Getmemoving.co.uk Review

Based on looking at the website, Getmemoving.co.uk aims to simplify the property buying process in the UK by offering comparisons for conveyancing, mortgage advice, and house surveys. The platform claims to help users save money on solicitor fees and accelerate their property transactions. While the ambition to streamline a complex process is commendable, a thorough review reveals several areas where transparency and comprehensive information fall short, leading to a cautious recommendation.

Overall Review Summary:

Purpose: Compares conveyancing solicitors, mortgage advisors, and house surveyors.
Founding Year: 2015
Claimed Benefits: Save money on fees, faster completion (20 days quicker than national average), vetted professionals.
Key Missing Information: No clear pricing structure for their own service, lack of detailed methodology for vetting partners, no direct financial regulatory information (e.g., FCA registration for mortgage advice).
Ethical Stance: The concept of facilitating property transactions is permissible. However, the lack of transparency regarding fees and regulatory compliance, especially concerning financial advice, raises concerns. Without explicit mention of Sharia-compliant mortgage options or clear disclaimers regarding interest-based products, users seeking ethical financial solutions must exercise extreme caution and conduct their own due diligence.
Recommendation: Use with extreme caution. While the idea is good, the lack of crucial information on the website makes it difficult to fully trust the service without further, independent verification. It’s crucial for users to confirm the regulatory status of any recommended financial advisors directly.

The property market in the UK can be a real labyrinth, full of hidden fees and slow processes. Getmemoving.co.uk steps in, aiming to be that fast track to property ownership, or at least a significant part of it, by letting you compare professional services. They’re pitching themselves as the new way to navigate the often-stressful world of buying a home, promising savings and speed. They highlight their vetting process for partners and their commitment to customer satisfaction, even citing a 4.7% rating on Trustpilot—though it’s important to note this percentage format is unusual for ratings, typically it’s out of 5 stars or a 0-10 scale. While the premise is appealing—who doesn’t want to save time and money?—the devil is in the details, and in this case, some critical details are conspicuously absent from their homepage. For instance, how exactly do they make money? Is there a fee for their comparison service, or do they earn commission from the providers? This isn’t immediately clear, which can be a red flag when dealing with significant financial decisions like property.

Best Alternatives for Ethical Property Services:

RICS (Royal Institution of Chartered Surveyors)
- Key Features: Global professional body for qualifications and standards in land, property, infrastructure, and construction. Offers a directory of regulated firms and professionals. Ensures high professional standards and ethical conduct.
- Price or Average Price: Varies significantly based on the type of survey and property. A RICS HomeBuyer Report might range from £400-£700, while a Building Survey could be £600-£1500+.
- Pros: Highly regulated, offers consumer protection, ensures surveyors are qualified and insured, provides clear guidelines for reports.
- Cons: Can be more expensive than unregulated surveyors, finding availability can sometimes be challenging, reports can be very detailed and require some understanding.
The Law Society (for Conveyancing Solicitors)
- Key Features: The professional association for solicitors in England and Wales. Provides a “Find a Solicitor” service, allowing users to search for firms specialising in conveyancing. Ensures solicitors are regulated by the Solicitors Regulation Authority (SRA).
- Price or Average Price: Conveyancing fees in the UK typically range from £850 to £2,500, plus disbursements (e.g., stamp duty, search fees).
- Pros: Guarantees that solicitors are regulated and adhere to strict professional standards, offers recourse in case of negligence, clear professional conduct rules.
- Cons: Price can vary widely between firms, transparency on all potential fees and disbursements isn’t always upfront, finding a firm that offers Sharia-compliant property finance advice may require extra effort.
Comparison Sites for Sharia-Compliant Home Finance (Note: This is a category, not a specific product, as direct sharia-compliant ‘mortgage’ products are often provided by specific banks.)
- Key Features: Focuses on ethical, interest-free home finance options (e.g., Murabaha, Ijara, Diminishing Musharakah). Provides comparisons of products from various Islamic banks and financial institutions.
- Price or Average Price: Rather than interest rates, these involve profit rates or rental payments, which vary by provider and market conditions. Initial deposits often higher.
- Pros: Adheres to Islamic principles, avoids Riba (interest), offers ethical homeownership solutions, often provides transparent fee structures.
- Cons: Fewer providers compared to conventional mortgages, eligibility criteria can be stricter, less flexibility in product options, may require a larger deposit.
Which? Trusted Traders (For broader property-related services beyond core conveyancing/surveying)
- Key Features: Endorsed local businesses, including tradespeople relevant to property (e.g., electricians, plumbers for pre-purchase checks). Firms are assessed by Which? and undergo rigorous checks.
- Price or Average Price: Varies hugely based on the service; often provides indicative price ranges or quotes.
- Pros: Independent vetting and endorsement, robust complaints resolution process, good for finding reliable contractors for pre-sale repairs or post-purchase renovations.
- Cons: Not directly for conveyancing, surveys, or mortgage advice; primarily for trades; membership might be required for full access to certain features.
Citizens Advice
- Key Features: Free, independent, confidential advice on a wide range of topics, including housing and debt. Can offer general guidance on property buying processes and potential pitfalls.
- Price or Average Price: Free.
- Pros: Impartial and trustworthy advice, comprehensive resources, can help identify scams or unfair practices, useful for understanding your rights.
- Cons: Does not provide specific recommendations for service providers, general advice rather than specific product comparisons, can’t act as your solicitor or surveyor.
Amazon for Property-Related Books/Guides
- Key Features: A vast selection of books and guides on property buying, conveyancing, surveys, and home finance in the UK. Many reputable authors and institutions publish educational content.
- Price or Average Price: £10-£30 per book.
- Pros: Excellent for self-education and understanding the process deeply before engaging professionals, accessible information at your own pace, can help you ask the right questions.
- Cons: Requires time and effort to read and digest information, not a substitute for professional advice, information can become outdated.
GOV.UK – Buying a Home
- Key Features: Official government guidance on the entire process of buying and selling a home in the UK. Covers legal requirements, stamp duty, surveys, and finding professionals.
- Price or Average Price: Free.
- Pros: Authoritative and accurate information directly from the government, covers essential legal and financial aspects, useful checklists and step-by-step guides.
- Cons: General information, does not offer personalised advice or service provider comparisons, primarily focused on the legal framework.

Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

[ratemypost]

Table of Contents

Getmemoving.co.uk Review & First Look

When you land on Getmemoving.co.uk, the immediate impression is one of modern simplicity. The site states its mission clearly: “We’re hungry to change the way people buy property.” This bold claim sets an expectation of efficiency and innovation. Founded in 2015, they describe themselves as “young and hungry,” aiming to make property buying “simple, straightforward and affordable.” These are strong statements designed to resonate with anyone who’s ever grappled with the complexities of property transactions.

Initial Impressions and User Experience

The homepage provides immediate calls to action for “Conveyancing,” “Mortgage Advice,” and “House Surveys,” each with a prominent “Compare now” button. This clear navigation is a positive, directing users quickly to their areas of interest. The design is clean, with a focus on core information, using simple language to explain their value proposition. However, a significant gap in transparency emerges almost immediately: there’s no clear explanation of how Getmemoving.co.uk generates revenue. Do they charge the user, or do they receive commissions from the recommended service providers? This lack of upfront clarity can be a point of concern for savvy consumers, as it directly impacts perceived impartiality.

Claims and Promises on the Homepage

Getmemoving.co.uk makes several compelling claims:

Cost Savings: “help you save money on solicitor fees.”
Quality Service: “ensure a good level of service.”
Vetted Professionals: “Any company that we recommend to you, have been meticulously vetted and are constantly monitored for performance.” This is a critical claim, as the quality of their network directly impacts user satisfaction and legal compliance.
Speed: They promise an “express moving package” that will lead to completion “20 days faster than the national average.” This specific metric is appealing, but the methodology behind it isn’t detailed on the homepage.
Scale: They mention “102 credit checked, fully insured companies” and “36,326 movers helped since 2015,” accompanied by a “4.7% rated on Trustpilot.” The Trustpilot rating is presented unusually (as a percentage), typically ratings are out of 5 stars. Checking Trustpilot directly shows they have a 4.7 out of 5-star rating, which is generally positive.

Getmemoving.co.uk Pros & Cons

Understanding the strengths and weaknesses of any online service is crucial before committing. Getmemoving.co.uk, like any platform, comes with its own set of advantages and areas that warrant a closer look.

