Upper90tips.co.uk Review

Based on looking at the website Upper90tips.co.uk, it’s clear this platform is entirely focused on providing sports betting tips. From an ethical standpoint, particularly within an Islamic framework, engaging with any form of gambling, including sports betting, is strictly impermissible due to its inherent nature of uncertainty, risk, and the potential for financial ruin and addiction. The site explicitly states its purpose is to help users “profit long term from sports betting” and “achieving realistic gambling targets.” While it mentions “reducing the risk of financial loss” and “bringing awareness to the unpleasant side of gambling,” these statements do not mitigate the fundamental impermissibility of gambling itself. The pursuit of financial gain through such means is contrary to Islamic principles, which advocate for earning through legitimate effort, trade, and productive work, free from speculative risk and exploitative practices. Therefore, Upper90tips.co.uk is not recommended for anyone seeking ethical and permissible financial activities.

Here’s an overall review summary:

• Service Provided: Sports betting tips and guidance.
• Ethical Review (Islamic Perspective): Strictly impermissible (Haram).
• Primary Concern: Promotion and facilitation of gambling, which is prohibited in Islam.
• Financial Risk: High, despite claims of risk management; gambling inherently involves significant financial risk.
• Long-term Outlook: Negative due to the impermissibility of the activity and its potential for addiction and financial hardship.
• Recommendation: Avoid.

The website clearly positions itself as a resource for individuals serious about profiting from sports betting, even highlighting that only 5% of bettors achieve long-term profit. They claim to have developed a “betting model” over six years and helped over 15,000 sports bettors. This directly encourages participation in an activity deemed forbidden in Islam. The offer of “daily betting tips & 1 on 1 support” and access to “members telegram channel” further entrenches users in this impermissible activity. While the site does include a disclaimer stating “Betting involves risk. Never bet with money you can’t afford to lose,” and “No betting system ‘Guarantees’ profits,” these disclaimers are insufficient to change the fundamental nature of the service offered. Instead of seeking “financial gain” through such avenues, it is far more beneficial and blessed to pursue avenues of legitimate income, such as skill development, entrepreneurship, or ethical investments.

Here are some ethical and permissible alternatives for personal development and financial well-being:

• Udemy Courses: Online learning platform offering thousands of courses on various skills, from coding and design to business and personal development. You can invest in gaining valuable skills that directly contribute to your career or personal projects.
  • Key Features: Wide range of subjects, self-paced learning, downloadable resources, certificate of completion for many courses.
  • Average Price: Varies widely, from £10-£200+, often on sale.
  • Pros: Skill acquisition, career advancement, personal growth, accessible from anywhere.
  • Cons: Course quality can vary, no live interaction in most courses.
• Coursera Specializations: Similar to Udemy but often partners with universities and companies for more structured, credentialed learning pathways. Excellent for deepening knowledge in specific fields.
  • Key Features: University-level content, guided projects, peer-graded assignments, professional certificates.
  • Average Price: Monthly subscriptions for specializations, typically £30-£60 per month.
  • Pros: High-quality content, reputable institutions, structured learning paths, career-focused.
  • Cons: Can be more time-consuming, subscription model can add up.
• Professional Development Books: Investing in books on business, personal finance, self-improvement, or skill-specific topics. A direct and effective way to gain knowledge.
  • Key Features: In-depth information, practical advice, diverse topics.
  • Average Price: £10-£25 per book.
  • Pros: Affordable, self-paced, can be revisited, wide range of expertise.
  • Cons: Requires self-discipline to read and apply, not interactive.
• Ethical Investment Platforms: Platforms focusing on Sharia-compliant or socially responsible investments. These allow for financial growth through legitimate means, avoiding interest and prohibited industries. (Note: These are not physical products; consider books or courses on ethical investing).
  • Key Features: Focus on ethical screening, transparency, long-term growth.
  • Average Price: Varies by platform and investment amount.
  • Pros: Financial growth, adherence to ethical principles, diversification.
  • Cons: Requires research, potential for market fluctuations, returns are not guaranteed.
• Business Start-up Guides: Books and resources for developing an entrepreneurial mindset and starting your own legitimate business. This aligns with Islamic emphasis on earning through productive work.
  • Key Features: Step-by-step guidance, legal aspects, marketing, financial planning.
  • Average Price: £15-£30 per guide/book.
  • Pros: Fosters self-sufficiency, potential for significant income, fulfilling.
  • Cons: Requires significant effort and dedication, high risk.
• Project Management Tools: Software or physical planners that help organise tasks, set goals, and manage projects effectively. These are excellent for developing discipline and achieving productive outcomes.
  • Key Features: Task tracking, deadline management, collaboration features.
  • Average Price: Varies, from free online tools to £10-£50+ monthly for premium software.
  • Pros: Increases productivity, improves organisation, reduces stress.
  • Cons: Learning curve for complex software, requires consistent use.
• Productivity Planners: Physical planners or digital apps designed to help with time management, goal setting, and daily task organisation. They promote intentional living and efficient work.
  • Key Features: Goal setting sections, daily/weekly layouts, habit trackers.
  • Average Price: £15-£30 for physical planners, various pricing for apps.
  • Pros: Enhances focus, promotes accountability, helps manage time effectively.
  • Cons: Requires discipline to maintain, can feel restrictive for some.

Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

Upper90tips.co.uk Review & First Look

Upon a thorough examination of Upper90tips.co.uk, it becomes immediately apparent that the platform is designed to provide “sports betting tips.” This core offering positions the website squarely within the realm of gambling. From an ethical and moral standpoint, particularly under the principles of Islam, engaging in or facilitating gambling is strictly forbidden. The Quran explicitly prohibits gambling, stating that it is “an abomination of Satan’s handiwork” (Quran 5:90). It leads to addiction, financial ruin, and enmity among people. Therefore, any service that promotes or assists in sports betting, regardless of its claims of “risk reduction” or “long-term profit,” cannot be recommended.

The Illusion of “Professional” Gambling

The website uses compelling language, such as “You’re serious about obtaining long term profit from sports betting. We are too.” and claims to have “spent the last 6 years developing a betting model.” This marketing strategy aims to legitimise gambling as a professional endeavour, suggesting that with the right guidance, one can be part of the “5% of sports Bettors are capable of profiting long term.” However, the reality of gambling is that the house always wins in the long run, and individual “profit” is often at the expense of others’ losses, making it an economically unproductive activity.

• Statistical Reality: While 5% might statistically show profit, this often masks the broader societal costs and the vast majority who lose. Data from the UK Gambling Commission consistently shows that the gross gambling yield (GGY) for operators remains high, indicating a net loss for the majority of players. For instance, in the period from April 2022 to March 2023, the total GGY for the British gambling industry was £15.1 billion, a stark reminder of the money flowing from players to operators. (Source: UK Gambling Commission)
• Psychological Impact: The site mentions “eliminating negative habits” and “implementing a healthier approach towards sports betting.” This phrasing attempts to normalise and even ‘healthify’ an inherently problematic activity, which can be dangerously misleading for individuals susceptible to gambling addiction.

The Misleading Nature of “Success Stories”

Upper90tips.co.uk features a “SUCCESS STORIES” section and encourages users to “Become a success story and make it onto the WALL OF FAME!” Such testimonials, while seemingly positive, often highlight isolated wins and downplay the countless losses and financial struggles that typically accompany gambling. They create a false sense of hope and a distorted view of the actual probabilities involved.

• Cognitive Biases: These success stories exploit cognitive biases, such as availability heuristic, where people overestimate the likelihood of events based on how easily examples come to mind. This can lead individuals to believe that similar success is easily attainable for them.
• Lack of Transparency: True success in any financial venture involves consistent, ethical effort and tangible value creation, not speculative betting. The success stories do not disclose the full journey, including initial capital, total losses, or the overall financial standing of the individuals presented.

Why Upper90tips.co.uk Is Problematic

The entire premise of Upper90tips.co.uk rests on facilitating an activity that carries significant ethical and financial risks, particularly for individuals striving to adhere to a principled way of life. The very nature of sports betting, as highlighted by the website’s own text, is one of high risk, with a very small percentage of participants experiencing long-term profit. This inherently unstable and speculative venture contrasts sharply with ethical financial practices that emphasise hard work, value creation, and transparency.

The Inherent Risks of Gambling

Gambling, by its very definition, involves wagering money or valuables on an event with an uncertain outcome, with the primary intent of winning additional money or material goods. The element of chance and the potential for significant loss are central to its nature.

