Retireeasy.co.uk Review

Based on looking at the website, Retireeasy.co.uk presents itself as a robust, independent retirement planning tool based in the UK. While it aims to help individuals take control of their finances and plan for a comfortable retirement, the core offering revolves around conventional financial planning, which often includes elements like interest-based investments and mortgages. From an Islamic perspective, dealing with Riba (interest) is strictly prohibited. Therefore, any service that inherently relies on or promotes such transactions, even indirectly through financial modelling, falls outside the permissible boundaries. The site encourages users to model pensions, investments, and even lifetime mortgages, all of which typically involve interest, making this service problematic for a Muslim user seeking ethical financial management.

Here’s an overall review summary:

• Purpose: Retirement planning tool for UK residents.
• Key Features: Financial modelling, scenario analysis, asset overview (pensions, investments, property), inflation and taxation considerations.
• Ethical Stance (Islamic): Not recommended. The platform facilitates planning that inherently involves interest-based financial instruments (like conventional pensions, investments, and mortgages), which are impermissible in Islam.
• Usability: Appears intuitive and user-friendly with clear charts and guided processes.
• Security: Claims bank-level 256-bit security and data privacy.
• Pricing: Subscription-based, ranging from £2.99 to £7.99 per month.

The platform’s emphasis on modelling various financial instruments like “pensions & investments” and “lifetime mortgages” is a significant concern. While it provides tools for financial foresight, the underlying conventional financial mechanisms it models are not aligned with Islamic principles that prohibit Riba. Muslims are encouraged to pursue financial planning through Sharia-compliant avenues, focusing on ethical investments, debt-free living, and Halal income streams. Relying on tools that integrate interest-based calculations for future financial security is counter to these principles.

Here are some better alternatives for ethical financial planning, focusing on long-term well-being without engaging in impermissible practices:

• Islamic Wills and Estate Planning Services: While not a direct retirement planner, establishing a Sharia-compliant will (Wasiyyah) and understanding Islamic inheritance laws is a fundamental aspect of long-term financial security and ethical wealth management. Services like these help ensure your assets are distributed according to Islamic principles, providing peace of mind.
  • Key Features: Draft Sharia-compliant wills, guidance on inheritance (Fara’id), asset distribution, charitable endowments (Waqf).
  • Average Price: Varies by service provider, typically a one-off fee of £200-£500.
  • Pros: Ensures ethical asset distribution, fulfils religious obligations, provides clarity for beneficiaries, avoids family disputes.
  • Cons: Not a ‘planning’ tool in the sense of financial projections, requires legal consultation.
• Islamic Investment Platforms (e.g., Wahed Invest): Platforms that offer Sharia-compliant investment portfolios, focusing on ethical sectors and avoiding interest-bearing instruments. They help users invest in accordance with Islamic principles.
  • Key Features: Diversified portfolios, ethical screening, Zakat calculation, online management.
  • Average Price: Management fees typically around 0.5-0.9% per annum.
  • Pros: Aligns with Islamic finance principles, professional management, accessible for various investment levels.
  • Cons: Returns are not guaranteed and depend on market performance, limited investment options compared to conventional platforms.
• Takaful (Islamic Insurance) Providers (e.g., Salam UK): Takaful is a Sharia-compliant alternative to conventional insurance, based on mutual cooperation and solidarity. It provides protection without interest or excessive uncertainty.
  • Key Features: Mutual assistance, risk sharing, no interest-based components, various Takaful products (family, general).
  • Average Price: Premiums vary based on coverage, similar to conventional insurance.
  • Pros: Adheres to Islamic principles, provides financial security, transparent operations.
  • Cons: Fewer providers compared to conventional insurance, may have specific eligibility criteria.
• Financial Literacy Books on Halal Investing: Learning the principles of Halal investing and financial management can empower individuals to make informed decisions without relying on problematic tools.
  • Key Features: Comprehensive guides on Islamic finance, ethical investment strategies, wealth management from an Islamic perspective.
  • Average Price: £10-£30 per book.
  • Pros: Empowers self-directed learning, provides foundational knowledge, accessible and affordable.
  • Cons: Requires self-discipline to apply knowledge, not a direct planning tool.
• Budgeting and Personal Finance Apps (e.g., YNAB): While not specifically Islamic, apps like YNAB (You Need A Budget) focus on zero-based budgeting and mindful spending, which can be immensely helpful for managing finances ethically and saving for the future without resorting to debt or interest.
  • Key Features: Budgeting tools, goal setting, expense tracking, debt management.
  • Average Price: Subscription fee, around £10-£15 per month.
  • Pros: Promotes financial discipline, helps track spending, powerful for managing cash flow.
  • Cons: Not inherently Sharia-compliant, requires user discipline to avoid interest-based products.
• Islamic Crowdfunding Platforms for Ethical Businesses: Investing in ethical businesses through crowdfunding can be a way to grow wealth and support the Halal economy, contributing to a virtuous cycle.
  • Key Features: Support for Sharia-compliant businesses, direct investment, community engagement.
  • Average Price: Investment amounts vary, typically minimum thresholds.
  • Pros: Ethical investment, supports real businesses, potential for returns.
  • Cons: Higher risk than diversified portfolios, liquidity concerns.
• Savings Accounts with Ethical Banks (e.g., Al Rayan Bank): For basic savings, using a Sharia-compliant bank ensures that your deposits are managed without interest, instead using profit-sharing models.
  • Key Features: Sharia-compliant savings accounts, ethical investments, no interest earned or paid.
  • Average Price: No fees for basic savings accounts.
  • Pros: 100% Halal, secure, supports Islamic finance ecosystem.
  • Cons: May offer lower returns than conventional interest-bearing accounts, limited branch network.

Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

Retireeasy.co.uk Review & First Look: Navigating Conventional Retirement Planning

Based on our initial assessment of Retireeasy.co.uk, it presents itself as a straightforward online platform designed to help individuals in the UK manage their retirement finances. The site’s interface is clean, and the explanations are generally clear, aiming to demystify the often-complex world of retirement planning. However, a significant point of consideration, especially for those adhering to Islamic financial principles, is the inherent nature of the financial instruments it models. The platform primarily focuses on conventional pensions, investments, and potentially interest-bearing products like lifetime mortgages, which raises red flags from an ethical standpoint.

Initial Impressions of Retireeasy.co.uk

The first glance at Retireeasy.co.uk reveals a user-centric design with a clear call to action: “Plan for Retirement.” The homepage immediately highlights the tool’s core promise—to make retirement planning “easy to use” and allow users to “take control of your finances.”

• Simplicity and Accessibility: The site uses simple language, avoids excessive jargon, and offers a “short demo” video, suggesting an emphasis on ease of use. This accessibility is a positive for individuals who might find traditional financial planning daunting.
• Focus on Modelling: The core proposition revolves around modelling various financial scenarios. It talks about viewing “what-if snapshot for shortfall” and selecting “specific growth & yield rates for investments.” This analytical approach is what the service primarily offers.
• Pricing Structure: Three tiers are presented—Basic, Classic, and Premium—each with increasing features and corresponding monthly or annual fees. This tiered approach is common for online software services.
  • Basic: £2.99/month
  • Classic: £5.99/month or £60/year
  • Premium: £7.99/month or £80/year

Understanding the Underlying Financial Framework

It’s crucial to understand that Retireeasy.co.uk operates within the framework of conventional financial planning. This means that the “pensions & investments” it helps model are, by default, typically interest-bearing (Riba-based) or involve elements of excessive uncertainty (Gharar), which are prohibited in Islamic finance.

• Pensions and Investments: Most standard UK pension schemes and investment funds involve earning or paying interest, or investing in sectors that are not Sharia-compliant (e.g., conventional banking, alcohol, gambling, arms). The tool provides no indication of Sharia-compliant filtering or guidance.
• Lifetime Mortgages: The mention of modelling a “lifetime mortgage” in the Premium plan is particularly concerning. Lifetime mortgages are interest-accruing loans secured against a property, where the interest rolls up and is repaid when the property is sold. This is a clear example of an interest-based transaction.
• “What-if” Scenarios: While helpful for forecasting, these scenarios are built upon assumptions of conventional financial growth and returns, which inherently include Riba.

Retireeasy.co.uk Cons: A Look at Ethical Concerns and Missing Elements

When evaluating Retireeasy.co.uk, particularly from an Islamic ethical standpoint, several significant drawbacks become apparent. The platform, while functionally designed for conventional financial planning, lacks crucial elements that would make it permissible or even desirable for a Muslim user. The absence of Sharia-compliant features and the inherent reliance on interest-based financial instruments are primary concerns.

