Issuance.com Review

Based on checking the website, Issuance.com positions itself as a platform designed to connect founders with capital and offer investors access to early and growth stage deal flow in alternative capital markets.

However, a deeper dive reveals significant concerns from an ethical perspective, particularly regarding the inherent nature of investment platforms that facilitate various deal structures.

Overall Review Summary:

• Platform Focus: Facilitates capital raising for founders and investment opportunities for investors.
• Target Audience: Founders seeking growth capital. accredited and non-accredited investors.
• Key Services: Capital-raising technology, white-label marketplace support, private deal syndication, access to early-stage rounds Issuance Express, and exclusive deals for accredited investors Issuance Private.
• Ethical Consideration: The core business model involves capital markets which often entail interest-based transactions Riba and speculative investments, making it a problematic area from an Islamic financial standpoint. While the platform mentions “deal structures,” it doesn’t explicitly detail their Sharia compliance, and the very nature of unverified investment opportunities can lead to significant risk.
• Transparency: While they have legal disclaimers, the lack of explicit Sharia-compliant investment options or filters makes it unsuitable for those seeking ethical financial dealings.
• Recommendation: Not recommended for individuals or entities seeking Sharia-compliant financial services due to the high likelihood of involvement with interest-based transactions, speculative ventures, and potential lack of transparency regarding underlying asset legality.

Best Alternatives for Ethical Financial Dealings Non-Investment Platforms:

For those seeking to engage in ethical financial activities and support businesses without falling into the traps of Riba or speculative investments, focusing on platforms that facilitate legitimate trade, ethical business practices, or direct support for small, verifiable businesses is paramount.

• Kiva: A non-profit organization that allows people to lend money via the internet to low-income entrepreneurs and students in over 70 countries.

  • Key Features: Micro-lending, social impact, transparency in loan usage.
  • Price: Free to lend donations encouraged.
  • Pros: Directly supports entrepreneurs, aligns with charity and social welfare, no interest involved for lenders.
  • Cons: Not a direct investment platform, returns are non-financial.

• LaunchGood: A global crowdfunding platform for Muslim-led projects and campaigns, covering various categories like education, charity, and entrepreneurship.

  • Key Features: Focus on Muslim community initiatives, diverse project categories, zakat-eligible campaigns.
  • Price: Platform fees apply to campaigns donors typically pay a small processing fee.
  • Pros: Supports halal endeavors, community-driven, transparent campaign tracking.
  • Cons: Not an investment platform for financial returns, primarily donation-based.

• Halal Stock Screener: While not an investment platform itself, this tool helps identify Sharia-compliant stocks for direct investment through conventional brokers, ensuring adherence to Islamic principles.

  • Key Features: Screens stocks based on Sharia criteria debt, interest, non-permissible business activities.
  • Price: Varies depending on the specific screener service some are free, others subscription-based.
  • Pros: Empowers informed ethical investing, helps avoid Riba and prohibited industries.
  • Cons: Requires a separate brokerage account, does not provide investment advice.

• CrowdFundMe: An equity crowdfunding platform primarily focused on small businesses and startups. While it requires careful due diligence to ensure underlying business activities are halal, it provides a direct investment avenue.

  • Key Features: Equity investments, direct support for startups, varied industries.
  • Price: Varies fees for issuers, no direct cost for investors beyond investment amount.
  • Pros: Opportunity to invest in real businesses, potential for equity growth.
  • Cons: Due diligence on Sharia compliance is crucial, risk of business failure.

• Patreon: A platform for creators to run subscription content services, often used by educational content creators, writers, and artists. If used for permissible content, it provides a way to support ethical creative endeavors.

  • Key Features: Subscription-based support, direct engagement with creators, recurring income for creators.
  • Price: Varies based on creator tiers Patreon takes a percentage of creator earnings.
  • Pros: Supports independent creators, allows for ethical content consumption.
  • Cons: Not an investment platform, only suitable for supporting ethical content creation.

• Gumroad: An e-commerce platform that facilitates the sale of digital products directly from creators to consumers. It’s a great avenue for supporting individuals who produce beneficial content like e-books, courses, or software that aligns with Islamic values.