Potential Advantages of Using Getmemoving.co.uk

The primary draw of Getmemoving.co.uk lies in its stated aim to simplify a notoriously complex process. Oktra.co.uk Review

Convenience: Having conveyancing, mortgage advice, and surveys under one comparative umbrella can save significant time and effort for property buyers who would otherwise have to source these services individually. This centralised approach aligns with the modern consumer’s desire for efficiency.
Claimed Cost Savings: The promise to help users save money on solicitor fees is highly attractive. In a market where property transaction costs can quickly escalate, any potential for reduction is welcomed. If their comparison model truly identifies more affordable, yet high-quality, options, this is a clear benefit.
Speed of Process: The “express moving package” that aims for a 20-day faster completion than the national average is a significant advantage. The UK property market is known for its protracted timelines; reducing this duration can alleviate considerable stress and potentially save on additional costs like bridging loans or extended rental periods.
Vetted Network: The claim of “meticulously vetted and constantly monitored” partners offers a degree of reassurance. For consumers, navigating a sea of service providers without prior knowledge can be daunting, so a pre-selected network, if genuinely robust, adds value.
Positive User Testimonials: The presence of verified customer testimonials on the homepage, such as “Great to get the quotes instantly and the customer service reps were very pleasant and helpful,” lends credibility and social proof to their service. The reference to Trustpilot (4.7 out of 5 stars) further supports positive user experiences.

Areas for Concern and Missing Information

While the benefits are appealing, several aspects of Getmemoving.co.uk’s homepage raise questions and point to a lack of complete transparency that users should be aware of.

Unclear Business Model/Pricing: There’s no explicit mention of how Getmemoving.co.uk earns its revenue. Do they charge users a fee for the comparison service, or do they receive a commission from the service providers they recommend? This is a fundamental piece of information for any comparison site. Without it, users cannot fully assess potential biases or determine if they are truly getting the ‘best’ deal or simply the best deal from a limited, commission-paying network.
Regulatory Transparency for Financial Advice: The “Mortgage Advice” section is particularly concerning. Providing financial advice, especially on mortgages, is a heavily regulated activity in the UK, primarily by the Financial Conduct Authority (FCA). The homepage provides no FCA registration number, no explicit disclaimers about the nature of the advice, and no clear information about the regulatory status of the “mortgage advisors” they compare. This omission is a significant red flag, as users could be led to unregulated advice, putting them at financial risk. For a platform dealing with such substantial financial decisions, this lack of transparency is critical.
Vetting Process Details: While they claim partners are “meticulously vetted,” the methodology of this vetting process is not detailed. What criteria are used? How is the “constant monitoring for performance” conducted? Without these specifics, the claim remains somewhat vague, and users cannot independently verify the quality assurance process.
“Express Moving Package” Details: The promise of 20 days faster completion is compelling but lacks detail. What exactly constitutes this “express package”? Is it universally applicable? Are there additional costs associated with it? More information here would help manage user expectations and clarify if this is a standard offering or an optional upgrade.
Limited Scope of Homepage Information: The homepage is quite concise, which can be good for initial impressions, but it falls short on providing deeper insights into their operations, terms of service, or a comprehensive ‘About Us’ section that explains their background and commitment beyond a founding year.
Absence of Ethical Finance Disclaimers: Given the platform’s role in guiding significant financial transactions like mortgages, there is no mention of Sharia-compliant finance options or disclaimers for users seeking ethical, interest-free solutions. This means users actively looking for Islamic finance products would need to conduct extensive independent research, as the platform does not appear to cater to or even acknowledge this important segment of the market. This omission means that users seeking to avoid Riba (interest) would likely find themselves directed towards conventional, interest-based mortgage products by default.

Getmemoving.co.uk Alternatives

When it comes to navigating the complex world of property transactions in the UK, relying on a single platform, especially one with transparency gaps, might not be the most prudent approach. Savvy buyers understand the importance of diverse sources and verified professionals. Here are some top alternatives, focusing on regulated bodies and established comparison tools, many of which provide clearer ethical guidelines or direct access to professionals.

Reputable Conveyancing Alternatives

For securing legal services in property transactions, going directly to regulated bodies or established firms is often the safest bet.

