Piptarget.com Review

Based on checking the website Piptarget.com, it appears to be a platform offering trading signals and educational resources for financial markets, particularly Forex.

However, the nature of its offerings, which heavily relies on algorithmic trading and promises of high success rates in speculative markets, falls into an area that requires extreme caution from an ethical standpoint.

In Islam, speculation, excessive uncertainty gharar, and transactions resembling gambling are strongly discouraged due to their potential for exploitation and harm.

The website’s emphasis on “unleash your trading potential” and claims of high success rates with “2600 pips each month” can be highly misleading and lead individuals into risky endeavors that might not align with sound financial practices.

Overall Review Summary:

Service Type: Trading signals, Forex education, algorithmic trading solutions.
Claimed Success Rate: 86% average success rate, 2600 pips/month for members.
Transparency: Claims to openly share outcomes, but verification is crucial.
Ethical Concerns: Involvement in highly speculative financial trading, which can resemble gambling and uncertainty, often involving interest-based transactions, raising significant ethical questions from an Islamic perspective.
Accessibility: Offers free signals via Telegram and paid premium services.
Target Audience: Both seasoned professionals and beginners.
Disclaimer: States “PipTarget™ is not responsible in any way for your communication with other instruments. The responsibility of trading and compliance to local laws and rules applies solely to the user and on the company that provides him for trading.” Also, “All the information displayed on our website, including the tools, is based solely on AI opinion. We should not be referred to as investing or finance advisors.”

While PipTarget.com positions itself as an educational resource and signal provider, the underlying activity of Forex trading itself, as commonly practiced, often involves elements of Riba interest, Gharar excessive uncertainty, and Maysir gambling, which are strictly prohibited in Islam.

The concept of “signals” guiding trades without deep personal understanding and control, coupled with promises of quick wealth, can be particularly problematic.

For those seeking ethical and permissible financial growth, engaging in such highly speculative ventures should be approached with extreme caution, if at all.

The allure of rapid profits often overshadows the inherent risks and ethical compromises involved.

Find detailed reviews on Trustpilot, Reddit, and BBB.org, for software products you can also check Producthunt.

IMPORTANT: We have not personally tested this company’s services. This review is based solely on information provided by the company on their website. For independent, verified user experiences, please refer to trusted sources such as Trustpilot, Reddit, and BBB.org.

Table of Contents

Best Alternatives for Ethical Wealth Building Non-Speculative:

For individuals seeking to build wealth ethically and in accordance with Islamic principles, focusing on real economic activity, genuine partnerships, and tangible assets is paramount.

Avoid anything that involves interest, excessive speculation, or gambling.

Halal Investment Platforms: Explore platforms that specialize in Sharia-compliant investments, focusing on ethical businesses, real estate, or sukuk Islamic bonds. These platforms typically vet investments to ensure they are free from haram industries alcohol, gambling, pork, conventional finance, etc. and interest.
- Key Features: Sharia-screened portfolios, ethical focus, often diversified.
- Average Price: Varies based on platform fees and investment amounts.
- Pros: Adheres to Islamic principles, promotes ethical economy, long-term growth potential.
- Cons: Returns might be lower than highly speculative ventures, requires due diligence on platform’s Sharia compliance.
Ethical Business Ventures: Invest in or start small businesses that deal in permissible goods and services. This involves tangible production, trade, and service provision, which are highly encouraged in Islam.
- Key Features: Real economic activity, direct impact, potential for entrepreneurship.
- Average Price: Startup costs vary widely.
- Pros: Highly ethical, contributes to society, builds tangible value.
- Cons: Requires significant effort and risk, success is not guaranteed.
Real Estate Investment: Investing in physical properties for rent or sale is generally considered permissible, provided the financing is interest-free. This involves tangible assets and real value.
- Key Features: Tangible asset, potential for rental income and appreciation.
- Average Price: High initial capital, but various entry points exist e.g., REITs, though ensure they are Sharia-compliant.
- Pros: Stable asset, hedges against inflation, builds equity.
- Cons: Illiquid, management can be time-consuming, requires substantial capital.
Commodity Trading Physical Delivery: Unlike speculative derivatives, trading in physical commodities where actual ownership and delivery take place can be permissible.
- Key Features: Tangible goods, direct exchange, often involves essential resources.
- Average Price: Varies significantly based on commodity.
- Pros: Real economic transaction, avoids speculation.
- Cons: Logistics and storage can be complex, market volatility.
Savings & Financial Planning Tools: Focus on building a robust personal financial plan that emphasizes saving, budgeting, and debt avoidance especially interest-based debt.
- Key Features: Budgeting apps, financial literacy books, savings trackers.
- Average Price: Low to moderate books, apps.
- Pros: Promotes financial discipline, reduces reliance on debt, builds security.
- Cons: Slower wealth accumulation compared to investment, requires consistency.
Crowdfunding for Ethical Projects: Participate in crowdfunding initiatives that support ethical businesses or social enterprises, often structured as profit-sharing or debt-free investments.
- Key Features: Supports innovation, diversified small investments, community impact.
- Average Price: Accessible with smaller investment amounts.
- Pros: Ethical impact, potential for diversified portfolio, supports real ventures.
- Cons: Higher risk as projects are often startups, less liquidity.
Learning & Skill Development: Invest in yourself by acquiring new skills or refining existing ones that can lead to increased earning potential through ethical means. This is a direct investment in your human capital.
- Key Features: Online courses, certifications, workshops.
- Average Price: Varies from free to thousands of dollars.
- Pros: Direct control over outcome, increases market value, empowers self-sufficiency.
- Cons: Requires time and effort, no immediate financial return.