  • Key Features: Direct sales, wide range of digital products, easy setup for creators.
  • Price: Transaction fees apply.
  • Pros: Supports creators directly, promotes ethical consumption of digital goods.
  • Cons: Not an investment platform, product quality depends on the creator.

• Amazon Handmade: For supporting artisans and small businesses creating physical products. While not a direct investment platform, purchasing from ethical small businesses aligns with responsible consumption.

  

  • Key Features: Handcrafted goods, direct support for artisans, diverse product categories.
  • Price: Varies per product.
  • Pros: Supports small businesses, encourages ethical consumption, high quality unique products.
  • Cons: Not an investment platform, focus is on purchasing goods.

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Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

Issuance.com Review & First Look

Based on a thorough review of Issuance.com’s homepage and stated functionalities, the platform primarily serves as a conduit for companies to raise capital and for investors to access potential investment opportunities.

It positions itself within the “alternative capital markets,” a term that often encompasses a wide range of financial instruments and deal structures.

The website highlights its role in enabling founders to “raise growth capital using our technology” and offers investors “access to early and growth stage deal flow.” This immediately raises a red flag from an ethical standpoint, particularly concerning Islamic finance principles.

The fundamental issue lies in the broad and undefined nature of these “deal structures” and “investment opportunities.” Without explicit mechanisms or assurances for Sharia compliance, there’s a significant risk of involvement in prohibited activities such as Riba interest-based transactions, Gharar excessive uncertainty or speculation, Maysir gambling, or investing in businesses whose core operations are non-halal e.g., alcohol, gambling, adult entertainment.

Understanding the Alternative Capital Market Landscape

The alternative capital market is a vast ecosystem distinct from traditional public markets.

It includes private equity, venture capital, crowdfunding, and various private debt instruments.

While it can offer opportunities for growth and innovation, it also presents unique challenges.

The very nature of “early and growth stage deal flow” often involves highly speculative ventures where the underlying business models, revenue generation, and financial instruments used might not align with Islamic ethical guidelines.

For instance, many startups rely on interest-bearing loans for initial capital, or their business models might be inherently tied to services or products that are not permissible.

A discerning investor, especially one guided by Islamic principles, must exercise extreme caution. Indigalleria.com Review

The Role of Issuance.com in Capital Raising

Issuance.com presents itself as a technological solution for capital raising. They offer a “Platform” for founders to manage deal operations, onboard investors, and handle data/reporting. They also provide “Enterprise” solutions for building white-label deal marketplaces. While the technology itself is neutral, the application of this technology in facilitating potentially non-compliant financial transactions is the core concern. For example, if a founder raises capital through a debt instrument that carries interest, or if an investor funds a company involved in gambling, the platform facilitates this transaction. The website’s emphasis on “all of the most common deal structures” suggests a wide array of financial instruments, many of which are likely to be interest-based or involve excessive speculation.

Investor Access and Deal Flow

Issuance.com caters to both accredited and non-accredited investors through “Issuance Express” for community rounds under Reg CF and “Issuance Private” for exclusive deals for accredited investors. This broad access means that individuals who may not be sophisticated in financial due diligence could inadvertently participate in non-Sharia-compliant investments.

The platform states, “Issuance and its affiliates do not provide any investment advice or recommendations and do not provide any legal or tax advice concerning any securities.” This disclaimer places the entire burden of ethical and Sharia compliance on the investor, which, given the complexity of alternative finance, is a significant challenge without proper guidance or screening tools from the platform itself.

Issuance.com Ethical Concerns & Red Flags

When evaluating Issuance.com from an ethical standpoint, particularly through the lens of Islamic finance, several significant red flags emerge.

These concerns stem from the platform’s overarching business model and the inherent characteristics of the “alternative capital markets” it serves.

The absence of explicit Sharia-compliant filtering or guidance means that individuals risk engaging in transactions that are strictly prohibited in Islam.

Riba Interest and Financial Instruments

The most prominent concern is the potential for Riba, or interest.

Islamic finance unequivocally prohibits interest in any form, whether paid or received.

Issuance.com facilitates capital raising through various “deal structures,” and it is highly probable that many of these involve interest-based loans, bonds, or other debt instruments.

