Accountable.eu offers a clear, tiered pricing structure designed to cater to various needs of self-employed individuals in Belgium, ranging from those who only need basic invoicing to those requiring comprehensive tax and bookkeeping support.
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The transparency in their pricing model is a significant advantage, allowing users to understand exactly what they get for their money.
Free Invoicing Plan
- Cost: €0
- Key Features:
- Free e-invoicing: This is a major benefit, allowing users to send unlimited professional invoices without any cost. For new freelancers or small businesses that primarily need invoicing capabilities, this offers a significant cost saving.
- Banking: The free plan also includes banking features, likely allowing users to connect their bank accounts for basic tracking, though the full extent of banking integration might be reserved for paid plans.
- Ideal For: Freelancers and self-employed individuals who mainly need to manage their invoicing and have simple bookkeeping needs, or those who are just starting out and want to test the platform’s core functionalities before committing to a paid subscription.
GROW Plan
- Cost:
- €15.50 per month (on yearly plan, excl. VAT)
- €18.50 per month (on monthly plan, excl. VAT)
- Invoicing: Includes all features from the free plan, meaning unlimited invoicing.
- Banking: Enhanced banking integration, likely offering more detailed insights and automation.
- Taxes: This is the primary upgrade, providing comprehensive tax management. Users can see real-time tax calculations, track VAT and social contributions, and gain financial clarity. This plan likely includes access to the AI Tax Advisor and the core tax guarantee, enabling users to file their taxes with confidence.
- Full Independence: Aims to give users more independence from traditional accountants for their core tax obligations.
- Ideal For: Self-employed individuals who need full administrative and tax support, including detailed expense tracking and accurate tax calculations, but may not require personalized human tax coaching or extended guarantees. It’s often suited for those who are VAT-exempt with lower annual turnover, as mentioned in their FAQ for “Accountable SMALL” which seems to be aligned with the GROW plan.
PRO Plan
* **€22.50 per month (on yearly plan, excl. VAT)**
* €33.50 per month (on monthly plan, excl. VAT)
* **All GROW Plan Features:** Includes everything in the GROW plan, such as unlimited invoicing, comprehensive banking, and full tax management.
* **Extended Tax Guarantee:** Offers an enhanced version of their unique tax declaration guarantee, providing even greater peace of mind for potential errors or omissions. This might involve higher coverage limits or broader scope compared to the GROW plan.
* **Personal Tax Coach:** A significant upgrade. PRO plan users gain access to a dedicated human Tax Coach for individual support and complex questions. This provides a valuable human touch beyond the AI advisor, ensuring personalized expert advice.
* **2% Cash Bonus:** This is an interesting incentive, though the specifics of how it's applied (e.g., on certain expenses, or as a rebate) would need to be clarified. It likely serves as a direct financial benefit for using the PRO plan.
- Ideal For: Self-employed individuals who require the highest level of support, including personalized human tax advice, maximum guarantees on their tax returns, and all advanced features for complete financial control. This plan is designed for those who want to minimize all administrative burdens and risks.
Pricing Structure Considerations
- Monthly vs. Yearly Plans: Accountable.eu encourages annual subscriptions by offering a significantly reduced monthly rate. For example, the PRO plan is €22.50/month annually compared to €33.50/month on a monthly basis, representing a substantial saving for commitment.
- Excluding VAT: All prices are listed “excl. VAT,” meaning Value Added Tax will be added on top of the stated prices, which is standard practice in Europe for business services.
- Scalability: The tiered pricing allows businesses to scale their subscription as their needs grow, moving from a free invoicing tool to a comprehensive financial management suite with expert support.
- Transparency: The “Compare all plans” link on their website provides a detailed breakdown of features for each tier, ensuring users can make an informed decision based on their specific requirements.
Overall, Accountable.eu’s pricing strategy is transparent and competitive for the value it offers, especially considering the unique tax guarantee and the blend of AI and human support.
For users in Belgium, it presents a compelling value proposition across its different tiers.
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