Piptarget.com Review: A Deep Dive into Its Offerings and Ethical Implications

When you’re looking to dive into the world of financial markets, especially Forex, you’re bound to come across platforms promising quick returns and easy access to “expert” insights.

Piptarget.com is one such platform, positioning itself as a comprehensive resource for trading signals and educational content.

However, before you jump in, it’s crucial to scrutinize what they offer and, more importantly, whether it aligns with ethical financial practices, particularly from an Islamic perspective where elements like Riba interest, Gharar excessive uncertainty, and Maysir gambling are strictly prohibited.

The very nature of leveraged Forex trading, which relies on complex derivatives and often involves interest swaps, intrinsically carries these impermissible elements.

Piptarget.com Review & First Look: Unpacking the Claims

Upon first glance, Piptarget.com presents a sleek, professional interface, emphasizing “BEST TRADING SIGNALS” and a call to “Join the best signals provider.” They claim to offer “comprehensive educational resources” and “expert guidance” for traders at all levels.

Their FAQ section boasts an “average success rate of 86%” and promises members can “typically earn at least 2600 pips each month.” These are bold claims designed to entice, especially beginners looking for an easy entry into what is often a complex and high-risk domain.

Initial Impression: The website focuses heavily on outcomes and promises of success rather than a clear, transparent explanation of their methodology beyond “algorithmic trading solutions.”
Value Proposition: They aim to simplify trading by providing “real-time trading signals for various markets, accessible with just a click.” This “set it and forget it” or “follow the expert” approach can be alluring but often disconnects users from the actual risks involved.
Transparency: While they mention sharing “outcomes” on their Telegram channel, specific, independently verifiable audited results are not prominently displayed. The lack of detailed regulatory information or a clearly stated business model beyond “signals” is a red flag.
Target Audience: Piptarget.com explicitly targets both “seasoned professionals” and, perhaps more concerningly, “beginners,” stating, “Any trader can be successful on the forex market and you are no different, You don’t need to have any special training or prior trading experience.” This narrative can be highly misleading, as genuine financial markets require significant knowledge and risk management.

Piptarget.com Cons: The Hidden Dangers of Speculative Trading

While Piptarget.com highlights potential “success,” it’s critical to focus on the inherent drawbacks and ethical pitfalls associated with the services they offer, especially from an Islamic viewpoint.

The core issue lies in the nature of Forex trading signals and algorithmic solutions—these tools often facilitate highly speculative activities that resemble gambling Maysir and involve excessive uncertainty Gharar, both forbidden in Islam.

Furthermore, the underlying mechanics of Forex, particularly through leveraged positions and overnight swaps, frequently involve Riba interest.