For instance, a common method for startups to raise “growth capital” is through convertible notes or venture debt, which often carry interest components or terms that are akin to interest. Mkkidsinteriors.com Review

The website does not provide any information or filtering mechanisms to identify and exclude such instruments.

Without a clear commitment to interest-free financing models like Mudarabah, Musharakah, or Murabahah, the platform can inadvertently lead users into impermissible financial activities.

For example, a 2022 study by the Islamic Financial Services Board IFSB highlighted that global Sukuk Islamic bonds issuance, which is Sharia-compliant, still represents a small fraction of the overall bond market, indicating the pervasive nature of interest-based instruments.

Gharar Uncertainty/Speculation and Maysir Gambling

“Early and growth stage deal flow” inherently carries a high degree of Gharar.

Investing in nascent companies involves significant uncertainty about future performance, valuation, and liquidity.

While some level of risk is acceptable in Islamic finance, excessive uncertainty or speculation, where the outcome is largely a gamble, is prohibited.

Maysir, or gambling, is also forbidden, and speculative investments that lack clear asset backing or are purely based on market movements can fall under this category.

The platform’s focus on “alternative capital markets” can encompass highly speculative ventures, venture capital funds with unclear investment mandates, or even structured products whose underlying assets and income streams are opaque.

A lack of transparent information on the specific nature of each deal, the business model, and the projected income streams can lead to Gharar.

According to a report by Crunchbase in Q4 2023, seed-stage venture capital funding globally was still significant, but the success rate for startups remains low, underscoring the inherent uncertainty. Afrigold.com Review

Investing in Non-Halal Businesses

Another critical ethical concern is the potential for investments in businesses involved in non-halal activities.

The website makes no mention of screening companies based on their industry or operations.

This means an investor could unknowingly fund companies involved in alcohol production, gambling, conventional banking, adult entertainment, pork processing, or other industries forbidden in Islam.

Without rigorous ethical screening mechanisms on the platform’s side, the burden falls entirely on the individual investor to perform extensive due diligence on every potential company, which is often impractical.

For instance, a 2023 industry analysis by Statista indicated that the global alcohol market alone was valued at over $1.5 trillion, highlighting the vast number of companies operating in impermissible sectors.

Lack of Sharia Compliance Infrastructure

Perhaps the most significant ethical red flag is the complete absence of any Sharia compliance infrastructure.

Reputable Islamic investment platforms typically employ Sharia boards or advisors, offer Sharia-compliant products, and provide transparent reporting on how their investments adhere to Islamic principles.

Issuance.com, by contrast, gives no indication of such features.

This suggests that Sharia compliance is not a consideration in its operations or the deals it facilitates.

The platform’s emphasis on “unlocked access” without accompanying ethical safeguards makes it a problematic choice for the Muslim investor. Paceupconsult.com Review

Issuance.com Disadvantages for Ethical Investors

For investors prioritizing ethical and Sharia-compliant financial practices, Issuance.com presents several significant disadvantages.

These drawbacks stem from the platform’s operational model and the inherent characteristics of the alternative capital markets it facilitates, none of which appear to be tailored for Islamic ethical considerations.

No Sharia Screening or Certification

The most critical disadvantage is the complete absence of Sharia screening or certification for the investment opportunities presented.

Unlike dedicated Islamic financial platforms that employ Sharia boards to vet companies and financial instruments, Issuance.com does not provide any such service.

This means that a Muslim investor would have to individually research every single company and deal structure to ensure it complies with Islamic principles, which is an arduous, if not impossible, task.

This includes checking for interest-bearing debt, the nature of the business e.g., whether it deals in prohibited goods or services like alcohol, gambling, or conventional finance, and the presence of excessive speculation Gharar. Without this foundational screening, the risk of inadvertently participating in non-permissible transactions is extremely high.

Data from global Islamic finance reports consistently shows that only a fraction of conventional financial products meet Sharia standards, emphasizing the need for explicit screening.

Exposure to Riba Interest and Speculation

Since Issuance.com does not filter for Riba-free instruments or mitigate excessive speculation, users are exposed to these prohibited elements.