Ethical Shortcomings for Muslim Users

The most prominent ‘con’ for Retireeasy.co.uk is its fundamental incompatibility with Islamic financial principles. The platform is built around conventional financial planning tools and concepts that do not distinguish between permissible and impermissible financial transactions.

• Reliance on Riba (Interest): The modelling of “pensions & investments” and explicitly “lifetime mortgages” directly implies involvement with interest. Interest (Riba) is strictly prohibited in Islam, making any financial planning tool that centres around it problematic. The platform does not offer any Sharia-compliant alternatives or filters to exclude interest-based calculations.
• Lack of Sharia-Compliant Screening: There’s no mention of any mechanism to ensure that the investments or financial products being modelled are ethically screened according to Islamic principles (e.g., avoiding industries like alcohol, gambling, conventional banking, arms, etc.).
• Absence of Zakat Calculation: For a comprehensive retirement plan, especially for Muslims, the consideration of Zakat (obligatory charity on wealth) is vital. Retireeasy.co.uk provides no feature or guidance for calculating or integrating Zakat into long-term financial planning.
• Conventional Debt Models: The platform’s approach to liabilities likely incorporates conventional debt structures, which often involve interest, without offering alternatives like Qard Hassan (interest-free loans) or equity-based financing.

Missing Features and Information from an Ethical Perspective

Beyond the direct ethical conflicts, there are aspects often found in robust, ethical financial planning resources that are absent or not clearly articulated on Retireeasy.co.uk.

• No Clear Ethical Stance: The website does not provide any information regarding its ethical framework or commitment to specific financial principles beyond standard regulatory compliance. This is a significant gap for users with value-based financial requirements.
• Limited Customisation for Sharia Compliance: Users cannot customise their financial models to exclude interest-bearing assets or to project growth based purely on Halal investment returns. This forces users into conventional frameworks.
• No Partnership with Islamic Finance Experts: There is no indication of collaboration with Islamic financial scholars or institutions to offer guidance or ensure compliance, which is essential for a tool catering to diverse financial needs.
• No Guidance on Halal Income Streams: While it helps project expenditure, it doesn’t offer guidance on ensuring income streams in retirement are derived from Halal sources.

General Cons (Applicable to Any User)

While our primary focus is ethical concerns, it’s also worth noting general drawbacks that any user might encounter.

• Generic Advice: As an automated tool, it cannot provide personalised financial advice tailored to individual complex circumstances or unexpected life events, unlike a human financial advisor.
• Data Entry Burden: While streamlined, inputting all required financial data (pensions, investments, assets, liabilities) can still be time-consuming and daunting for some users.
• Subscription Model: While affordable, it’s a recurring cost. For individuals seeking a one-off planning exercise, this might be less appealing than other services or software that offer single purchase options.
• Limited Scope for Non-Financial Goals: Retirement planning isn’t just about money; it’s about lifestyle, health, and spiritual well-being. The tool focuses almost exclusively on the financial aspect, without integrating broader life goals.
• Past Reviews Are Dated: Some testimonials date back to 2016, which while positive, could indicate a lack of more recent public feedback or significant updates being showcased.

Retireeasy.co.uk Alternatives: Navigating Ethical Retirement Planning

Given the ethical considerations surrounding Retireeasy.co.uk due to its reliance on conventional, interest-based financial modelling, it becomes imperative to explore alternatives that align with Islamic principles. For Muslims, retirement planning isn’t just about accumulating wealth; it’s about doing so in a permissible manner, ensuring wealth is generated and managed ethically, and ultimately used for good. This requires focusing on Sharia-compliant investments, avoiding interest (Riba), and planning for Zakat and ethical inheritance.

The key to an Islamic approach to retirement planning lies in conscious choices of financial instruments and professional guidance that respects religious tenets. Instead of purely monetary forecasting, the focus shifts to building a sustainable, Halal financial future.

