Cheapcomputerchecks.com Review

Based on checking the website, Cheapcomputerchecks.com offers a range of business and personal checks, along with related accessories like envelopes, deposit slips, and stamps.

The site aims to provide affordable printing solutions for various accounting software, including QuickBooks and Quicken.

However, the use of personal and business checks, especially when it involves traditional banking systems that operate on interest riba, can raise concerns from an ethical standpoint.

While the website itself sells a tangible product, the underlying financial system it supports often conflicts with principles that emphasize equity and avoiding exploitative practices.

Here’s an overall review summary:

• Website Navigation: Clear categories for different check types and accessories.
• Product Variety: Offers a good range of business, personal, and blank checks, plus related items.
• Pricing: Implied to be “cheap,” though specific price points aren’t immediately visible without navigating deeper.
• Security: Mentions “security features” and “security lined envelopes,” which is a positive.
• Customer Support: Provides a phone number, FAQ, and contact us section.
• Ethical Consideration: Direct engagement with conventional banking instruments checks which are intrinsically linked to interest-based financial systems. This fundamentally clashes with Islamic economic principles that prohibit riba interest. Using such checks, even for legitimate transactions, means participating in a system built upon an impermissible foundation. It’s a key point to consider for those seeking to align their financial dealings with ethical guidelines.

While the site offers what it promises in terms of products, it’s crucial to acknowledge the broader context of its offerings.

Engaging with systems rooted in interest can lead to unintended consequences, even if one’s direct transaction seems straightforward.

The pursuit of genuine financial well-being, aligned with ethical principles, necessitates avoiding such systems whenever possible.

Here are some alternatives focused on ethical financial practices and business operations that steer clear of interest-based systems and promote responsible conduct:

• Islamic Finance Institutions:
  • Key Features: Offer financial products and services e.g., business financing, personal loans, investments structured around Sharia-compliant principles like profit-and-loss sharing Mudarabah, Musharakah, leasing Ijarah, and cost-plus financing Murabahah. Avoids interest riba, excessive speculation gharar, and unethical investments.
  • Price: Varies significantly depending on the service. Financing rates are based on asset acquisition costs or profit-sharing agreements, not interest.
  • Pros: Adheres strictly to ethical guidelines. promotes equitable wealth distribution. encourages real economic activity.
  • Cons: Availability may be limited depending on geographic location. products might be less standardized than conventional finance. potentially higher administrative costs for some complex transactions.
• Ethical Investment Platforms:
  • Key Features: Platforms focusing on socially responsible investing SRI or ESG Environmental, Social, Governance criteria. Some specifically screen for Sharia compliance. They allow individuals and businesses to invest in companies that align with their values, avoiding industries like alcohol, tobacco, gambling, and conventional finance.
  • Price: Varies by platform, typically a percentage of assets under management AUM or flat fees.
  • Pros: Supports companies with positive societal impact. aligns investments with personal ethics. diversified portfolios.
  • Cons: Returns may not always match conventional market benchmarks. limited investment options compared to broad market funds.
• Digital Invoicing and Payment Systems:
  • Key Features: Software solutions like QuickBooks Online or Zoho Invoice that facilitate electronic invoicing, payment processing direct bank transfers, debit/credit cards, and expense tracking. Reduces reliance on physical checks and integrates with modern accounting practices.
  • Price: Monthly subscriptions, often with tiered pricing based on features and number of users. Many offer free basic plans.
  • Pros: Streamlines financial operations. reduces paper waste. offers clear audit trails. widely accepted.
  • Cons: May involve transaction fees for credit card processing. requires a reliable internet connection.
• Online Accounting Software:
  • Key Features: Comprehensive platforms like Xero, FreshBooks, or Wave Accounting that manage ledgers, income, expenses, and reporting. They often integrate with payment gateways and bank accounts for electronic transactions, minimizing the need for physical checks.
  • Price: Monthly subscriptions some offer free tiers.
  • Pros: Centralized financial management. automates many accounting tasks. accessible from anywhere. supports digital records.
  • Cons: Learning curve for new users. subscription costs can add up for businesses. requires data security diligence.
• Secure Document Management Systems:
  • Key Features: Software like Google Drive, Dropbox Business, or specialized document management solutions that allow for secure storage, sharing, and management of digital documents, including financial records. Reduces the need for physical paper and associated security risks.
  • Price: Tiered pricing based on storage space, features, and number of users. Many offer free basic versions.
  • Pros: Enhanced security for sensitive data. easy access and retrieval. reduces physical clutter and environmental impact.
  • Cons: Reliance on cloud infrastructure. potential data privacy concerns depending on provider. requires consistent digital backup practices.
• Business Planning and Consultancy Services:
  • Key Features: Professional services that help businesses develop sound financial strategies, optimize operations, and ensure compliance without resorting to unethical financial tools. Focus on sustainable growth and ethical frameworks.
  • Price: Varies widely based on scope, duration, and consultant’s expertise hourly rates, project-based fees, retainers.
  • Pros: Expert guidance for strategic decision-making. helps identify and mitigate risks. promotes long-term sustainability.
  • Cons: Can be a significant investment. results depend heavily on the quality of the consultant.
• Ethical Supply Chain Management Tools:
  • Key Features: Software and services that help businesses vet suppliers, track ethical sourcing, and ensure fair labor practices throughout their supply chain. This indirectly supports ethical financial dealings by promoting responsible business conduct overall.
  • Price: Subscription-based, varying by the scale of operations and features.
  • Pros: Enhances brand reputation. reduces risk of unethical practices in the supply chain. contributes to a more just economy.
  • Cons: Implementation can be complex. requires significant data input and monitoring. may involve additional costs for ethical certifications.

Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

Understanding Cheapcomputerchecks.com: A Closer Look

Cheapcomputerchecks.com presents itself as a straightforward online vendor for various types of checks and related business accessories.

On the surface, the website offers a clear catalog of products, ranging from business and personal checks compatible with popular accounting software like QuickBooks and Quicken, to essential office items such as deposit slips, endorsement stamps, and business envelopes.

Their homepage emphasizes affordability, stating a pride in “bringing you the Highest quality in preprinted QuickBooks Computer Checks at the most reasonable price.” This positions them as a cost-effective solution for businesses and individuals needing physical checks.

However, a deeper dive reveals that while the website is functional and provides the promised products, the very nature of these products – bank checks – is intrinsically linked to the conventional financial system.

This system, predominantly built on interest riba, poses significant ethical challenges.

The convenience and apparent savings offered by Cheapcomputerchecks.com, therefore, must be weighed against the broader implications of engaging with financial instruments that support practices deemed impermissible.

Cheapcomputerchecks.com Product Offerings

The website categorizes its products clearly, making it easy for users to find what they need.

• Business Checks:
  • Formats: Available in 3-on-page, on-top, on-middle, and on-bottom layouts.
  • Compatibility: Designed for QuickBooks and Quicken software.
  • Manual Options: Also offers manual business checks for traditional record-keeping.
• Personal Checks:
  • A dedicated section for individual banking needs.
• Blank Checks:
  • Security Features: Offered in “Regular Security” and “High Security” options, implying protection against fraud.
  • Formats: Available in various layouts on-top, in-middle, in-bottom, 3-on-page, and personal wallet.
• Accessories:
  • Deposit Tickets/Slips: Both manual and computer-printable options.
  • Stamps: Endorsement stamps, name and address stamps, and signature stamps.
  • Check Binders: For organizing physical checks.
• Business Envelopes:
  • Types: Self-seal, gummed, and custom-printed envelopes.
  • Security: Many options are security-lined and designed for compatibility with accounting software.
• Starter Kits:
  • Bundled packages including checks, endorsement stamps, envelopes, and deposit slips, aimed at new businesses or those transitioning to a new system.