The Law Society’s “Find a Solicitor” Service: This is the official professional association for solicitors in England and Wales. Their service allows you to search for solicitors based on specialisation (e.g., conveyancing) and location. This ensures that any solicitor you find is regulated by the Solicitors Regulation Authority (SRA), providing a layer of protection and adherence to professional standards. You can visit their search tool at https://www.lawsociety.org.uk/for-the-public/find-a-solicitor.
- Pros: Direct access to regulated professionals, comprehensive database, often includes firm profiles and contact details.
- Cons: Does not compare prices directly; you need to contact multiple firms for quotes.
Council for Licensed Conveyancers (CLC): For purely conveyancing services, the CLC regulates licensed conveyancers. These are specialist property lawyers who handle only property transactions. Their website allows you to find CLC-regulated firms.
- Pros: Specialised expertise in conveyancing, highly regulated.
- Cons: Less common than solicitors, firm size may vary.
Trusted Comparison Websites (with clear fee structures): Some established, transparent comparison sites like Reallymoving.com or CompareMyMove.com specifically focus on moving services and often have clear explanations of how they operate, including whether they receive commissions. While still third-party, their longevity and public-facing transparency can be reassuring. Always check their ‘About Us’ and ‘How We Work’ sections.

Ethical Mortgage Advice Alternatives

Given the critical importance of avoiding Riba (interest) in Islamic finance, relying on a general comparison site for mortgage advice without explicit Sharia-compliant options is highly risky. Direct engagement with specialised providers or knowledgeable brokers is essential.

Islamic Banks in the UK: The most direct way to secure Sharia-compliant home finance is to approach dedicated Islamic banks operating in the UK. Banks like Al Rayan Bank (now Gatehouse Bank) or Islamic Bank of Britain (IBB) offer specific Murabaha or Ijara models for home purchase. They adhere strictly to Islamic principles, ensuring interest-free transactions.
- Pros: Guaranteed Sharia compliance, expert advice on Islamic finance structures, dedicated customer service.
- Cons: Fewer product options than conventional mortgages, potentially stricter lending criteria, may require larger deposits.
Specialist Islamic Finance Brokers: There are brokers who specialise exclusively in Islamic finance products. These brokers can compare offerings from various Islamic banks and advise on the most suitable ethical product for your circumstances. They are knowledgeable about the nuances of Murabaha, Ijara, and Diminishing Musharakah. Searching for “Islamic mortgage broker UK” will yield relevant results.
- Pros: Access to multiple Sharia-compliant products, expert guidance, simplifies the application process.
- Cons: Broker fees may apply, ensures the broker themselves is knowledgeable and ethical.
Financial Conduct Authority (FCA) Register: Before engaging with any mortgage advisor or broker, always check their registration on the FCA website at https://register.fca.org.uk/. This ensures they are authorised and regulated to provide financial advice in the UK, which is a non-negotiable step for consumer protection.

House Survey Alternatives

For comprehensive property surveys, opting for professionals regulated by the Royal Institution of Chartered Surveyors (RICS) is the gold standard. Walktall.co.uk Review

RICS Find a Surveyor Service: The Royal Institution of Chartered Surveyors (RICS) is the global professional body for standards in land, property, and construction. Their “Find a Surveyor” tool allows you to locate RICS-regulated surveyors in your area, ensuring they adhere to high professional and ethical standards. Visit their service at https://www.rics.org/uk/find-a-rics-member/.
- Pros: High professional standards, regulated professionals, clear guidelines for survey types (e.g., HomeBuyer Report, Building Survey).
- Cons: Can be more expensive than unregulated surveyors, availability might vary by region.
Independent Local Surveyors: Many independent surveying firms are RICS-regulated and offer excellent local knowledge. It’s often beneficial to get quotes from a few different RICS-certified surveyors in your area to compare prices and availability. Always verify their RICS accreditation.
Which? Trusted Traders for Property Services: While not exclusively for surveys, Which? Trusted Traders can be useful for finding endorsed local businesses, including those who might offer property assessments or related services like damp or structural surveys. They vet tradespeople rigorously. You can explore this at https://trustedtraders.which.co.uk/.

General Property Information and Guidance

For general advice, understanding your rights, and learning about the property buying process, government resources and non-profits are invaluable.

GOV.UK – Buying a Home: The official government website provides comprehensive, free information on buying and selling property in the UK, including stamp duty, legal requirements, and tips for finding professionals. It’s an excellent starting point for understanding the overall process: https://www.gov.uk/buy-sell-your-home.
Citizens Advice: Offers free, impartial advice on housing, debt, and consumer rights. While they won’t recommend specific providers, they can offer guidance on what to look out for and how to resolve disputes: https://www.citizensadvice.org.uk/.

How to Navigate Property Services Ethically

For those committed to ethical financial practices, particularly in avoiding interest (Riba), the property buying journey requires extra diligence. The conventional property market in the UK is heavily reliant on interest-based lending, making it challenging but not impossible to find compliant solutions.