• Financial Ruin: Despite disclaimers, the addictive nature of gambling can lead individuals to bet more than they can afford, resulting in debt, bankruptcy, and severe financial distress for themselves and their families. A 2018 study by the Gambling Commission estimated that between 0.7% and 1.4% of the UK adult population are problem gamblers, with many more at risk. (Source: Gambling Commission National Lottery Annual Report)
• Addiction and Psychological Harm: The thrill of potential winnings can trigger dopamine release in the brain, creating a powerful reinforcement loop that can lead to compulsive behaviour, similar to substance addiction. This can severely impact mental health, relationships, and overall well-being. The NHS reports that around 280,000 people in the UK have a gambling problem, with many more affected by someone else’s gambling. (Source: NHS)
• Social and Moral Implications: Gambling diverts resources from productive economic activities and fosters a culture of reliance on chance rather than effort. It can erode moral values by encouraging greed and a disregard for the well-being of others.

Misleading “Risk Management” Claims

The website mentions a “STAKING SYSTEM” to “Manage your bankroll with our Tried & tested Unit staking plan. Risk management is Key to achieving your long term goals.” While such systems might sound responsible, they fundamentally apply to an activity that is problematic from the outset. Promoting “risk management” within the context of gambling is akin to promoting “safe” engagement with a forbidden activity; it does not change its inherent impermissibility.

• False Sense of Security: These systems can give users a false sense of control over an unpredictable activity, encouraging them to continue participating under the illusion that they are mitigating risk, when in reality, the risk of loss remains substantial and the activity itself is forbidden.
• The Illusion of Control: Gamblers often fall prey to the “illusion of control,” believing their skill or a specific system can influence random outcomes. This is a well-documented psychological bias that contributes to continued gambling despite losses.

Upper90tips.co.uk Alternatives

Instead of pursuing high-risk, ethically questionable activities like sports betting, individuals should focus on developing skills, engaging in ethical entrepreneurship, and making sound, permissible investments. These alternatives not only offer genuine pathways to financial stability and growth but also align with principled living.

Learning New Skills for Career Advancement

Investing time and effort in acquiring new skills can significantly enhance career prospects and earning potential. This is a legitimate and productive way to improve one’s financial standing. Adexa.co.uk Review

• Online Learning Platforms: Platforms like Udemy and Coursera offer a vast array of courses in high-demand fields such as digital marketing, programming, data analysis, graphic design, and project management. These skills are directly applicable in the job market or for starting one’s own venture.
  • Data: A 2021 study by Coursera found that 87% of learners reported career benefits, including promotions, raises, or new job opportunities, after completing a course on their platform. (Source: Coursera Impact Report 2021)
• Vocational Training: Enrolling in vocational training programmes or workshops to gain practical skills in trades like plumbing, electrical work, carpentry, or automotive repair. These skills are always in demand and provide a stable income.

Ethical Entrepreneurship and Business Development

Starting a legitimate business, whether small-scale or large, is a highly encouraged form of earning in many cultures and is aligned with principles of self-sufficiency and hard work.

• E-commerce: Creating an online store to sell products, whether handmade crafts, reselling goods, or dropshipping. Platforms like Shopify or Etsy make it relatively easy to get started.
  • Growth: The UK e-commerce market continues to grow, with online retail sales accounting for a significant portion of overall retail. In 2023, UK e-commerce revenue is projected to reach £109.9 billion. (Source: Statista)
• Service-Based Businesses: Offering professional services based on one’s expertise, such as consulting, freelance writing, web development, virtual assistance, or tutoring. These often require minimal start-up capital.
• Local Businesses: Setting up a small local business, such as a bakery, a cleaning service, or a repair shop, which provides valuable services to the community.

Permissible and Ethical Investments

For those looking to grow their wealth, focusing on ethical and permissible investment avenues is crucial. These avoid interest-based transactions and speculative ventures.

• Sharia-Compliant Funds: Investing in Islamic equity funds or ethical unit trusts that screen companies based on Sharia principles, avoiding sectors like alcohol, gambling, conventional banking, and entertainment.
  • Market Performance: The global Islamic finance industry continues to expand, with assets projected to reach $4.94 trillion by 2025, demonstrating its growing influence and stability. (Source: S&P Global Ratings)
• Real Estate: Investing in physical property for rental income or long-term appreciation, provided the financing is interest-free.
• Direct Investment in Ethical Businesses: Investing directly in small businesses or start-ups that operate ethically and produce tangible goods or services. This requires due diligence but can yield significant returns.

How to Avoid Falling for Gambling Traps

Avoiding gambling traps requires a combination of self-awareness, strong principles, and a clear understanding of the deceptive nature of gambling platforms. These platforms are designed to exploit human psychology and financial vulnerability.

Understanding the Psychology of Gambling

Gambling appeals to fundamental human desires for quick wealth and excitement, often leading individuals into a cycle of chasing losses and irrational decision-making.

• The Gambler’s Fallacy: This is the mistaken belief that if something happens more frequently than normal during some period, it will happen less frequently in the future, or vice versa. For instance, after a streak of losses, a gambler might believe a win is “due.” This is a cognitive distortion that leads to increased betting.
• Near Misses: Studies show that “near misses” (e.g., losing by a very small margin) activate the same brain regions as actual wins, encouraging continued play. This psychological trick keeps individuals engaged even when losing.
• Variable Ratio Reinforcement: Gambling operates on a variable ratio schedule of reinforcement, where rewards (wins) are unpredictable. This is the most powerful schedule for maintaining behaviour, making it highly addictive. This is similar to how slot machines work.

Setting Clear Boundaries and Financial Discipline

Establishing strict personal rules and financial safeguards is crucial to prevent engagement with gambling.

• Zero-Tolerance Policy: For those adhering to ethical principles that prohibit gambling, the simplest and most effective strategy is a complete zero-tolerance policy. Do not engage, not even for “fun” or “small bets.”
• Budgeting and Financial Planning: Create a detailed budget that allocates funds for essential needs, savings, and ethical investments. Exclude any discretionary funds for gambling. Use tools like YNAB (You Need A Budget) or simple spreadsheets to track income and expenses.
• Self-Exclusion Programs: For individuals who have struggled with gambling in the past, enrolling in self-exclusion programs offered by regulatory bodies (e.g., GAMSTOP in the UK) can block access to all online gambling sites. Over 300,000 individuals have registered with GAMSTOP since its launch in 2018. (Source: GAMSTOP)

Seeking Support and Education

Knowledge and community support are powerful tools in resisting gambling temptations and promoting ethical financial practices.

• Community and Family Support: Surround yourself with individuals who share your ethical values and can provide support and accountability. Openly discuss financial goals and challenges with trusted family members.
• Educational Resources: Learn about the dangers of gambling and the benefits of ethical finance. Resources from organisations like Gamblers Anonymous or financial literacy charities can provide valuable insights.
• Focus on Productive Endeavours: Redirect energy and resources towards skill development, entrepreneurship, and community service, which yield tangible benefits and contribute positively to society. This is a fundamental shift from seeking speculative gains to creating real value.

Alterationsboutique.co.uk Review

FAQ

How can I identify if a website promotes gambling?

You can identify if a website promotes gambling by looking for keywords like “betting,” “wager,” “odds,” “casino,” “poker,” “slots,” “gambling tips,” “sure bets,” or phrases that promise “guaranteed wins” or “long-term profit” from games of chance. Also, check for direct links to bookmakers or online casinos.

Is sports betting considered gambling?

Yes, sports betting is unequivocally considered gambling because it involves placing a wager on an uncertain outcome (the result of a sporting event) with the intent of winning money. The element of chance is always present, regardless of any perceived skill or knowledge.

What are the ethical concerns with websites like Upper90tips.co.uk?

The main ethical concern is the promotion of gambling, which leads to addiction, financial ruin, and exploitation. Such sites profit from people’s losses and encourage an activity that is economically unproductive and socially harmful.

Are there any legal gambling alternatives in the UK?

While various forms of gambling are legal in the UK and regulated by the UK Gambling Commission, from an ethical standpoint, particularly within an Islamic framework, there are no permissible “gambling alternatives.” The focus should instead be on legitimate and ethical means of earning and investment.

How can I make money ethically instead of gambling?

You can make money ethically through various means such as developing valuable skills and working in a profession, starting a legitimate business (entrepreneurship), investing in Sharia-compliant or socially responsible funds, or engaging in fair trade.

What are the signs of gambling addiction?

Signs of gambling addiction include needing to gamble with increasing amounts of money to get the same thrill, feeling restless or irritable when trying to cut down or stop, repeatedly trying to control or cut back gambling, preoccupation with gambling, gambling when feeling distressed, and lying to conceal the extent of gambling.

How can I block gambling sites from my devices?

You can block gambling sites by installing gambling blocking software (e.g., Gamban, NetNanny), using browser extensions designed for this purpose, activating parental control features on your devices, or registering with self-exclusion services like GAMSTOP in the UK.

Is Upper90tips.co.uk regulated by the UK Gambling Commission?

While Upper90tips.co.uk provides tips, it is not an operator taking bets directly. However, its activities indirectly support and promote gambling, which is heavily regulated in the UK. The UK Gambling Commission regulates operators, but tipster services operate in a grey area regarding direct regulation as gambling providers.

What is the average success rate for sports bettors?

According to the website itself, “Study’s show that just 5% of sports Bettors are capable of profiting long term.” This low percentage underscores the high risk and difficulty in achieving sustained financial gain from sports betting for the vast majority of participants.

Can I really get “hands-on tips” and “daily tips” from Upper90tips.co.uk?

The website claims to offer “Hands On Tips” from live match attendance and “Daily Tips” via a Telegram Messenger App. While these services might be provided as described, the core content remains betting tips, which are linked to gambling. Retirementline.co.uk Review

What is the “staking system” mentioned on Upper90tips.co.uk?

The “staking system” refers to a method of managing one’s betting bankroll, often involving unit-based plans to control how much is wagered on each bet. While presented as a “risk management” tool, it’s applied within the context of a high-risk activity (gambling) and doesn’t negate the inherent impermissibility.

How does Upper90tips.co.uk claim to help with “eliminating negative habits”?

Upper90tips.co.uk claims to help users “eliminate negative habits in the process of implementing a healthier approach towards sports betting” and to avoid “Jackpot Mentality & chasing losses.” However, the solution offered is continued engagement in gambling, which is itself a problematic habit for many.

Is there a free trial for Upper90tips.co.uk?

Yes, the website offers a “10 DAY FREE TRIAL TODAY,” initially a seven-day trial with an additional three days as a “GIFT.” This allows potential users to access their tips for a limited period without upfront payment.

How do users receive tips from Upper90tips.co.uk?

Users are required to have the Telegram Messenger App. Once subscribed, they are redirected to an “automatic subscription manager” that grants access to a “Premium group” where tips are delivered.

What is the “Profit/Loss Tracking” feature on Upper90tips.co.uk?

The website mentions “extensive Profit/Loss tracking and Analysis” for members. This feature is intended to help users monitor their betting outcomes and emulate the “importance of the staking system,” though it does not guarantee overall profit.

Can Upper90tips.co.uk be cancelled easily?

The website states that “Cancelling your subscription is super easy” and is done via the “Automatic Subscription Manager” on the Telegram chat feed, taking “two clicks of a button.”

What is the “Free Welcome Bundle” offered by Upper90tips.co.uk?

The “Free Welcome Bundle” includes “pivotal advice and access to the occasional Free Premium Tip” at no cost (£0.00). This acts as an introductory offer to entice users into the betting tip service.

Does Upper90tips.co.uk guarantee profits from betting?

No, the website explicitly states in its disclaimer: “No betting system ‘Guarantees’ profits and no rendition is being made that your personal experience will correspond to those discussed on this site. Any statements about profits or income do not represent a guarantee.”

What is the role of personal responsibility in gambling, as per Upper90tips.co.uk?

The website’s disclaimer advises users to “Ensure you take responsibility in fully understanding all risks involved and seek independent advice if necessary.” This places the onus of risk squarely on the individual, despite the site providing the means to engage in the risky activity.

Where can I find help for gambling problems in the UK?

If you or someone you know is struggling with gambling, you can find help from organisations like GamCare (https://www.gamcare.org.uk/), the National Gambling Helpline (0808 8020 133), Gamblers Anonymous UK (https://www.gamblersanonymous.org.uk/), and the NHS National Problem Gambling Clinic. Emmabridgewater.co.uk Review