For example, convertible notes, venture debt, or preferred shares with fixed returns are common in early-stage funding, and many of these might incorporate interest components.

Furthermore, the inherent uncertainty and high failure rate of early-stage startups introduce a significant element of Gharar excessive uncertainty, which is ethically problematic. Panther.global Review

According to a 2023 CB Insights report, about 70% of tech startups fail, highlighting the speculative nature of such investments.

Lack of Transparency on Underlying Business Activities

While the website provides some information about the companies seeking funding, it does not guarantee comprehensive transparency regarding their full business activities, revenue streams, or supply chains.

An ethical investor needs to ensure that the entire operation of the investee company is permissible.

For instance, a company might appear benign on the surface but engage in partnerships or use suppliers that are involved in non-halal activities.

Without detailed, verified information, it becomes challenging for investors to perform adequate ethical due diligence, increasing the risk of indirect involvement in prohibited industries.

No Ethical Investment Guidance or Resources

Issuance.com does not offer any guidance or resources specifically for ethical investing, let alone Islamic finance.

There are no educational articles, FAQs, or support channels dedicated to helping users navigate the complexities of Sharia-compliant investments.

This contrasts sharply with platforms that prioritize ethical investing, which often provide extensive resources to empower their users to make informed, values-aligned decisions.

The absence of such guidance leaves ethical investors, especially those new to alternative markets, vulnerable to making inadvertent missteps.

High Barrier to Entry for Ethical Due Diligence

Given the lack of platform-level ethical screening, the burden of comprehensive due diligence falls squarely on the investor. Pdawolfpack.com Review

This requires significant time, expertise, and access to detailed financial and operational information for each potential investment.

For the average investor, this is often an impractical and overwhelming task.

It effectively creates a high barrier to entry for any ethical investor who wishes to use Issuance.com while adhering to their principles.

Issuance.com Alternatives for Ethical Financial Engagement

Given the inherent ethical challenges with Issuance.com, particularly its potential for involvement in Riba interest, Gharar excessive uncertainty, and non-halal business activities, it’s crucial for those seeking Sharia-compliant financial engagement to explore robust alternatives.

These alternatives focus on fostering ethical trade, supporting genuine businesses, and promoting social welfare, all while adhering to Islamic principles.

They offer avenues for capital deployment that are rooted in equity, partnership, and tangible assets, steering clear of speculative or interest-based models.

Waqf and Endowment Foundations

Waqf, or Islamic endowments, are charitable trusts established for religious or charitable purposes.

They involve donating assets like land, buildings, or money whose income is perpetually used for specific good causes.

This is a powerful, historically rich, and Sharia-compliant way to engage financially.

Instead of seeking financial returns, one contributes to a sustainable source of good. Powergymstore.com Review

Globally, numerous waqf foundations operate, supporting education, healthcare, and poverty alleviation.

For example, some universities in the Muslim world were historically funded by waqf.

You can find organizations like the North American Islamic Trust NAIT which manages endowments for various Islamic institutions in the US.

Direct Equity Investment in Verified Halal Businesses

Rather than using broad platforms, individuals can seek out direct equity investment opportunities in small or medium-sized enterprises SMEs that have verifiable halal operations.

This involves becoming a direct shareholder, sharing in the profit and loss, rather than lending on interest.

This requires diligent research into the company’s business model, revenue streams, and ethical practices.

Platforms like Mainvest or Wefunder facilitate investments in local businesses, often through revenue-sharing agreements or equity.

However, rigorous personal due diligence is paramount to ensure the underlying business is 100% Sharia-compliant and not engaged in impermissible activities or interest-based financing.

Ethical Crowdfunding for Tangible Assets

Focus on crowdfunding platforms that facilitate the acquisition of tangible assets or support for specific, permissible projects, avoiding equity or debt that might include Riba.

This could involve real estate projects structured as Musharakah partnership or Murabahah cost-plus financing, or funding for specific production lines that yield halal products. Jamindustries.myshopify.com Review

While not always easily accessible to individual investors on a large scale, local community initiatives or specialized ethical crowdfunding platforms are emerging.

One could explore platforms that focus on real estate or agriculture projects with clear asset backing, ensuring the terms are structured permissibly.