Understanding Ethical Property Finance

Riba Avoidance: In Islamic finance, Riba (interest) is strictly prohibited. This means traditional mortgage products are not permissible. Instead, Islamic finance institutions offer alternative structures.
- Murabaha (Cost-Plus Financing): The bank buys the property outright and then sells it to you at a higher, pre-agreed price, which you pay in instalments. There is no interest; the profit is fixed at the outset.
- Ijara (Leasing): The bank buys the property and leases it to you for a specified period, with ownership transferring to you at the end of the lease. Your payments are essentially rent.
- Diminishing Musharakah (Declining Partnership): You and the bank co-own the property. You gradually buy the bank’s share over time through regular payments, which include rent for the portion of the property still owned by the bank. Ownership transfers fully to you once the bank’s share is acquired.
Due Diligence: Always verify the Sharia compliance of any financial product or institution. Look for certification from reputable Sharia supervisory boards.

Ensuring Ethical Service Providers

Solicitors: While the legal process of conveyancing itself is generally permissible, ensure your solicitor understands your need for Sharia-compliant finance if you are using an Islamic mortgage. Some solicitors specialise in this area.
Surveyors: Property surveys are typically permissible as they are an assessment of a physical asset and do not involve financial transactions with interest.
Transparency and Trust: Always prioritise providers who are transparent about their fees, services, and regulatory status. For any financial product, especially mortgages, ensure the provider is regulated by the FCA and that their products align with your ethical principles. Do not rely solely on third-party comparison sites if they lack explicit information on ethical finance options.

Getmemoving.co.uk Pricing and Business Model (Lack of Transparency)

One of the most significant drawbacks and areas of concern with Getmemoving.co.uk, as observed from its homepage, is the complete lack of transparency regarding its pricing model and how it generates revenue. This omission is a red flag for any consumer, particularly when dealing with substantial financial transactions like property.

The Missing Information

On their homepage, there is no mention of:

A direct fee to the user: It’s unclear if users pay Getmemoving.co.uk for using their comparison service or for accessing their “express moving package.”
Commission-based model: There’s no explicit statement indicating that Getmemoving.co.uk receives a commission or referral fee from the conveyancers, mortgage advisors, or surveyors they recommend. This is a common model for comparison sites, but transparency about it is crucial. Without this clarity, users cannot ascertain if the “best prices” they claim to find are truly the market’s best, or simply the best within their network of paying partners.
Tiered services or premium features: It’s not clear if there are different service tiers or premium features that come with an additional cost. The “express moving package” sounds like a value-added service, but its cost implications are not discussed.

Implications of this Lack of Transparency

Potential for Bias: If Getmemoving.co.uk operates on a commission basis without disclosing it, there’s a potential for bias in the recommendations. The “best” deal might not be the objectively best one for the user, but rather the one that offers the highest commission to Getmemoving.co.uk. This can undermine trust and the core promise of helping users save money.
Hidden Costs: Without a clear statement on their business model, users might encounter unexpected costs down the line. While the service might be free for the user, the lack of explicit confirmation creates uncertainty.
Ethical Concerns: From an ethical standpoint, particularly in Islamic finance, transparency is paramount. The principle of Gharar (excessive uncertainty or deception) is prohibited. A business model that lacks clarity on how it profits from consumer transactions can fall into this grey area, making it less appealing for those who prioritise ethical dealings.
Consumer Trust: Modern consumers expect transparency, especially from platforms that promise to save them money on significant purchases. The absence of this fundamental information can erode trust and lead potential users to seek alternatives that are more upfront about their operations.

What Should Be There

A transparent and ethical comparison platform would typically include: Rawlesclassiccars.co.uk Review

A dedicated “How We Work” or “Our Business Model” page.
Clear statements on whether they are free for the user.
Disclosure of any commission arrangements with service providers.
Any additional fees for premium services or expedited processes.

Without this crucial information, users are advised to proceed with caution and assume that the platform likely operates on a commission basis. This means independent verification of any recommended service provider’s fees and regulatory status is even more vital.

How to Cancel Getmemoving.co.uk Service/Engagement

While Getmemoving.co.uk does not offer a direct ‘subscription’ model in the traditional sense on its homepage, and there’s no mention of a free trial that would require cancellation, users might still need to cancel their engagement with the service or, more likely, with the third-party providers they’ve been connected with through Getmemoving.co.uk. The process for disengaging isn’t explicitly outlined on their homepage, which again points to a lack of comprehensive user information.