Comprehensive Ethical Financial Planning Resources

Rather than a single ‘alternative’ product that mimics Retireeasy.co.uk’s conventional model, a more holistic approach is needed. This involves a combination of Sharia-compliant financial services, educational resources, and personal budgeting tools. Lawtonslaw.co.uk Review

• Islamic Financial Advisors in the UK: Engaging with a qualified Islamic financial advisor is arguably the best alternative. They can provide personalised guidance on Sharia-compliant pensions, investments, estate planning (Wasiyyah), and Zakat, tailoring a plan to your specific circumstances.
  • Why it’s better: Personalised, comprehensive, and inherently Sharia-compliant guidance. They understand the nuances of Islamic finance and can help you navigate complex decisions ethically.
  • Key Considerations: Ensure the advisor is certified in Islamic finance and regulated by the Financial Conduct Authority (FCA) in the UK.
• Sharia-Compliant Investment Platforms: Platforms like Wahed Invest and other ethical robo-advisors or investment houses offer portfolios screened for Sharia compliance. These avoid prohibited industries (alcohol, gambling, conventional banking, etc.) and interest-bearing instruments.
  • Why it’s better: Provides access to Halal investment opportunities, allowing your wealth to grow ethically. Many offer diversified portfolios suitable for long-term growth.
  • Key Considerations: Research the specific screening methodologies, management fees, and the level of risk associated with different portfolios.
• Takaful (Islamic Insurance) Providers: For protecting assets, income, and family, Takaful offers a Sharia-compliant alternative to conventional insurance. It’s based on mutual cooperation and donation, eliminating interest and excessive uncertainty.
  • Why it’s better: Provides financial protection without engaging in Riba or Gharar, aligning with Islamic principles of mutual support.
  • Key Considerations: Compare offerings from various Takaful providers in the UK, understanding the different types of Takaful (family, general) and their benefits.
• Al Rayan Bank (UK): As a fully Sharia-compliant retail bank in the UK, Al Rayan Bank offers various banking products, including savings accounts and home finance solutions based on Murabaha or Ijara, which avoid interest.
  • Why it’s better: Provides a banking ecosystem where all transactions and services adhere strictly to Islamic finance principles. Ideal for managing everyday finances and savings ethically.
  • Key Considerations: Understand their specific products and services, as they operate differently from conventional banks.
• Online Resources for Islamic Finance Education: Numerous websites, books, and courses provide in-depth knowledge about Islamic finance, enabling individuals to understand the principles and make informed decisions independently.
  • Why it’s better: Empowers self-learning and helps individuals identify Sharia-compliant options for themselves. Knowledge is key to ethical financial independence.
  • Key Considerations: Seek out reputable sources and scholars in Islamic finance to ensure accuracy and authenticity of information.
• Zakat Calculators and Philanthropy Platforms: Integrating Zakat into retirement planning is crucial. Utilise reliable Zakat calculators (e.g., from National Zakat Foundation) and consider platforms for ethical charitable giving.
  • Why it’s better: Ensures that a portion of your wealth is purified and distributed to those in need, fulfilling a religious obligation and fostering social welfare.
  • Key Considerations: Understand the nuances of Zakat calculation on various assets and different types of wealth.
• Personal Budgeting Software with Manual Input: While not explicitly Islamic, tools like You Need A Budget (YNAB) or simple spreadsheets can be used for detailed budgeting and tracking expenses and income. The key is to manually ensure all income and expenditure are from Halal sources and ethical spending is prioritised.
  • Why it’s better: Provides granular control over your finances, allowing you to manage cash flow effectively and identify areas for ethical savings or investment.
  • Key Considerations: Requires discipline in data entry and consistent adherence to ethical financial principles in practice.

These alternatives focus on building a retirement plan that is not only financially sound but also spiritually rewarding and ethically permissible, aligning with the holistic nature of a Muslim’s life.

How to Avoid Retireeasy.co.uk and Navigate Conventional Financial Planning Ethically

Since Retireeasy.co.uk is fundamentally designed around conventional financial products that often involve interest (Riba) and other non-Sharia-compliant elements, the best approach for a Muslim seeking ethical financial planning is to avoid its use entirely. Instead of trying to adapt a non-compliant tool, it’s more effective and safer to pursue Sharia-compliant alternatives and methodologies. This section focuses on how to steer clear of such services and instead adopt a proactive, ethical approach to retirement planning.