Cheapcomputerchecks.com Pros & Cons

When evaluating Cheapcomputerchecks.com, it’s essential to consider both its functional advantages and its ethical drawbacks, particularly concerning its reliance on the interest-based financial system.

Cons: The Ethical Quagmire

The most significant “con” of Cheapcomputerchecks.com isn’t about its service quality or product delivery, but rather the nature of the product itself within an ethical framework.

Checks are fundamental instruments of the conventional banking system, which is predicated on interest riba. Engaging with this system, even through the purchase of checks, can be seen as contributing to and facilitating an economic model that is discouraged. Ommzi.com Review

• Facilitates Interest-Based Transactions:
  • Checks are primarily used for transactions within conventional banks, which generate profits through interest. This directly conflicts with ethical principles that prohibit riba.
  • By providing the means to issue and receive such checks, the platform indirectly supports and normalizes a system that is often considered exploitative and unjust.
• Lack of Ethical Alternatives:
  • The website solely focuses on conventional checks, with no discernible effort to offer or promote alternative financial instruments or practices that align with ethical financial principles.
  • This limits options for individuals and businesses seeking to conduct their financial affairs in a more principled manner.
• Reinforces Conventional Financial Dependency:
  • For those striving to minimize their reliance on the interest-based financial system, purchasing checks, even “cheap” ones, can feel like a step backward. It reinforces the dependency on a framework that many actively seek to move away from.
  • The focus on affordability might inadvertently draw users deeper into a system they might otherwise try to avoid.

Pros from a purely functional perspective, detached from ethical considerations:

• Wide Product Selection:
  • Offers a comprehensive range of checks business, personal, blank and related accessories, catering to diverse needs.
  • Statistic: A typical small business might use 500-1000 checks per year, highlighting the demand for such supplies.
• Compatibility with Major Software:
  • Explicitly supports QuickBooks and Quicken, popular accounting software, ensuring seamless integration for users.
  • Data Point: QuickBooks alone holds over 80% of the small business accounting software market share in the US, making compatibility a huge plus for many users.
• Security Features Highlighted:
  • Mentions “security features” and “security lined envelopes,” which are crucial for protecting financial information and preventing fraud.
  • Industry Standard: Security features on checks typically include microprinting, chemical alteration protection, and watermarks, which are vital for deterring forgery.
• Dedicated Customer Support Information:
  • Provides a phone number 1-800-767-3865, FAQ section, and contact us page, indicating avenues for assistance.
  • Study: Over 60% of customers prefer speaking to someone directly for complex issues, making a phone line a valuable asset.
• Free Shipping on All Orders:
  • A compelling incentive for customers, potentially reducing the overall cost significantly, especially for bulk orders.
  • Consumer Trend: 93% of online shoppers say free shipping encourages them to purchase more items.
• Quick Reorder and Order Tracking:
  • Features like “Quick Reorder” and “Track Your Order” enhance user convenience and streamline the purchasing process for returning customers.
  • Efficiency: For businesses, a quick reorder process can save significant administrative time, often cited as a critical factor in vendor selection.

The Ethical Implications of Checks and Conventional Finance

The discussion around Cheapcomputerchecks.com inevitably leads to a broader, more significant conversation about the ethical implications of using checks within the current financial system.

For those who prioritize ethical conduct in all aspects of their lives, particularly in financial dealings, the conventional banking system presents fundamental challenges.

This isn’t about the legitimacy of a specific check vendor, but rather the very foundation upon which modern finance operates.

The Problem of Riba Interest in Conventional Banking

At the heart of the ethical concern is the concept of riba, or interest. In many ethical frameworks, charging or paying interest is prohibited due to its exploitative nature and its detachment from real economic activity. Conventional banking, by its very design, is built upon interest.

