Who Owns the-mortgagestore.co.uk?

Based on the information provided on the-mortgagestore.co.uk and typical UK business structures, the domain is owned by The Mortgage Store (TMS) Ltd. This is clearly stated in the footer of their website: “©️ The Mortgage Store (TMS) Ltd. All Rights Reserved.” Furthermore, the WHOIS lookup for the domain confirms “The Mortgage Store (TMS) Ltd” as the registrant’s name.

Legal Entity Identification

The website explicitly identifies “The Mortgage Store (TMS) Ltd” as the entity responsible for the content and services provided. This is a standard practice for legitimate businesses to declare their legal operating name, which is then registered with Companies House in the UK. This transparency allows for official verification of their corporate existence and structure.

• Clear Attribution: Company name prominently displayed in the footer.
• Official Registration: Implies registration with UK Companies House.
• Legal Responsibility: Identifies the entity accountable for operations.
• Brand Identity: Establishes the official name of the business.
• Compliance with Regulations: Adheres to transparency requirements for businesses.

Relationship with Mortgage Intelligence Ltd

While The Mortgage Store (TMS) Ltd owns the domain and operates the business, it functions as an “Appointed Representative of Mortgage Intelligence Ltd.” This means that while The Mortgage Store operates independently, it does so under the regulatory umbrella of Mortgage Intelligence Ltd, which holds the primary authorisation and regulation from the Financial Conduct Authority (FCA). This is a common structure in the financial advisory sector, where smaller firms leverage the regulatory permissions of a larger principal firm.

• Appointed Representative Model: A common structure in UK financial services.
• Regulatory Oversight: Operates under the FCA authorisation of Mortgage Intelligence Ltd.
• Principal Firm: Mortgage Intelligence Ltd is the overarching regulated entity.
• Compliance Framework: Adheres to the compliance framework of the principal.
• Shared Responsibility: Legal and regulatory responsibility is shared with the principal.

Domain Registration Information (WHOIS)

The WHOIS record for the-mortgagestore.co.uk corroborates this ownership. The “Registrant’s Name” is listed as “The Mortgage Store (TMS) Ltd.” This public record confirms that the company has officially registered and maintains control over the domain name, reinforcing their identity as the owner of the online presence. The registration details also indicate the domain has been active since 2002, suggesting a long-standing presence in the market.

• Public Record: WHOIS data is publicly accessible.
• Direct Confirmation: Explicitly states “The Mortgage Store (TMS) Ltd” as registrant.
• Domain Longevity: Registered since 2002, indicating stability.
• Registrar Information: Managed through Namecheap, Inc.
• Last Updated Date: Shows recent activity in domain management.

Management and Leadership

While the website clearly identifies the owning company, specific details about the individual management or leadership team (e.g., directors, CEOs) are not prominently featured on the homepage. This is not uncommon for financial advisory firms, where the emphasis is often on the regulated entity and its services rather than individual personalities. For a deeper dive into the specific individuals behind the company, one would typically need to consult public records like Companies House.

• Limited Public Information: Specific individuals not highlighted on the homepage.
• Focus on Company Entity: Emphasis is on “The Mortgage Store (TMS) Ltd.”
• Companies House: Official source for director and company officer details.
• Industry Standard: Not all financial firms publish individual leadership details prominently.
• Business Structure: Indicates a corporate rather than individual proprietorship.

Ethical Ownership Consideration

While the legal ownership is clear, the ethical implication from an Islamic perspective remains tied to the nature of the business itself. Regardless of who precisely owns “The Mortgage Store (TMS) Ltd,” the company’s core business revolves around interest-based mortgages, which is fundamentally prohibited in Islam. Therefore, for a Muslim, the question of ownership, while legally transparent, does not alter the ethical unsuitability of the service due to its involvement in riba. rentumo.co.uk Pricing

• Ethical Stance Unchanged: Ownership structure does not legitimise interest.
• Riba is Prohibited: Core business model remains ethically problematic.
• Responsibility for Transactions: Owners are implicitly responsible for the nature of services.
• No Distinction: Ownership does not create a permissible loophole for riba.
• Ethical Due Diligence: Muslim consumers must look beyond conventional legitimacy.