Understanding the Incompatibility

The core issue with Retireeasy.co.uk and similar conventional platforms is their underlying financial models. They assume and integrate interest-based growth, loans, and investment returns, which are the antithesis of Islamic finance.

• No “Halal Mode”: There is no function within Retireeasy.co.uk that allows users to switch to a “Halal mode” where interest is excluded, and investments are automatically screened for Sharia compliance.
• Default to Conventional: The default calculations and scenarios are built upon conventional financial products, making it impossible to use the tool purely within Islamic parameters.
• Risk of Unwitting Engagement: Even if a user tries to manually adjust figures to exclude Riba, the tool’s projections and advice are still based on conventional assumptions, potentially leading to misleading or ethically compromised planning.

Ethical Strategies for Retirement Planning (Instead of Retireeasy.co.uk)

Rather than engaging with services like Retireeasy.co.uk, Muslims should focus on building a retirement plan through Sharia-compliant means. This involves a multi-faceted approach.

• Educate Yourself on Islamic Finance:
  • Read Books and Articles: Invest time in understanding the principles of Islamic finance, including Riba, Gharar (excessive uncertainty), Maysir (gambling), and the concept of Halal earnings.
  • Attend Workshops: Look for reputable online or in-person workshops on Islamic wealth management and retirement planning.
  • Consult Scholars: If you have specific questions or complex financial situations, seek guidance from qualified Islamic scholars.
• Prioritise Sharia-Compliant Investments:
  • Islamic Investment Funds: Invest in funds that have undergone rigorous Sharia screening and are certified by Islamic scholars. These funds avoid prohibited industries and interest.
  • Ethical Equity Investments: Focus on investing directly in companies that operate ethically and do not derive significant income from non-Sharia-compliant activities.
  • Real Estate (Debt-Free): Consider real estate as a long-term asset, ensuring any purchases are made through Sharia-compliant financing methods (e.g., Ijara, Murabaha) or entirely debt-free.
• Utilise Islamic Banking and Takaful:
  • Al Rayan Bank and Others: Conduct your banking, savings, and home financing through Sharia-compliant institutions that operate on profit-sharing and ethical principles.
  • Takaful: Opt for Takaful for all your insurance needs, as it provides mutual protection without interest or excessive uncertainty.
• Integrate Zakat and Sadaqah:
  • Regular Zakat Calculation: Make Zakat a central part of your financial planning, ensuring you regularly calculate and pay it on your eligible wealth. This purifies wealth and brings blessings.
  • Voluntary Charity (Sadaqah): Beyond Zakat, consider regular Sadaqah as a means of earning reward and investing in your Hereafter, which is the ultimate ‘retirement plan’ for a Muslim.
• Seek Advice from Islamic Financial Advisors:
  • Professional Guidance: For complex retirement planning, engage with a UK-based financial advisor who specialises in Islamic finance. They can help structure your assets, investments, and estate planning (Wasiyyah) in a fully Sharia-compliant manner.
• Create Manual Projections:
  • Spreadsheets: Use personal spreadsheets to project your income and expenses in retirement. Manually input growth rates based on anticipated Halal investment returns, ensuring no interest is factored in.
  • Conservative Estimates: Err on the side of caution with conservative growth estimates for Halal investments, as ethical returns may differ from conventional interest rates.

How to “Cancel” Retireeasy.co.uk Subscription (By Not Subscribing)

The most effective way to “cancel” a Retireeasy.co.uk subscription from an ethical perspective is to simply not subscribe in the first place. Since the service is not permissible due to its reliance on Riba, engaging with it, even for a trial, is best avoided.

• Avoid Free Trials: Even if a free trial is offered, engaging with a service that inherently involves impermissible elements should be avoided to prevent normalisation or inadvertent participation.
• Focus on Alternatives: Direct your time and resources towards exploring the legitimate and ethical alternatives mentioned previously, which are designed from the ground up to be Sharia-compliant.
• Protect Your Data: By not signing up, you also prevent your personal financial data from being entered into a system that does not explicitly state its adherence to Islamic ethical data handling principles (beyond general security).

By proactively choosing Sharia-compliant pathways for retirement planning, a Muslim can ensure their financial future is secure, blessed, and aligned with their faith, rather than relying on tools that may compromise their ethical standing.

FAQ

What is Retireeasy.co.uk?