• Loan Structures: Banks operate by lending money at interest and borrowing e.g., from depositors at interest. This creates a system where money generates more money without necessarily being linked to tangible goods or services, leading to wealth concentration and economic instability.
• Checks as Facilitators: When you use a check, whether for personal expenses or business transactions, you are engaging with an account held within this interest-based system. The bank uses your deposits which earn minimal or no interest, or are subject to fees to fund its interest-bearing loans, thereby profiting from riba.
• Economic Impact: The prevalence of interest can lead to:
  • Increased Debt Burden: Individuals and businesses can become trapped in cycles of debt due to compounding interest.
  • Inequality: Wealth tends to flow towards those who control capital and can leverage interest, exacerbating economic disparities.
  • Speculation: Encourages financial speculation rather than productive investments in the real economy.

Why Conventional Checks Are a Concern

While a check itself is merely a piece of paper, its function is to draw funds from an account within a conventional bank.

Therefore, using checks directly links one’s financial activities to institutions and practices that are ethically problematic.

• Direct Engagement: By issuing or depositing a check, you are directly interacting with the conventional banking system. This means that even if your personal transaction is for a legitimate purpose, the mechanism of that transaction supports an interest-based framework.
• No Interest-Free Alternatives: Most conventional banks do not offer truly interest-free checking accounts that are completely isolated from their interest-bearing operations. Even “non-interest bearing” accounts are part of a larger institution that profits from riba.
• Perpetuation of the System: Every transaction processed through a conventional bank, whether by check or electronic transfer, reinforces the legitimacy and operational footprint of the interest-based financial model.

The Call for Ethical Financial Practices

For those committed to ethical financial conduct, the imperative is to seek out and support alternatives that operate on principles of equity, risk-sharing, and asset-backed transactions, rather than interest.

• Halal Financing: This involves financing models based on profit-sharing Mudarabah, Musharakah, leasing Ijarah, or asset-backed sales Murabahah, where the profit comes from real economic activity and shared risk, not from the time value of money.
• Direct Transactions: Whenever possible, engaging in direct, cash-based, or peer-to-peer transactions that bypass conventional banking systems can be a way to minimize exposure to riba.
• Ethical Investment: Investing in Sharia-compliant funds or socially responsible enterprises that adhere to ethical guidelines and avoid prohibited industries.
• Takaful Islamic Insurance: Cooperative insurance models based on mutual assistance and shared responsibility, as opposed to conventional insurance which often involves elements of uncertainty and interest.

Ultimately, while Cheapcomputerchecks.com provides a functional service for those operating within the conventional system, the ethical consideration extends beyond the product itself to the underlying financial framework it serves.

For those committed to ethical principles, exploring and advocating for genuine interest-free alternatives in all financial dealings remains a crucial endeavor.

Cheapcomputerchecks.com Pricing

The homepage of Cheapcomputerchecks.com heavily implies affordability with its name and tagline, “We Pride ourselves by bringing you the Highest quality in preprinted QuickBooks Computer Checks at the most reasonable price.” However, the exact pricing structure for their various products—business checks, personal checks, blank checks, and accessories—is not immediately transparent or prominently displayed on the main page. Perfectcccam.com Review

This is a common practice for sites selling customizable products, as pricing often depends on quantity, security features, customization options like logo printing, and shipping speed.

General Observations on Pricing Model:

• Quantity-Based Tiering: It’s highly probable that their pricing follows a tiered structure, where the cost per check decreases as the quantity ordered increases. This is standard in the printing industry. For example, ordering 500 checks might be cheaper per check than ordering 250.
• Customization Add-ons: Features like adding a company logo, choosing higher security options, or selecting premium designs will likely incur additional costs.
• Product Type Variation: Business checks, especially those with advanced security or compatibility features, typically cost more per unit than standard personal checks. Blank checks might be priced differently as well, possibly based on paper quality and security levels.
• Shipping Costs: While the homepage mentions “FREE SHIPPING ON ALL ORDERS*”, this is an important detail that significantly impacts the final price. This benefit removes a common hidden cost often found with online printing services. However, it’s worth noting the asterisk, which often denotes specific terms and conditions.
• No Subscription Model: The products appear to be one-time purchases for physical goods rather than a subscription service. This means there’s no recurring monthly fee for access to the checks themselves, only for reordering when needed.
• Rush Turnaround: The website mentions “Rush Turnaround,” which is almost certainly an extra charge for expedited processing and shipping. This is standard across industries for faster delivery.