Disengaging from Getmemoving.co.uk (No Formal Cancellation Process Displayed)

Since Getmemoving.co.uk appears to act as a referral or comparison service, there isn’t a direct “cancel my Getmemoving.co.uk account” button or process evident on their homepage. If you have only used their comparison tool and haven’t formally engaged with any third-party providers through them, there is likely nothing specific to “cancel” with Getmemoving.co.uk itself.

However, if you have submitted your details to receive quotes, or if you have commenced communication with their recommended professionals, you might want to:

Cease further communication: Simply stop responding to emails or calls from Getmemoving.co.uk or the referred professionals.
Explicitly withdraw consent (if applicable): If you provided consent for them to share your data with third parties, you might contact Getmemoving.co.uk directly (via their contact page, if available) to withdraw that consent, citing GDPR regulations. This is important for data privacy.
Check their Terms and Conditions: While not visible on the homepage, a comprehensive website typically has Terms and Conditions or a Privacy Policy link. These documents would contain details about data usage, user rights, and any potential disengagement procedures.

Cancelling Services with Referred Third-Party Providers

This is the more critical aspect of cancellation. Once you have engaged with a conveyancer, mortgage advisor, or surveyor recommended by Getmemoving.co.uk, you will have entered into a direct contract with that third-party provider. Nuclear-races.co.uk Review

Review the Contract/Engagement Letter: Every professional service, especially legal (conveyancing) and financial (mortgage advice), will provide you with a formal engagement letter or contract. This document is paramount. It will outline:
- Cancellation clauses: Terms under which you can terminate the agreement.
- Notice periods: Any required notice before termination.
- Cancellation fees: Whether you will be charged for work already done or for terminating early (e.g., if searches have been initiated by a conveyancer, you will likely be liable for those costs).
Communicate Directly: To cancel a service with a referred provider, you must communicate directly with that specific firm or individual. Do not assume that notifying Getmemoving.co.uk will automatically cancel your agreement with the third party.
Confirm in Writing: Always confirm any cancellation instruction in writing (email is usually sufficient, but recorded delivery for sensitive matters provides stronger proof). State clearly that you wish to terminate their services as per the terms of your agreement.
Financial Implications: Be prepared for potential costs. For instance, if a conveyancer has already ordered property searches, you will almost certainly have to pay for those. Mortgage advisors might charge a fee if they have already submitted applications or provided significant advice.

Key Takeaway on Cancellation

The onus is entirely on the user to understand the terms of engagement with any third-party provider they select through Getmemoving.co.uk. The platform itself appears to primarily facilitate introductions, and therefore, does not seem to manage the subsequent contractual relationship or its termination. This further highlights the need for users to perform thorough due diligence on each recommended service provider before signing any contracts.

Regulatory and Ethical Oversight: A Deeper Look

The property and financial services sectors in the UK are subject to stringent regulations designed to protect consumers. Any platform operating within these domains, even as a comparison or referral service, carries a responsibility to be transparent about its own regulatory status and that of its partners.

Financial Conduct Authority (FCA) and Mortgage Advice

The Mandate of the FCA: The Financial Conduct Authority (FCA) regulates financial services firms and financial markets in the UK. Its primary objective is to protect consumers, enhance market integrity, and promote competition. Providing “Mortgage Advice,” as Getmemoving.co.uk claims to facilitate, falls squarely under the FCA’s purview.
The Missing Link: A significant ethical and regulatory red flag on Getmemoving.co.uk’s homepage is the absence of any FCA registration details or clear disclaimers regarding their role in facilitating mortgage advice. Any firm or individual providing mortgage advice must be authorised by the FCA. Without this information, users cannot verify if the advisors they are referred to are legitimately regulated. This exposes users to potential unregulated advice, which lacks consumer protection schemes like the Financial Services Compensation Scheme (FSCS).
Ethical Implications for Sharia-Compliant Finance: For users seeking Sharia-compliant mortgage alternatives, the lack of FCA transparency is compounded. Conventional mortgage advice often implicitly steers users towards interest-bearing products. A platform facilitating financial advice without explicit information about its regulatory compliance, let alone its approach to ethical finance, cannot be relied upon to provide guidance aligned with Islamic principles of avoiding Riba.