Involvement in Speculative Markets:
- Forex trading is often a zero-sum game, where one party’s gain is another’s loss, fueled by short-term price movements rather than tangible asset creation.
- The use of leverage amplifies both gains and losses, meaning a small initial capital can be wiped out rapidly, which is a major component of Gharar.
Ethical Concerns Riba, Gharar, Maysir:
- Riba Interest: Many Forex brokers charge or pay “swap” fees for holding positions overnight, which are essentially interest payments. This is a fundamental violation of Islamic finance principles.
- Gharar Excessive Uncertainty: The high volatility, unpredictability, and reliance on speculation in Forex markets introduce an unacceptable level of uncertainty for a transaction to be considered ethically sound in Islam.
- Maysir Gambling: The promise of high returns based on predicting market movements, particularly with the “signals” approach, bears a strong resemblance to gambling, where success is often more about chance and speculation than genuine productive effort or real economic value.
Lack of Tangible Value Creation:
- Unlike investing in a business or real estate that produces goods, services, or rents, Forex trading, especially short-term speculation, does not create new wealth in the real economy. It merely redistributes existing wealth based on market fluctuations.
Risk of Financial Loss:
- Despite claims of high success rates 86%, the reality of Forex trading is that a vast majority of retail traders lose money. Data from regulatory bodies often shows that 70-80% of retail Forex accounts end up losing capital. Piptarget.com’s disclaimer states, “PipTarget™ is not responsible in any way for your communication with other instruments,” shifting all risk to the user.
- The promise of “2600 pips each month” is a significant red flag, as such consistent, high returns are extremely rare and unsustainable in volatile markets, often masking the significant risks involved.
Dependency on Signals, Not Education:
- While they claim to offer “educational resources,” the core service is “signals.” This encourages a dependency on external predictions rather than fostering true financial literacy, critical thinking, and independent decision-making, which are crucial for long-term financial well-being.
- The statement, “inexperienced traders can easily follow our profitable forex trading signals without worrying about technical analysis or market timing,” disincentivizes genuine learning and understanding.
Regulatory Scrutiny:
- The global Forex market has faced significant scrutiny from regulators due to its high-risk nature and instances of fraud. The lack of clear regulatory information on Piptarget.com itself, beyond a generic disclaimer, means users are operating in a less protected environment.

Piptarget.com Alternatives: Ethical Paths to Financial Growth

Instead of engaging in speculative trading that carries significant ethical and financial risks, consider these alternatives for building wealth and achieving financial independence through permissible and stable means. Activeme360.com Review

These options align with Islamic principles by focusing on real economic activity, tangible assets, and avoiding interest, excessive uncertainty, and gambling.

Halal Stock Market Investing: Instead of highly speculative Forex, consider investing in Sharia-compliant stocks. These are companies that operate in permissible industries e.g., technology, healthcare, manufacturing and meet specific financial criteria e.g., low debt-to-equity ratio, no interest-bearing activities.
- Key Features: Invest in real businesses, benefit from actual economic growth, often diversified.
- Pros: Ethical and permissible, long-term growth potential, relatively liquid.
- Cons: Market fluctuations, requires research, returns are not guaranteed.
- Example: Wahed Invest a globally recognized halal investment platform or searching for Sharia-compliant ETFs on Amazon.
Ethical Real Estate Investment: Directly investing in physical properties for rental income or capital appreciation. This is permissible as it involves a tangible asset.
- Key Features: Tangible asset, passive income potential, hedge against inflation.
- Pros: Stable asset, builds equity, aligns with physical economic activity.
- Cons: High capital requirement, illiquid, management can be intensive.
- Example: Investing directly in a property or exploring Islamic real estate investment trusts REITs.
Starting a Halal Business: Entrepreneurship is highly encouraged in Islam. Establishing a business that provides genuine goods or services and adheres to ethical practices offers a direct path to wealth creation.
- Key Features: Direct control, value creation, personal fulfillment.
- Pros: High earning potential, creates jobs, contributes to society.
- Cons: High risk, requires significant effort and capital, no guaranteed success.
- Example: Launching an e-commerce store, a consulting service, or a manufacturing business. Books on ethical business practices can be a great start.
Takaful Islamic Insurance: As an alternative to conventional interest-based insurance, Takaful operates on principles of mutual cooperation and donation, where participants contribute to a fund to cover each other’s losses.
- Key Features: Mutual assistance, risk-sharing, Sharia-compliant.
- Pros: Ethically sound, provides financial protection, fosters community.
- Cons: Fewer providers globally compared to conventional insurance, understanding the model might require effort.
- Example: Researching local Takaful providers in your region.
Commodity Trading Physical Basis: Engaging in the actual buying and selling of physical commodities e.g., agricultural products, metals where ownership and delivery are transferred, rather than speculative contracts.
- Key Features: Tangible assets, real market demand, direct exchange.
- Pros: Permissible, involves real economic activity, diverse markets.
- Cons: Logistics, storage, and transportation can be complex, market volatility.
- Example: Exploring physical gold or silver investments.
Professional Skill Development: Investing in acquiring valuable skills through education, certifications, or vocational training. This increases your earning potential in the job market or allows you to offer specialized services.
- Key Features: Personal growth, increased earning capacity, self-reliance.
- Pros: Direct control, flexible learning paths, long-term career benefits.
- Example: Online courses in digital marketing, software development, or project management.
Debt-Free Savings & Financial Planning: Building a strong financial foundation through consistent saving, strict budgeting, and avoiding interest-based debt Riba. This method, though slower, is the most secure and ethically sound.
- Key Features: Budgeting tools, emergency funds, strategic savings plans.
- Pros: Financial security, peace of mind, no ethical compromises.
- Cons: Slower wealth accumulation compared to riskier investments, requires discipline.
- Example: Using budgeting apps like YNAB You Need A Budget or reading books on personal finance.

How Piptarget.com Pricing Works: An Overview of Their Plans

Piptarget.com hints at different tiers of service, distinguishing between “free signals” and “VIP members” with “more benefits.” While specific pricing details are not prominently displayed on the homepage, the mention of “Get started” buttons typically leads to a pricing page outlining various subscription models.

It’s common for such services to offer monthly, quarterly, or annual plans, with varying levels of access to signals, educational content, and support.

Free Tier: The website mentions joining their Telegram channel for “free trading signals” and “a variety of Forex trading strategies available for free.” This acts as a lead magnet to attract potential paid subscribers.
Premium/VIP Tier: This is where the core revenue generation happens. Premium members are promised “email and smartphone notifications” for signals and “more benefits” beyond the free offerings. The actual cost would likely depend on the duration of the subscription e.g., monthly vs. yearly and the specific features included.
Typical Pricing Models: Based on industry standards for signal providers, prices can range from $50 to $300+ per month, with discounts for longer commitments. Some might offer a one-time lifetime access fee, while others may have tiered services that unlock more advanced features or higher-frequency signals.
Value Proposition: The perceived value is tied directly to the claimed “success rate” and promised “pips.” However, as discussed, these are highly speculative and often do not materialize for the average user, making any price point a potential overpayment given the inherent risks and ethical concerns.

Piptarget.com vs. Other Signal Providers: A Comparative Perspective

Many platforms offer similar promises of algorithmic analysis, expert insights, and high success rates.

The key differentiators often come down to perceived transparency, pricing models, and the depth of their educational resources.

Commonalities:
- High-Volume Claims: Most signal providers, including Piptarget.com, emphasize high win rates and significant profit potential to attract users.
- Automated Solutions: The reliance on “algorithmic trading solutions” is a common selling point, suggesting advanced technology is doing the heavy lifting.
- Disclaimer Clauses: Nearly all such platforms include disclaimers about past performance not guaranteeing future results and users being responsible for their own trading decisions.
Differences Often Subtle but Crucial:
- Specificity of Signals: Some providers offer signals for a broader range of assets beyond Forex e.g., crypto, stocks, while Piptarget.com seems focused primarily on Forex.
- Educational Depth: While Piptarget.com mentions an “extensive knowledge base” and “best forex trading courses,” some competitors might offer more structured curricula, live webinars, or one-on-one mentorship that goes beyond just providing signals.
- Community and Support: Piptarget.com emphasizes “24/7 live chat,” which is a standard offering. Other providers might foster more active communities or forums for peer interaction.
- Verification of Results: This is where transparency truly matters. While Piptarget.com points to their Telegram channel for results, some providers might integrate with third-party verified trading journals like MyFXBook to show independently audited performance, though even these can sometimes be manipulated or show results from a select, non-replicable account.
- Regulatory Compliance: The extent to which a signal provider is regulated or operates within specific financial regulations varies widely. A provider operating from a jurisdiction with lax oversight might offer more aggressive claims without consequence. Piptarget.com’s generic disclaimers suggest a hands-off approach to regulatory responsibility for user trading.
Ethical Stance: From an Islamic perspective, all signal providers facilitating leveraged, interest-based Forex trading inherently face the same ethical challenges. No matter how advanced their algorithms or how high their claimed success rates, the underlying nature of the transaction remains problematic due to Riba, Gharar, and Maysir. Therefore, comparison among them might be less relevant than comparing them against permissible financial alternatives.