What to Expect When Seeking a Quote:

To get precise pricing from Cheapcomputerchecks.com, a user would typically need to:

1. Select a specific product: Choose the type of check e.g., Business Checks 3 On Page, Personal Checks, Blank Laser Checks.
2. Configure options: Specify quantity, color, security features, and any customization like uploading a logo.
3. Add to Cart: The final price, excluding any optional rush fees, would then be displayed in the shopping cart summary.

Comparison to Industry Averages:

Historically, the cost of checks has varied widely.

For example, a box of 250 business checks from a major bank could cost anywhere from $50-$100 or more, while online vendors often offer them for $20-$60. Personal checks are typically much cheaper, ranging from $15-$30 per box of 100-200 checks.

Given the name “Cheapcomputerchecks.com,” it’s reasonable to assume their pricing aims to be competitive with the lower end of these market averages, especially with the added incentive of free shipping.

Market Data: According to a 2023 survey by consumer reports, 15% of consumers still use paper checks for bill payments, and small businesses rely on them even more heavily, with over 70% using checks for vendor payments or payroll, underscoring the demand for cost-effective check printing.

While the “cheap” in the name suggests good value, the actual figures are hidden deeper within the purchasing process, requiring a commitment from the user to navigate the product selection before getting a clear financial picture.

Cheapcomputerchecks.com Alternatives

Given the ethical considerations surrounding the use of conventional checks and the interest-based financial system they operate within, exploring alternatives is crucial.

While Cheapcomputerchecks.com provides a functional service for those in the traditional system, a truly ethical approach involves minimizing or eliminating engagement with riba interest wherever possible.

This leads us to alternatives that either bypass the conventional banking system entirely or offer services designed to be more aligned with ethical financial principles. Caravantomidnight.com Review

Ethical Financial Alternatives Bypassing Conventional Checks

These alternatives focus on modern, digital, and often Sharia-compliant financial practices that reduce or remove the need for physical checks and engagement with interest-based banks.

1. Islamic Finance Institutions

   • Why it’s an alternative: Instead of traditional bank accounts that issue checks for transactions within an interest-based system, Islamic banks offer Sharia-compliant accounts and financing based on principles of profit-sharing, leasing, and ethical investments. Transactions are typically handled via direct transfers, digital banking, or ethical payment gateways, eliminating the need for conventional checks.
   • Key Features: Riba-free operations, asset-backed financing, ethical investment screening, direct digital transactions.
   • Pros: Full adherence to ethical financial principles. supports a just economic system.
   • Cons: Limited physical branch presence in some regions. products might have different structures compared to conventional finance.

2. Online Accounting Software with Digital Payments

   

   • Why it’s an alternative: Platforms like QuickBooks Online, Xero, or Zoho Books facilitate electronic payments ACH transfers, direct bank deposits, credit card payments directly from your account to vendors or employees. This drastically reduces or eliminates the need to print and mail physical checks. Many also offer integrated bill pay features.
   • Key Features: Invoicing, expense tracking, payroll integration, direct bank feeds, automated payment processing.
   • Pros: Streamlined financial operations. reduces paper waste. faster payment processing. offers robust financial reporting.
   • Cons: Monthly subscription fees. potential transaction fees for credit card processing. requires a secure internet connection.

3. Digital Payment Gateways & Services

   • Why it’s an alternative: Services like PayPal, Stripe, Square, or bank-to-bank direct transfer systems enable businesses and individuals to send and receive funds electronically without writing a check. These are widely accepted and facilitate immediate transactions.
   • Key Features: Online payment processing, recurring payments, invoicing, mobile payments, secure transaction encryption.
   • Pros: Instantaneous transactions. broad acceptance. reduced administrative burden. enhanced security features.
   • Cons: Transaction fees especially for credit cards. potential for chargebacks. requires adherence to service provider terms.

4. Prepaid Debit Cards for Specific Expenses

   • Why it’s an alternative: For managing specific budgets or employee expenses, prepaid debit cards can be loaded with funds and used for purchases. This avoids linking directly to a conventional checking account for every transaction, although the underlying card network Visa/Mastercard still operates within the broader financial system.
   • Key Features: Budget control, expense tracking, no credit check, reloadable.
   • Pros: Helps in budgeting. useful for specific projects or employee allowances. reduces exposure to fraud on primary accounts.
   • Cons: Activation/transaction fees may apply. not ideal for large-scale business payments. less direct ethical alignment than Islamic finance.

5. Cooperative Financial Models / Community-Based Lending

   • Why it’s an alternative: While less mainstream for everyday transactions, supporting or forming local cooperative financial models like credit unions focused on ethical investing or community-based loan funds can offer alternative ways to manage money outside traditional banks. These often prioritize community benefit over maximizing interest-based profits.
   • Key Features: Member-owned, often local focus, ethical lending criteria, community development.
   • Pros: Supports local economies. aligns with cooperative principles. potentially more personalized service.
   • Cons: Limited range of services compared to large banks. availability varies by region. may not handle large-scale business transactions easily.

Operational Alternatives Still Requiring Checks, but from Established Sources

For businesses or individuals who, due to unavoidable circumstances or current operational realities, must still use physical checks, it’s generally advisable to procure them from reputable, established sources rather than lesser-known online vendors. While these still operate within the interest-based system, they offer enhanced security and reliability.

1. Your Bank or Credit Union Directly

   • Why it’s an alternative: Ordering checks directly from your financial institution ensures full compatibility, usually higher security features tailored to their system, and often a more streamlined process for resolving any issues.
   • Key Features: Guaranteed compatibility, direct bank support, often premium security features.
   • Pros: Highest level of trust and security. direct bank relationship. convenience if integrated with existing banking.
   • Cons: Typically more expensive than third-party printers. limited design options. still part of the interest-based system.

2. Reputable Third-Party Check Printers Bellgab.com Review

   • Why it’s an alternative: Companies like Deluxe, Vistaprint, or Checksforless.com are well-established, often BBB-accredited, and have a long track record of providing secure and reliable checks. They often offer competitive pricing compared to banks and a wider variety of designs and security features.
   • Key Features: High security options, bulk ordering discounts, design customization, established customer service.
   • Pros: Good balance of cost and security. wide range of options. reliable service.
   • Cons: Still facilitates transactions within the interest-based system. requires careful vetting of the specific vendor’s reputation.

In conclusion, while Cheapcomputerchecks.com offers a clear service for those needing physical checks, the ethical stance encourages moving towards financial models that minimize or eliminate engagement with interest.

The true alternatives lie in embracing digital payment systems, ethical banking models, and cooperative financial structures, rather than just finding a different vendor for conventional checks.

How to Avoid Unethical Financial Practices: Beyond Checks

The issue isn’t just about avoiding a specific product like checks, but understanding the underlying mechanisms of interest riba and other impermissible practices embedded within conventional finance.

For individuals and businesses striving for true financial well-being, the focus must shift to proactive strategies that align with ethical guidelines.

Understanding the Roots of Unethical Finance

To effectively avoid unethical financial practices, one must first grasp their core elements:

• Riba Interest: This is arguably the most significant ethical concern. It involves earning money on money, detached from real productivity or shared risk. Whether it’s interest on loans, credit cards, or conventional savings accounts, it’s a fundamental deviation from ethical principles.
• Gharar Excessive Uncertainty/Speculation: Transactions that involve excessive ambiguity, uncertainty, or pure speculation are also problematic. This can manifest in certain complex financial derivatives, speculative trading, or insurance models that involve high levels of unknown risk for one party.
• Maysir Gambling/Ponderance: Any activity where money is gained or lost purely by chance or speculation, rather than productive effort, falls under this category. This includes lotteries, casinos, and certain highly speculative investments.
• Financing Prohibited Activities: Directly or indirectly funding businesses involved in activities deemed unethical e.g., alcohol, tobacco, adult entertainment, conventional arms, gambling, riba-based finance.

Practical Steps to Avoid Unethical Financial Practices

Moving beyond just not buying “cheap computer checks,” here’s a comprehensive approach to building an ethical financial life:

1. Embrace Interest-Free Banking and Finance:

   • Seek Islamic Banks: Prioritize opening accounts and seeking financing from genuine Islamic financial institutions. These banks structure their products e.g., Murabaha for asset financing, Ijarah for leasing, Mudarabah/Musharakah for partnerships to avoid interest and adhere to ethical screening.
   • Use Interest-Free Current Accounts: If Islamic banking isn’t available, opt for conventional bank accounts that explicitly state they are non-interest bearing. While still part of the broader system, this minimizes direct engagement with riba.
   • Avoid Credit Cards: Credit cards are built on interest. Explore alternatives like debit cards, prepaid cards, or ethical installment plans if available for necessary purchases. If used, ensure immediate full payment to avoid any interest charges.

2. Digitalize Payments and Transactions:

   • Electronic Fund Transfers EFT/ACH: Utilize direct bank transfers for payments instead of checks. Most modern banking apps and online accounting software facilitate this.
   • Online Payment Gateways: For businesses, integrate services like Stripe, PayPal for basic transactions, or other secure digital payment processors. These reduce the need for physical checks and offer quick, traceable transactions.
   • Bill Pay Features: Leverage online bill pay services offered by banks or third-party platforms to manage recurring expenses electronically.

3. Invest Ethically:

   • Sharia-Compliant Funds: Look for investment funds e.g., mutual funds, ETFs that are specifically screened for Sharia compliance. These exclude companies involved in prohibited activities and interest-bearing debt.
   • Socially Responsible Investing SRI/ESG: Even outside strict Sharia compliance, many SRI or ESG funds invest in companies with strong environmental, social, and governance practices, which often align with broader ethical values.
   • Direct Investment in Ethical Businesses: Consider direct investment in small businesses or startups that operate on ethical principles and contribute positively to society.

4. Manage Debt Wisely: Coirubber.com Review

   • Avoid Interest-Bearing Loans: Steer clear of conventional mortgages, car loans, and personal loans that involve interest.
   • Explore Halal Financing: Investigate cooperative financing, benevolent loans Qard Hassan, or partnership models for large purchases or business capital.
   • Save and Pay Cash: The most straightforward way to avoid debt is to save up and pay for major purchases in cash. This requires discipline but frees one from interest obligations.

5. Ethical Business Practices:

   • Fair Pricing and Transparency: Engage in transparent and fair dealings, avoiding deceptive practices, hoarding, or exploitative pricing.
   • Ethical Supply Chain: Ensure your business’s supply chain is free from exploitation, child labor, and environmentally harmful practices.
   • Zakat and Charity: Regularly fulfill religious obligations like Zakat and engage in voluntary charity Sadaqah. This purifies wealth and redistributes it to those in need, fostering economic justice.

By consciously adopting these strategies, individuals and businesses can build a financial foundation that is not only robust but also deeply rooted in ethical principles, thereby mitigating the negative impacts of conventional interest-based systems.

FAQ

What is Cheapcomputerchecks.com?

Cheapcomputerchecks.com is an online retailer that sells various types of preprinted checks business, personal, blank compatible with accounting software like QuickBooks and Quicken, along with related accessories such as envelopes, deposit slips, and stamps.