Solicitors Regulation Authority (SRA) and Conveyancing

Regulation of Legal Services: Solicitors in England and Wales are regulated by the Solicitors Regulation Authority (SRA), which sets professional standards and provides consumer protection. Licensed Conveyancers are regulated by the Council for Licensed Conveyancers (CLC).
Getmemoving.co.uk’s Role: Getmemoving.co.uk claims to work with “102 credit checked, fully insured companies” and vets its partners. While this is a positive claim, the website doesn’t specify how they verify that these conveyancing firms are SRA or CLC regulated. Users would need to independently verify the regulatory status of any solicitor or conveyancer referred to them, typically by checking the SRA or CLC registers. While the concept of a regulated professional service (like conveyancing) is permissible, the mechanism of referral should be transparent and explicitly state the regulatory bodies of the recommended firms.

Royal Institution of Chartered Surveyors (RICS) and House Surveys

Professional Standards: RICS is the leading professional body for property surveyors in the UK, setting high standards for competence and ethical conduct. Engaging a RICS-qualified surveyor offers assurance of quality.
Getmemoving.co.uk’s Verification: Similar to conveyancing, while Getmemoving.co.uk claims to vet survey providers, the homepage doesn’t detail their verification process for RICS accreditation. Users should always confirm that any surveyor they choose is RICS-qualified to ensure professional standards and recourse in case of issues.

Overall Ethical Stance and Recommendations

Transparency as a Cornerstone: For a service operating in sensitive areas like property and finance, transparency is not just good practice; it’s an ethical imperative. The omissions on Getmemoving.co.uk’s homepage concerning its business model, regulatory details for financial advice, and detailed vetting processes raise significant ethical concerns.
Consumer Responsibility: Users should treat Getmemoving.co.uk as a potential starting point for finding service providers, but with a strong caveat: independent verification of all recommended professionals is absolutely essential. This includes checking their regulatory status (FCA for financial advisors, SRA/CLC for conveyancers, RICS for surveyors), obtaining multiple quotes, and reading independent reviews beyond those presented on the platform.
Sharia Compliance: For those adhering to Islamic finance principles, it is critical to understand that Getmemoving.co.uk does not appear to filter or specifically recommend Sharia-compliant financial products. Therefore, individuals must proactively seek out dedicated Islamic finance institutions or specialist brokers to ensure their home purchase aligns with their ethical and religious convictions, bypassing conventional mortgage advice offered through such general comparison platforms. The risk of inadvertently engaging with interest-based products is very high if this critical step is overlooked.

FAQ

Is Getmemoving.co.uk a legitimate company?

Based on the website, Getmemoving.co.uk was founded in 2015 and claims to have helped over 36,000 movers. They also reference a 4.7-star rating on Trustpilot. While these indicators suggest an operational presence, the lack of crucial regulatory details, especially for financial advice, means users should exercise caution and verify legitimacy independently.

How does Getmemoving.co.uk make money?

The Getmemoving.co.uk homepage does not explicitly state how it generates revenue. It does not mention any direct fees charged to the user. It is highly probable, though unconfirmed, that they operate on a commission or referral fee basis from the service providers (conveyancers, mortgage advisors, surveyors) they recommend.

Is Getmemoving.co.uk regulated by the FCA?

No, the Getmemoving.co.uk homepage does not provide any information or registration numbers indicating that they are regulated by the Financial Conduct Authority (FCA). This is a significant concern, especially as they facilitate “Mortgage Advice,” which is a regulated financial activity in the UK. Spottyshed.co.uk Review

Can Getmemoving.co.uk help me find Sharia-compliant mortgages?

No, the Getmemoving.co.uk homepage makes no mention of Sharia-compliant or Islamic mortgage options. Users seeking interest-free home finance solutions should approach dedicated Islamic banks or specialist Islamic finance brokers directly, as this platform does not appear to cater to this specific ethical requirement.

How do I know if the solicitors recommended by Getmemoving.co.uk are trustworthy?

Getmemoving.co.uk states they “meticulously vet” their partners. However, the best way to verify the trustworthiness of any solicitor is to independently check their registration with the Solicitors Regulation Authority (SRA) or the Council for Licensed Conveyancers (CLC) via their respective official websites.

What is the “express moving package” mentioned by Getmemoving.co.uk?

The “express moving package” is presented as a feature unique to Getmemoving.co.uk, claiming to help complete property transactions 20 days faster than the national average. Details about what this package entails, its specific mechanisms, or any associated costs are not provided on their homepage.