Microfinance Initiatives

Supporting microfinance institutions that operate on Sharia-compliant principles is an excellent alternative.

These institutions provide small loans or equity financing to low-income entrepreneurs, helping them establish or expand their businesses without charging interest.

The focus is on poverty alleviation and economic empowerment, aligning perfectly with Islamic values.

While not a direct “investment” for personal financial return in the conventional sense, it is a highly impactful form of ethical financial engagement.

Organizations like Zid Capital though based in the UK, they illustrate the model or local community development financial institutions CDFIs might have Sharia-compliant programs.

Takaful Islamic Insurance

Instead of engaging with conventional insurance, which often involves elements of Riba, Gharar, and Maysir, Takaful offers a Sharia-compliant alternative.

Takaful operates on the principle of mutual cooperation, where participants contribute to a common fund, and losses are shared.

This isn’t an investment platform for returns, but a critical aspect of ethical financial planning. Sudhanshugoswami.com Review

Look for Takaful providers in the US market, such as Takaful Emarat though based in UAE, explore global providers and partners for US accessibility.

Ethical Funds and Sukuk

For those seeking to invest in broader markets, focus on Sharia-compliant funds and Sukuk Islamic bonds. These funds invest in companies that meet strict ethical criteria e.g., low debt, no involvement in prohibited industries and Sukuk are asset-backed or asset-based financial certificates that comply with Sharia.

Unlike conventional bonds, Sukuk do not pay interest but represent an ownership share in an asset or project.

Many reputable financial institutions now offer Sharia-compliant mutual funds or ETFs.

Examples include the Amana Funds available in the US, which are actively managed mutual funds following Islamic principles.

A 2023 report by Deloitte projected significant growth in the global Islamic finance market, with Sukuk being a key component.

Direct Investment in Small, Local Businesses

Perhaps the most straightforward ethical alternative is to directly invest in or support small, local businesses within your community that you can personally verify are operating ethically and are not involved in any non-halal activities or interest-based financing.

This could be through a direct equity partnership, a Murabahah arrangement for purchasing equipment, or simply patronizing their services.

This approach allows for maximum transparency and direct oversight, aligning perfectly with the spirit of ethical trade and community support.

How to Cancel an Issuance.com Subscription

If you’ve engaged with Issuance.com and wish to disengage, particularly if you’ve identified ethical concerns or no longer wish to participate in their offerings, understanding the cancellation process is crucial. Findmysuppliers.com Review

While the website doesn’t prominently feature a “cancel subscription” button, the general process for disengaging from financial platforms typically involves direct communication, account closure requests, and ensuring no outstanding commitments.

Contacting Customer Support

The primary method for canceling any engagement or subscription with Issuance.com would be through their customer support channels. The website provides contact information: a phone number, +1 855 477-8262, and an email address, [email protected]. It’s advisable to send a written request via email to create a clear record of your cancellation attempt. In your email, clearly state your intent to cancel any active subscriptions, close your account, and inquire about any outstanding obligations or data retention policies. Be precise with your account details to ensure they can identify your profile accurately.

Reviewing Terms of Use and Privacy Policy

Before initiating a cancellation, it’s highly recommended to thoroughly review Issuance.com’s “Terms of Use” and “Privacy Policy.” These documents, accessible via links in the footer Terms of Use and Privacy Policy, will outline the specific conditions for account termination, data deletion, and any clauses related to ongoing financial commitments or confidentiality.

For instance, if you’ve invested in a deal through the platform, the terms will likely specify how your investment is managed after account closure, as the underlying investment might be separate from the platform’s service.

It’s important to understand if there are any withdrawal limitations or redemption periods for your investments.

Managing Active Investments

If you have active investments facilitated through Issuance.com, simply canceling your platform subscription might not automatically liquidate or transfer these investments.

The platform acts as an intermediary, and your investments are typically direct with the companies you’ve funded.

You will need to inquire about the specific procedures for managing or divesting from these investments.

This could involve contacting the investee companies directly, understanding their shareholder agreements, or working with Issuance.com’s support team to facilitate any necessary transfers or redemptions.

Be prepared for potential complexities, as private market investments often have limited liquidity. Odulair.com Review

Data Deletion and Privacy

As part of your cancellation request, you should explicitly request the deletion of your personal data in accordance with their Privacy Policy and relevant data protection regulations e.g., CCPA if applicable. While financial platforms often have legal obligations to retain certain records for a specified period, you can request that they cease processing your data for non-essential purposes and delete anything beyond what is legally required.

Confirm with their support team what data will be retained and for how long.

Issuance.com Pricing

Issuance.com’s pricing structure is not transparently displayed on its main homepage or in an easily accessible “Pricing” section.

This lack of clear information is a significant drawback for potential users, as it makes it difficult to assess the financial commitment required to utilize their services.

Based on the website’s description of its offerings for founders and investors, it can be inferred that the pricing model likely involves various fees depending on the type of service utilized, the amount of capital raised, and the level of support provided.

Pricing for Founders

For founders, Issuance.com offers solutions like the “Issuance Platform” for raising growth capital and “Issuance Enterprise” for building white-label deal marketplaces.

Typically, platforms in this space charge founders in several ways:

• Setup Fees: An initial fee for setting up the fundraising campaign or the white-label marketplace.
• Success Fees Commission: A percentage of the capital successfully raised through the platform. This is a very common model in crowdfunding and alternative investment platforms. For example, some platforms charge anywhere from 3% to 7% or more of the funds raised.
• Platform Fees/Subscription Fees: Monthly or annual fees for access to the platform’s features, tools, and support, especially for enterprise clients.
• Escrow and Legal Fees: Additional costs for escrow services to hold funds and legal expenses related to offering documents and compliance.
• Customization/Integration Fees: For “Issuance Enterprise,” which involves white-label support, there would likely be significant fees for customization, integration with existing systems, and ongoing maintenance.

Without explicit figures, it’s impossible to give a precise cost.

However, companies raising capital should expect to incur substantial fees, potentially ranging from thousands to tens of thousands of dollars, depending on the scale of their raise and the complexity of the services required.

A 2023 report by Fundable showed that average crowdfunding platform fees for startups can range from 4% to 8% of the total raise. Omfgdogs.com Review

Pricing for Investors

For investors, Issuance.com highlights “Issuance Express” for non-accredited individuals and “Issuance Private” for accredited investors.

Generally, investment platforms may charge investors in the following ways:

• Transaction Fees: A small fee per investment made.
• Management Fees: For managed portfolios or funds though Issuance.com doesn’t explicitly offer this, some platforms with curated deals might.
• Carried Interest/Performance Fees: In private deals, especially for accredited investors accessing exclusive opportunities, there might be a “carried interest” fee where the deal sponsor or platform facilitator takes a percentage of the profits above a certain threshold.
• Custody Fees: Fees for holding securities.

However, many investor-facing platforms in this space might primarily charge the companies raising capital, aiming to attract more investors by making it free or low-cost for them to browse and invest.

Issuance.com’s statement, “Issuance and its affiliates do not provide any investment advice or recommendations,” suggests they are primarily a technology facilitator, which might lean towards charging the issuers more heavily.

The lack of specific pricing details is a significant barrier to evaluating the platform’s value proposition.

Potential users must contact Issuance.com directly to obtain a personalized quote or detailed fee schedule.

FAQ

What is Issuance.com?

Issuance.com is a technology platform that connects founders seeking capital with investors looking for early and growth stage investment opportunities in alternative capital markets.

It facilitates various capital raising processes, including private deal syndication and support for different regulatory offerings.

Is Issuance.com a legitimate company?

Yes, Issuance, Inc. owns and operates Issuance.com. Its subsidiary, Jumpstart Micro, Inc. d.b.a.

Issuance Express, is registered with the US Securities and Exchange Commission SEC and is a member of the Financial Industry Regulatory Authority FINRA as a funding portal for Regulation Crowdfunding offerings. Createfut.com Review

What kind of investments does Issuance.com offer?

Issuance.com offers access to investment opportunities for both accredited and non-accredited investors.

This includes early-stage “community rounds” through Issuance Express under Regulation CF and exclusive “private deals” for accredited investors.

Does Issuance.com offer Sharia-compliant investments?

No, Issuance.com does not explicitly state that it offers Sharia-compliant investments, nor does it provide any mechanisms for Sharia screening or certification of the deals on its platform.

This means there is a significant risk of encountering interest-based transactions Riba or investments in non-halal businesses.

What are the ethical concerns with Issuance.com for Muslim investors?

The main ethical concerns include the potential for Riba interest in various “deal structures,” excessive Gharar uncertainty/speculation in early-stage ventures, and the possibility of investing in businesses involved in non-halal activities e.g., alcohol, gambling due to a lack of explicit Sharia screening.

How does Issuance.com make money?

While specific pricing is not publicly disclosed, Issuance.com likely earns revenue through various fees charged to founders issuers for using their platform to raise capital.

This could include setup fees, success fees a percentage of capital raised, platform subscription fees, and potentially fees for white-label enterprise solutions.

Can non-accredited investors use Issuance.com?

Yes, non-accredited investors can access early-stage “community rounds” through Issuance Express, which operates as a registered funding portal under Regulation Crowdfunding Reg CF.

What is the difference between Issuance Platform and Issuance Enterprise?

Issuance Platform is designed for founders to manage their own deal operations and onboard investors for capital raising.

Issuance Enterprise allows businesses to build their own white-label deal marketplace using Issuance’s backend technology. Rugbybooks4kids.com Review

Does Issuance.com provide investment advice?

No, Issuance.com explicitly states that it does not provide any investment advice, recommendations, or legal/tax advice concerning securities.

Investors are solely responsible for their investment decisions.

How can I contact Issuance.com customer support?

You can contact Issuance.com via phone at +1 855 477-8262 or by email at [email protected]. They also have a contact form on their website.

What regulations does Issuance.com operate under?

Issuance, Inc.

Facilitates offerings under Regulation A, or Rule 506b or 506c of Regulation D under the Securities Act of 1933. Its subsidiary, Issuance Express, is registered with the SEC and FINRA and operates as an intermediary for offerings made under Regulation Crowdfunding Regulation CF.

How much capital has been raised on Issuance.com?

According to the website, over $100 million has been raised on Issuance.com. One testimonial from Aptera Motors Corp.

Mentions managing over $80 million through the platform.

Are there alternatives to Issuance.com for ethical investing?

Yes, ethical alternatives include direct equity investments in verified halal businesses, Sharia-compliant crowdfunding for tangible assets, supporting microfinance initiatives, engaging with Waqf foundations, and investing in Sharia-compliant funds or Sukuk.

What is Reg CF Regulation Crowdfunding?

Regulation Crowdfunding Reg CF is a rule enacted by the SEC that allows companies to raise capital through crowdfunding portals like Issuance Express from a large number of investors, including non-accredited individuals, up to a certain financial limit within a 12-month period.

Where can I find Issuance.com’s legal documents?

Links to their Privacy Policy, Terms of Use, CF Education, and CF Disclosures are available in the footer of their website. Chillhosting.xyz Review

Does Issuance.com have a blog or press section?

Yes, Issuance.com has a “Blog/Press” section under its “Resources” menu, which contains articles and press releases related to their activities.

What is the “Knowledge Base” on Issuance.com?

The website indicates a “Knowledge Base Coming Soon” that will offer educational content and articles.

Currently, there are separate “Investor Docs” and “Issuer Docs” available.

How do I cancel my Issuance.com account or subscription?

You would typically need to contact Issuance.com’s customer support via email [email protected] or phone +1 855 477-8262 to request account cancellation and inquire about any ongoing commitments or data deletion processes.

What kind of support does Issuance.com offer founders?

Issuance.com offers founders tools for managing deal operations, onboarding investors at scale, and fulfilling data & reporting requirements.

They also mention a “dedicated support team” in a customer testimonial.

Is Issuance.com suitable for long-term ethical wealth building?

No, for long-term ethical wealth building grounded in Islamic finance, Issuance.com is not recommended due to its lack of Sharia compliance screening, potential exposure to Riba and excessive speculation, and the absence of explicit halal investment options.

Investors should seek platforms and products specifically designed for Sharia-compliant finance.