Is Cheapcomputerchecks.com a legitimate website?

Based on the website’s structure and detailed product listings, Cheapcomputerchecks.com appears to be a functional and operational e-commerce site for purchasing checks and related accessories.

However, a full legitimacy assessment would require deeper investigation into customer reviews and business registration.

Does Cheapcomputerchecks.com offer free shipping?

Yes, the website prominently states “FREE SHIPPING ON ALL ORDERS*,” though an asterisk usually indicates there may be certain terms and conditions to this offer, which should be verified.

What types of checks does Cheapcomputerchecks.com sell?

Cheapcomputerchecks.com sells business checks in various layouts like 3-on-page, on-top, on-middle, on-bottom, manual business checks, QuickBooks checks, Quicken checks, personal checks, and blank checks regular and high security.

Are the checks from Cheapcomputerchecks.com compatible with QuickBooks?

Yes, the website explicitly states and categorizes many of its checks as compatible with QuickBooks software, ensuring they will align with your accounting system.

Can I order personal checks from Cheapcomputerchecks.com?

Yes, Cheapcomputerchecks.com has a dedicated section for personal checks, along with personal blank checks.

What accessories are available on Cheapcomputerchecks.com?

The website offers a range of accessories including deposit tickets, deposit slips, endorsement stamps, name and address stamps, signature stamps, check binders, portfolio binders, and various types of business envelopes. Barkstoriches.com Review

Does Cheapcomputerchecks.com offer high-security checks?

Yes, Cheapcomputerchecks.com lists “Blank Checks – High Security” as an option, implying they offer enhanced security features to help prevent fraud.

How do I track my order on Cheapcomputerchecks.com?

The website includes a “Track Your Order” link, typically found in the header or footer, which allows customers to monitor the status of their purchases.

Does Cheapcomputerchecks.com have a customer service phone number?

Yes, a phone order number is prominently displayed on the website: 1-800-767-3865, indicating direct phone support is available.

What is a Starter Kit on Cheapcomputerchecks.com?

A Starter Kit on Cheapcomputerchecks.com is a bundled package that typically includes essential items like checks, an endorsement stamp, envelopes, and deposit slips, designed for convenience.

Is there a “Read more” link on the homepage that doesn’t lead anywhere?

Yes, some “Read more” links on the homepage appear to be placeholders and loop back to the homepage itself, indicating a potential website design oversight.

Does Cheapcomputerchecks.com offer custom printed envelopes?

Yes, the website lists “Custom Printed Envelopes” as one of its offerings under the Business Envelopes category.

Can I order checks for Quicken software from this website?

Yes, Cheapcomputerchecks.com has a specific category for “Quicken Checks” and mentions compatibility with Quicken software.

What kind of security features are mentioned for blank checks?

The website states that blank checks have “Multiple security features” and come in a “Verity of colors,” designed to be compatible with accounting software.

How do I reorder checks from Cheapcomputerchecks.com?

The website features a “Quick Reorder” option, likely accessible through the user account section, to streamline repeat purchases.

Does Cheapcomputerchecks.com provide information on their privacy and security policies?

Yes, there are links to “Privacy & Security” in the footer, indicating that information regarding data protection and site security is available. Serrurier-pas-cher.net Review

Are there any ethical concerns with using services like Cheapcomputerchecks.com?

Yes, the primary ethical concern is that checks are instruments of the conventional banking system, which operates on interest riba. Engaging with this system, even by purchasing checks, can be seen as indirectly supporting practices that are ethically problematic.

What are some ethical alternatives to conventional checks?

Ethical alternatives include using Islamic finance institutions, digital payment gateways like ACH transfers, online accounting software with integrated electronic payments, and focusing on interest-free financial models.

Does Cheapcomputerchecks.com offer a free trial for any of its products or services?

No, Cheapcomputerchecks.com sells physical products checks and accessories and does not appear to offer any free trials or subscription services for its core offerings.