How to Cancel a Piptarget.com Subscription Hypothetical:

Since Piptarget.com implies a subscription model for its premium services, understanding how to cancel would be crucial for any user.

While direct instructions aren’t on their homepage, standard industry practices suggest a few common methods.

It’s vital to note that without explicit instructions, these are educated guesses based on typical online service subscriptions.

Through User Account Settings: The most common method. After logging into your Piptarget.com account, there would typically be a “Subscription,” “Billing,” or “Account Settings” section where you can manage your plan and initiate cancellation. This often involves a few clicks to confirm.
Contacting Customer Support: If an online cancellation option isn’t readily available or is unclear, contacting their “professional team in our 24/7 live chat” or through their “contact us Page” would be the next step. You would typically need to provide your account details and clearly state your intention to cancel.
Email Request: Sending a formal email to their support address, requesting cancellation and asking for confirmation, can create a paper trail. This is particularly useful if disputes arise later.
Checking Terms & Conditions: The “Terms & Conditions” page linked at the bottom of their homepage would contain the definitive cancellation policy, including any notice periods, refund policies, or specific steps required. It’s essential to review this document before signing up for any paid service.
Payment Provider Cancellation: As a last resort, if Piptarget.com makes cancellation difficult, you might be able to stop recurring payments directly through your credit card company or PayPal, though this should be a final step after exhausting direct communication with the service provider, as it can lead to account suspension or disputes.

Important Note for Ethical Considerations: If you find yourself in a situation where you have subscribed to a service like Piptarget.com that involves impermissible financial activities, it is advised to cancel the subscription as soon as possible to minimize involvement in such transactions. Diploma-msc.com Review

How to Cancel a Piptarget.com Free Trial Hypothetical:

Piptarget.com clearly states, “TRY IT FREE – NO CONTRACTS,” suggesting a free trial or free access model is available.

Canceling a free trial is usually simpler than a paid subscription but still requires attention to detail to avoid being charged.

Understanding Trial Terms: Even if it says “NO CONTRACTS,” it’s crucial to check if a credit card was required to start the trial and if it automatically converts to a paid subscription after a certain period e.g., 7 or 14 days.
Account Settings: Log into your Piptarget.com account. Look for “Trial Status,” “Subscription,” or “Billing” sections. There should be an option to “Cancel Trial” or “Do Not Renew.”
Direct Contact: If no clear option is available in the account, immediately contact their customer support via live chat or email to request trial cancellation and ensure no charges will be incurred.
Monitoring Email: Keep an eye on your email for any reminders about the trial ending or upcoming charges.
Remove Payment Information: If you provided payment details for the trial, and if the platform allows, consider removing them after cancellation to prevent accidental future charges, though this might not always be an option until the account is fully closed.

General Recommendation: For services that venture into speculative trading, even free trials should be approached with caution due to the ethical implications of engaging with systems designed for such activities. The best “cancellation” from an ethical standpoint is to avoid subscribing in the first place and instead pursue permissible financial avenues.

FAQ

What is Piptarget.com?

Piptarget.com is an online platform that provides trading signals, educational resources, and algorithmic trading solutions primarily focused on the Forex market.

They claim to offer real-time market analysis and support to help traders make informed decisions.

Is Piptarget.com legitimate?

Piptarget.com presents itself as a legitimate service, offering trading signals and educational content.

However, the nature of its offerings, which involves highly speculative Forex trading and promises of high returns, aligns with financial activities that carry significant risks and ethical concerns from an Islamic perspective, where gambling, excessive uncertainty, and interest are forbidden.

What kind of trading signals does Piptarget.com offer?

Piptarget.com offers real-time trading signals for various markets, primarily Forex, accessible via their platform and through channels like Telegram.

They also provide what they call “advanced trading strategy guides” and educational content.

What is Piptarget.com’s claimed success rate?

Piptarget.com claims to have an average success rate of 86% and states that their members typically earn at least 2600 pips each month. Menardsmoving.com Review

It’s important to approach such high success rate claims with skepticism, as consistent, high returns in speculative markets are extremely rare and often unsustainable.

Does Piptarget.com offer free trading signals?

Yes, Piptarget.com states that they offer free trading signals, primarily through their Telegram channel.

This often serves as a way to attract potential users to their premium services.

What are the ethical concerns with Piptarget.com from an Islamic perspective?

The primary ethical concerns with Piptarget.com stem from its involvement in leveraged Forex trading, which often entails Riba interest through swap fees, Gharar excessive uncertainty and risk due to high leverage, and Maysir gambling-like speculation on price movements. These elements are forbidden in Islam.

Can beginners use Piptarget.com signals?

Piptarget.com explicitly states that beginners can use their signals, claiming that “You don’t need to have any special training or prior trading experience.” This narrative can be misleading, as trading in financial markets, even with signals, carries substantial risks and requires a strong understanding of market dynamics.

How can I check Piptarget.com’s trading results?

Piptarget.com states that they post their trading results every month on their Telegram channel.

However, independent, verifiable audits of their performance are not prominently displayed on their website, which is a common characteristic of platforms that might not want full transparency.

What do I get by joining Piptarget.com?

By joining Piptarget.com, users are said to gain access to free signals, trading tools, a trading academy, and courses.

VIP members receive additional benefits such as email and smartphone notifications for signals.

How can I contact Piptarget.com?

Piptarget.com suggests contacting their professional team via their 24/7 live chat for immediate responses. Photographw.com Review

They also provide a “contact us Page” for other communication channels.

Does Piptarget.com offer any educational resources?

Yes, Piptarget.com states its goal is to offer “comprehensive educational resources,” including “best forex trading courses” and “advanced trading strategy guides,” alongside their trading signals.

What is algorithmic trading as mentioned by Piptarget.com?

Piptarget.com states that their “algorithmic trading solutions” leverage advanced technology to analyze market data in real-time, identify trading opportunities, and execute trades with precision.

This refers to the use of computer programs to follow a defined set of instructions for placing trades.

Is Piptarget.com a regulated entity?

The Piptarget.com website does not prominently display information about its regulatory status.

Its disclaimer states that it “is not responsible in any way for your communication with other instruments,” and that “The responsibility of trading and compliance to local laws and rules applies solely to the user.” This shifts the regulatory burden and risk entirely to the user.

What are some ethical alternatives to Piptarget.com for financial growth?

Ethical alternatives include investing in Sharia-compliant stocks, real estate without interest-based financing, starting a halal business, using Takaful Islamic insurance, engaging in physical commodity trading, or investing in personal skill development and education.

How does Piptarget.com handle user data and privacy?

Piptarget.com has a “Privacy Policy” link at the bottom of its homepage.

Typically, such policies detail how user data is collected, used, stored, and protected.

It is advisable to review this policy before engaging with their services. Kungfu4less.com Review

Can Piptarget.com guarantee profits?

No, Piptarget.com, like any legitimate financial service, cannot guarantee profits.

While they claim a high success rate, their own disclaimer states that “All the information displayed on our website… is based solely on AI opinion.

We should not be referred to as investing or finance advisors.” All trading involves risk, and capital is at risk.

What is the difference between free and premium signals on Piptarget.com?

Based on the website, free signals are available through their Telegram channel, while premium VIP members get additional benefits like email and smartphone notifications, implying more frequent or exclusive signals.

What are “pips” in Forex trading, as mentioned by Piptarget.com?

“Pips” points in percentage are a standard unit of measurement for changes in the exchange rate of a currency pair in the Forex market.

Piptarget.com’s claim of “2600 pips each month” refers to the potential profit in these units.

Is Forex trading permissible in Islam?

The permissibility of Forex trading in Islam is a complex and highly debated topic among scholars.

Many scholars view conventional leveraged Forex trading as impermissible due to the involvement of Riba interest, Gharar excessive uncertainty, and Maysir gambling-like speculation.

Why should I avoid speculative trading services like Piptarget.com?

You should avoid speculative trading services because they often facilitate activities that are ethically problematic Riba, Gharar, Maysir, carry extremely high risks of financial loss with a majority of retail traders losing money, and promote a mindset of quick wealth rather than sustainable, productive economic activity.

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