Are the house surveyors recommended by Getmemoving.co.uk RICS certified?

Getmemoving.co.uk states they work with “credit checked, fully insured companies.” While RICS certification is the gold standard for surveyors in the UK, the homepage does not explicitly confirm that all recommended surveyors are RICS-qualified. Users should always verify a surveyor’s RICS accreditation independently.

Does Getmemoving.co.uk charge users for their service?

The homepage does not state that users are charged a fee for using the comparison service. However, the business model is not explicitly clear, so it’s advisable to clarify this directly before proceeding, especially if you are concerned about indirect costs or commissions. Directgolf.co.uk Review

How do I cancel my engagement with a service provider I found through Getmemoving.co.uk?

To cancel services with a conveyancer, mortgage advisor, or surveyor found via Getmemoving.co.uk, you must directly contact the specific third-party provider. Refer to the engagement letter or contract you signed with them for their specific cancellation terms, notice periods, and any potential fees for work already completed.

Is my data safe with Getmemoving.co.uk?

The homepage does not detail their data protection policies. It’s crucial to check their Privacy Policy (if available via a link on the site) to understand how your personal data is collected, stored, and shared with third parties. Given the lack of transparency, users should be cautious about the extent of personal data they submit.

Can I get a refund if I’m unhappy with a service recommended by Getmemoving.co.uk?

Any refund or compensation would typically be handled directly with the third-party service provider (solicitor, surveyor, mortgage advisor) with whom you have a contract. Getmemoving.co.uk appears to be a referral service, not a direct provider of these services, so they would likely not be responsible for refunds for services rendered by their partners.

Does Getmemoving.co.uk offer face-to-face mortgage advice?

The homepage does not specify whether the mortgage advice facilitated is in-person, over the phone, or online. Without explicit information, it’s presumed to be a digital or remote comparison and referral service.

How many companies does Getmemoving.co.uk work with?

According to their homepage, Getmemoving.co.uk works with “102 credit checked, fully insured companies” for their services. Best4yourpet.co.uk Review

What is the national average completion time for property mentioned by Getmemoving.co.uk?

The homepage states that their “express moving package” aims for completion 20 days faster than the “national average.” However, the current national average completion time itself is not specified on their site. Typically, property transactions in the UK can take anywhere from 8 to 12 weeks, sometimes longer.

Are the testimonials on Getmemoving.co.uk genuine?

The testimonials on the homepage are labelled “Verified GetMeMoving Customer” and include names. They also reference a 4.7-star rating on Trustpilot, which is an external review platform and generally provides a more independent view of customer feedback.

Does Getmemoving.co.uk help with selling property as well?

The homepage text explicitly focuses on “buying property” and “moving.” While conveyancing services can apply to both buying and selling, the language primarily targets buyers. It’s unclear if they offer specific services or advantages for sellers.

What kind of “mortgage advice” do they offer?

The homepage simply states “MORTGAGE ADVICE Compare Now.” It does not specify if this is whole-of-market advice, limited to certain lenders, or specific types of mortgages. Given the lack of FCA information, it’s crucial to understand the scope and regulation of any advice received.

How updated are the quotes provided by Getmemoving.co.uk?

The website mentions “Great to get the quotes instantly.” This suggests that the quotes are generated in real-time or near real-time based on your input. However, the exact frequency of partner price updates is not detailed. Nesoitravel.co.uk Review

What should I do if I have a complaint about a service provider recommended by Getmemoving.co.uk?

Complaints about the service provided by a solicitor, surveyor, or mortgage advisor should be directed to the respective firm’s internal complaints procedure. If the issue remains unresolved, you can then escalate to their relevant regulatory body (SRA/CLC for solicitors, RICS for surveyors, FCA/Financial Ombudsman Service for financial advisors).

Does Getmemoving.co.uk offer support after the initial referral?

The homepage focuses on the comparison and initial referral. It does not explicitly state the level of ongoing support offered by Getmemoving.co.uk once a user has engaged with a third-party professional. Any post-referral support would likely come from the engaged professional directly.

0.0

0.0 out of 5 stars (based on 0 reviews)

Excellent0%

Very good0%

Average0%

Poor0%

Terrible0%

There are no reviews yet. Be the first one to write one.

Amazon.com: Check Amazon for Getmemoving.co.uk Review
Latest Discussions & Reviews: