviews) Excellent0% Very good0% Average0% Poor0% Terrible0% There are no reviews yet. Be the first one to write one. Your review Your overall rating Select a Rating5 Stars4 Stars3 Stars2 Stars1 Star Title of your review Your review Your name Your email This review is based on my own experience and is my genuine opinion. ​ Submit Review

Amazon.com: Check Amazon for Edwardmellor.co.uk Review Latest Discussions & Reviews: