worldtrips.com FAQ

What is Worldtrips.com?

Worldtrips.com is an online platform that provides various travel insurance products, including travel medical insurance, trip cancellation and interruption insurance, and international student medical insurance.

It is a service company and a member of the Tokio Marine HCC group of companies.

Is Worldtrips.com a legitimate insurance provider?

Yes, Worldtrips.com is legitimate.

It is part of the Tokio Marine HCC group, a well-established international insurance entity. ykards.com FAQ

Its policies are underwritten by financially strong and regulated insurance companies, and it has a long operating history since 1998.

What types of travel insurance does Worldtrips.com offer?

Worldtrips.com offers several types of travel insurance, including Atlas Travel® and Atlas Premium™ for travel medical needs, Atlas Journey® for trip cancellation/interruption protection, Atlas On-The-Go for post-departure interruption coverage, and StudentSecure for international student medical insurance.

Who underwrites Worldtrips.com policies?

Worldtrips.com policies are underwritten by entities within the Tokio Marine HCC group.

Specifically, Atlas Travel Series and StudentSecure are underwritten by TMHCC (CI) Insurance SPC Ltd and Houston Casualty Company (HC), while Atlas Journey, Atlas Cruiser, and Atlas On-The-Go are underwritten by Tokio Marine HCC’s U.S. Specialty Insurance Company (USSIC).

What is the financial strength rating of Worldtrips.com’s underwriting company?

The underwriting company for Worldtrips.com policies holds an A++ (Superior) financial strength rating from AM Best, indicating a very strong ability to meet policyholder obligations. Ykards.com Trustpilot Reviews Overview

How long has Worldtrips.com been in business?

Worldtrips.com has been providing insurance for travelers for over 25 years, with its domain registered in 1998.

Does Worldtrips.com offer 24/7 customer assistance?

Yes, all Worldtrips.com travel insurance policies come with 24/7 multilingual travel assistance services for emergencies and support during your trip.

Can I get a quote directly on the Worldtrips.com website?

Yes, Worldtrips.com features a prominent “Get a quote” function on its homepage, allowing users to enter their travel details and receive personalized insurance quotes.

Are Worldtrips.com plans available to non-U.S. residents?

While some international travel medical plans like Atlas Travel are designed for global citizens, specific trip protection plans like Atlas Journey are available exclusively to U.S. residents.

Coverage availability may vary by product and residency. Centricfiber.com Pricing

What is the difference between travel medical insurance and trip insurance from Worldtrips.com?

Travel medical insurance (e.g., Atlas Travel) covers health emergencies and medical mishaps when traveling outside your home country.

Trip insurance (e.g., Atlas Journey) primarily protects your financial investment in a trip by offering reimbursement for unexpected delays, cancellations, or interruptions.

Is Worldtrips.com good for students studying abroad?

Yes, Worldtrips.com offers StudentSecure plans specifically designed for international students to meet school, program, or visa medical insurance requirements, with various coverage levels.

How do I manage my Worldtrips.com policy online?

Worldtrips.com provides dedicated online portals: the “Member Portal (Travel Medical)” for medical plans and the “CBP Portal (Trip Protection)” for trip protection plans, where policyholders can sign in, manage their plan, and file claims.

What kind of travel resources does Worldtrips.com offer?

Worldtrips.com provides a “Travel Resources” section with travel guides, blogs, and how-to articles packed with expert insights into international travel and insurance. My Experience with 48hourprint.com

Does Worldtrips.com cover pre-existing conditions?

Like most insurance providers, Worldtrips.com policies typically have specific terms and exclusions regarding pre-existing conditions.

It is crucial to review the policy details or contact customer service for specific information on how pre-existing conditions are handled.

What is Atlas On-The-Go?

Atlas On-The-Go is a unique trip interruption insurance plan from Worldtrips.com that can be purchased on the day of departure or even after a trip has begun, offering protection starting the next day if your trip is unexpectedly interrupted for a covered reason.

How do I file a claim with Worldtrips.com?

Claims can typically be filed through the customer resource hub on the Worldtrips.com website, usually by accessing your respective member portal and following the instructions for claim submission, which will require supporting documentation.

Does Worldtrips.com have good reviews on Trustpilot?

Yes, Worldtrips.com generally receives favorable reviews on Trustpilot, often scoring in the “Great” or “Excellent” range, with many customers praising their claims process and customer service. Keysfan.com Reddit Discussions – What Real Users Think

What happens if my trip is canceled for a non-covered reason?

If your trip is canceled for a reason not explicitly listed as a “covered reason” in your Worldtrips.com trip protection policy, you typically will not be eligible for reimbursement.

It’s essential to understand the specific covered perils outlined in your policy.

Is Worldtrips.com regulated by insurance authorities?

Yes, the underwriting companies associated with Worldtrips.com, such as Tokio Marine HCC’s U.S.

Specialty Insurance Company (USSIC), are regulated by state insurance departments in the United States and other relevant international authorities where they operate.

What alternatives exist if I seek ethical travel protection?

Alternatives to conventional insurance that align with ethical principles include Takaful-based travel protection plans, establishing a dedicated travel savings fund, contributing to community-based emergency travel funds, or utilizing flexible travel booking options that allow for refunds and changes. defensivedriversinstitute.com Customer Support Review