Retireeasy.co.uk is an online retirement planning tool based in the UK designed to help individuals model their finances, pensions, and investments to plan for their retirement, offering different subscription tiers for varied features.

Is Retireeasy.co.uk suitable for Islamic financial planning?

No, Retireeasy.co.uk is not suitable for Islamic financial planning as it models conventional financial instruments like pensions, investments, and lifetime mortgages that inherently involve interest (Riba), which is prohibited in Islam. It lacks Sharia-compliant screening or features.

Does Retireeasy.co.uk consider Zakat in its planning tools?

No, Retireeasy.co.uk does not provide any features or guidance for calculating or integrating Zakat (obligatory charity on wealth) into its retirement planning models. Bleedscrews.co.uk Review

What are the ethical concerns with Retireeasy.co.uk for Muslims?

The main ethical concerns include its reliance on interest-based calculations for investments and mortgages, absence of Sharia-compliant screening for assets, and no mention of ethical financial principles in its core offering.

Does Retireeasy.co.uk offer a free trial?

The website indicates a subscription model but doesn’t explicitly highlight a free trial on the homepage. However, even if available, engaging with services based on impermissible financial models is generally advised against for Muslims.

What are some Sharia-compliant alternatives to Retireeasy.co.uk for retirement planning?

Sharia-compliant alternatives include consulting Islamic financial advisors, investing in Sharia-compliant investment platforms, using Takaful (Islamic insurance), banking with Islamic banks like Al Rayan Bank, and educating oneself on Islamic finance.

Can I use Retireeasy.co.uk if I manually exclude interest from my calculations?

While you could attempt to manually adjust figures, Retireeasy.co.uk’s core algorithms and projections are built on conventional interest-based financial models, meaning its advice and scenarios would still be rooted in impermissible assumptions. It’s best to avoid it.

How does Takaful differ from conventional insurance for retirement planning?

Takaful is a Sharia-compliant alternative to conventional insurance, based on mutual cooperation and donation, which avoids interest (Riba) and excessive uncertainty (Gharar). It is preferred for ethical financial protection in retirement.

Are there any Halal investment options for retirement in the UK?

Yes, there are several Halal investment options in the UK, including Sharia-compliant investment funds, ethical equity investments screened for compliance, and real estate purchases made through Sharia-compliant financing.

How much does Retireeasy.co.uk cost?

Retireeasy.co.uk offers three pricing tiers: Basic at £2.99/month, Classic at £5.99/month or £60/year, and Premium at £7.99/month or £80/year.

Can Retireeasy.co.uk help me plan for an early retirement?

Yes, the website indicates that its tools can help you determine “If you can afford to retire early… or need to delay your retirement” by modelling various financial scenarios.

Is Retireeasy.co.uk secure?

Retireeasy.co.uk claims to use “bank level 256-bit security” and “24/7 security as standard,” promising not to share user data.

Who developed Retireeasy.co.uk?

Retireeasy.co.uk was developed by Richard Collinson, who created the tool after finding no satisfactory solution in the market for his own retirement planning needs. Lee-chadwick.co.uk Review

Does Retireeasy.co.uk provide personalized financial advice?

No, as an online tool, Retireeasy.co.uk provides automated modelling and projections based on user input, but it does not offer personalised financial advice that considers individual complex circumstances like a human financial advisor would.

Can I download my data from Retireeasy.co.uk?

Yes, the website states that users can download spreadsheets containing their entered information and their entire LifePlan.

Does Retireeasy.co.uk account for inflation and taxation changes?

Yes, Retireeasy.co.uk claims that its planning tool takes into account “future inflation and taxation changes” in its projections.

What kind of assets can I model with Retireeasy.co.uk?

Users can model various assets including savings, pensions, investments, business assets, and properties, according to the website.

Does Retireeasy.co.uk have customer support?

Yes, the website mentions “Great customer service” with email support, Frequently Asked Questions (FAQs), and helpful guides.

Can Retireeasy.co.uk help with inheritance tax planning?

Yes, some features, particularly in higher tiers, allow modelling scenarios such as gifting family members to potentially avoid Inheritance Tax on your estate.

What is the primary benefit Retireeasy.co.uk promises to users?

The primary benefit Retireeasy.co.uk promises is to give users “complete control of your finances” and help them confidently plan their retirement, ensuring their money won’t run out.